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The interesting question isn't what AI can do in lending. It's which parts of the workflow it should touch and which stay with a human.
Our MD & Group CEO Nitin Chugh with @AASTHACHOPRA13 at @GffFintechfest 2026.
Thanks @business_today for the conversation.
Perfios’ Big Bets On AI, Digital Lending & The Future Of Fintech
At Global FinTech Fest 2026, Perfios MD & Group CEO Nitin Chugh discusses the next phase of India’s fintech ecosystem, with a focus on AI, data-driven lending, digital financial infrastructure and the evolution of financial services. He shares his outlook on how AI and emerging technologies can transform lending, improve financial inclusion and create more efficient, personalised experiences for consumers and businesses.
#GFF2026 #AgenticAI #Perfios #Fintech #DigitalBanking
@AASTHACHOPRA13
In 10 to 15 years customers won't distinguish between an old bank and a digital-only one. By then we may not be talking about digital banks at all. We may be talking about agentic banks.
Our MD & Group CEO Nitin Chugh on 'Beyond Branches' at @GffFintechfest 2026.
Get candid perspectives and industry insights through a fireside chat with leading experts:
Mr. Anubrata Biswas - @airtelbank
Ms. Paroma Chatterjee - @Revolut
Mr. Nitin Chugh - @Perfios
Ms. Ritu Singh - @CNBCTV18Live
Register now: globalfintechfest.com
Every lender has a framework for what to build & what to buy. Almost nobody follows it.
That was the thread running through The Lending-Fintech Power Shift at @GffFintechfest, moderated by our CBO Sridhar Narayan, with @DecentroTech, @kreditbee, @flexiloansin & @VivritiCapital.
Obtain diverse perspectives and deep insights from a panel discussion featuring industry leaders:
Mr. Rohit Taneja - @DecentroTech
Mr. Madhusudan Ekambaram - @kreditbee
Mr. Manish Lunia - @flexiloansin
Mr. Vineet Sukumar - @VivritiCapital
Mr. Sridhar Narayana - @Perfios
Nobody has built an AI that invents a new way to assess a borrower on its own. What exists sits a step below, and it's further along than most people realise.
Our 𝐂𝐏𝐎 𝐊𝐫𝐢𝐬𝐡𝐧𝐚 𝐂𝐡𝐚𝐢𝐭𝐚𝐧𝐲𝐚 𝐁 on 𝐄𝐧𝐝-𝐭𝐨-𝐄𝐧𝐝 𝐀𝐈 𝐢𝐧 𝐂𝐫𝐞𝐝𝐢𝐭 at @GffFintechfest 2026.
Obtain diverse perspectives and deep insights from a panel discussion featuring industry leaders:
Krishna Chaitanya B - @Perfios
Rajneesh Karnatak - @BankofIndia_IN
Sahil Kini - @rbinnovationhub
Sachin Seth - CRIF
Bhavin Patel - @LenDenClub
Panel is done. The part nobody expected:
A model that approves loans drifts. The bar it clears today is not the bar it cleared six months ago, and nobody moved it. Miss that, and your own book is what tells you.
Our CTO Sumit Nigam at @GffFintechfest 2026.
Obtain diverse perspectives and deep insights from a panel discussion featuring industry leaders:
Ashish Shah - @bobcardofficial
Frederick D'Souza - @KotakBankLtd
Ravi Kumar Pangal - @MyIndusIndBank
suresh varadarajan - @HDFC_Bank
Sumit Nigam - @Perfios
Would you accept a diagnosis based only on a clinical check-up? Or would you want the scans too?
That's how our MD & Group CEO Nitin Chugh explained alternative data to @ETNOWlive at @GffFintechfest 2026.
Perfios builds 𝐀𝐠𝐞𝐧𝐭𝐬 𝐘𝐨𝐮 𝐂𝐚𝐧 𝐁𝐚𝐧𝐤 𝐎𝐧.
#WATCH | Can Agentic AI Make Credit Faster & More Inclusive?
Nitin Chugh, MD & Group CEO, Perfios, discusses how AI and agentic AI can transform credit decisioning by using real-time data and alternative signals to assess borrowers beyond traditional financial documents. He highlights the potential to lower onboarding and credit costs for MSMEs while expanding access to underserved borrowers.
@Perfios @sajeetkm
#NitinChugh #Perfios #AgenticAI #AI #Credit #MSME #DigitalLending #Fintech #FinancialInclusion #BFSI #GFF2026 #ETNOW
Waking up to this is a good way to start @GffFintechfest.
Swipe right to the end and you'll find our MD & Group CEO Nitin Chugh walking the Hon'ble PM @narendramodi through Perfios Farm Intelligence.
Credit for Bharat, in one photograph.
Booth i1. Come see it.
Perfios retweeted
A big Bay for India's Fintech Sector!
@Paytm @PayUindia, @Perfios, & @BriskPe unveiled their groundbreaking products at the India Pavilion—Bharat, World Expo 2025 Osaka, while spotlighting the nation's Digital Financial Infrastructure & global fintech leadership.
Launch Highlights
🔹Paytm – All-in-One Tap & Pay Device: Soundbox + card payments, “Made in India, Made for the World.”
🔹PayU – Wibmo Protect: Advanced suite to combat fraud & strengthen secure digital payments worldwide.
🔹Perfios – Nexus360: AI-powered SaaS intelligence layer for BFSI — enabling onboarding, digitization & secure credit decisioning.
🔹BRISKPE – XPI: Seamless cross-border collections & disbursements, anywhere in the world.
India’s fintech revolution is driving trust, innovation & inclusion — connecting people, businesses & nations.
#IndiaPavilion #BharatAtExpo2025 #Expo2025Osaka #IndiaJapanFriendship #WorldExpo2025Osaka #CulturalConnections #ConnectingHimalayasWithMountFuji #UPI #Fintech #BriskPe #PayU #Paytm #Perfios #NPCI #FinancialInclusion #JanDhan #FintechForAll
@PMOIndia @IndianEmbTokyo @IndianConsOsaka @MyGovIndia
@DoC_GoI @MEAIndia @FinMinIndia @MIB_India @CMOfficeAssam @IndiaDST @DFS_India @BOI_Tweets @NPCI_Intl @UPI_NPCI @NPCI_BHIM @expo2025_japan @expo2025japan @ICCR_Japan
Perfios retweeted
Unlocking the secrets of India's #Fintech Transformation!
Delighted to welcome you to an exciting event showcasing the Financial Revolution of India led by Financial Inclusion and #DigitalPayments:
Demo of UPI Products by NIPL
FinTech Products Launch by @BriskPe , @paytm, PayU, @perfios
Address by Ambassador of India to Japan, @AmbSibiGeorge and MD & CEO, Bank of India @BOI_Tweets
Brought to you by Dept. Of Finance, Min. Of Finance
FinTech | Demo & Product Launch
📅 2 September 2025
🕒 16:00–17:00
Admission is on a first-come, first-served basis.
We look forward to welcoming you!
— India Pavilion - Bharat, Expo 2025 Osaka
#IndiaPavilion #BharatAtExpo2025 #Expo2025Osaka #IndiaJapanFriendship #WorldExpo2025Osaka #CulturalConnections #ConnectingHimalayasWithMountFuji #UPI #Fintech #briskpe #payu #paytm #perfios #npci #upi #11YearsofJanDhan #PradhanMantriJanDhanYojana #FinancialInclusion #BankingForAll #JanDhan #FintechForAll
@PMOIndia @IndianEmbTokyo @IndianConsOsaka @MyGovIndia
@DoC_GoI @MEAIndia @MinOfCultureGoI @FinMinIndia @MIB_India @CMOfficeAssam @IndiaDST @DFS_India @ODOP_IND @NPCI_Intl @UPI_NPCI @NPCI_BHIM @BOI_Tweets
@expo2025_japan @expo2025japan @ICCR_Japan
From all of us at Perfios, here’s wishing you and your family a Merry Christmas and a wonderful New Year ahead! 🌟🎄
Visit our booth today at the ET Now HR Transformation Summit to learn about #OneVigil, a groundbreaking solution that enables HR professionals to complete 95% of background verification checks in under 5 minutes
For details or to request a demo, contact us at [email protected]
Thrilled to be the 'Background Verification Partner' at the Future Forward India by @ETHrWorld
Visit us at Booth 9 and discover how #OneVigil, the digital #candidateverification platform by Perfios, can revolutionize your candidate verification process with speed and accuracy🔥
Happy National Technology Day!
Today, let's celebrate the incredible innovations and advancements that continue to shape our world.
From cutting-edge AI to revolutionary medical breakthroughs, technology empowers us to reach new heights and solve humanity's greatest challenges.
At Perfios, we are dedicated to staying at the forefront of technology, crafting solutions that elevate the experiences of our customers and power financial inclusion to the last mile. Here's to embracing the future with creativity, curiosity, and collaboration!🚀
#TechnologyDay
Gulaal can only take you so far. This Holi, trust Perfios to raise the bar! 😍
Celebrate the festival of colours with joy and full confidence with India's leading B2B SaaS fintech. Happy Holi! 🎉
#Holi #HappyHoli #Facematch #Faceverification #Verification #Livenesscheck
Get ready to explore the future of fintech innovation with Sabyasachi Goswami, CEO at Perfios.
He will be joining forces with the visionary, @SharmaShradha, Founder & CEO at @YourStoryCo, for a fireside chat titled 'Beyond the horizon: Charting the course of fintech innovation'
From 💳 Co-branded credits to UPI, the world of Fintech is vast and endless.
Learn about all things innovation from @Perfios's Sabyasachi Goswami. Be there at #TechSparksMumbai2024! #TheGreatIndianTechade
Register now - in.explara.com/e/techsparks-…
Thrilled to share that we're the 'Powered By' partners at the TechSparks Mumbai by @YourStoryCo!
At Perfios, we've always been at the forefront of embracing innovation and technology. Here's to transformative connections and cutting-edge conversations at #TechSparksMumbai! 🚀
A huge shout-out to our sponsors for #TechSparksMumbai2024
Thank you for helping us be the platform for game-changing connections where we discuss cutting-edge technologies and audacious ideas. ✨
Join us on this journey, the destination for deliberating, deep-diving, and building for #TheGreatIndianTechade!
Happy Republic Day from Perfios!
At Perfios, our commitment to enhancing India's financial ecosystem is unwavering. We empower businesses with advanced solutions, fostering success and growth for organizations on their financial journey.
#RepublicDay2024 #HappyRepublicDay
🎉 An insightful journey at YourStory TechSparks - Delhi, where Alok Kumar, Head of Engineering at Perfios, contributed to a riveting panel discussion on 'Making Better Sense of AI For Business.' 🤖
They explored the delicate balance between off-the-shelf AI solutions and custom models tailored to specific business needs.
🚀Alok shed light on Perfios' strategic decision to build an array of in-house proprietary AI models, including foundational ones.
🔮 The panel also gazed into the future, discussing the exciting prospects of #GenAI, edge deployments, #ExplainableAI, and the groundbreaking arena of #quantumcomputing.
🌟 Kudos to the distinguished panel for an enlightening conversation!
#TechSparks #AI #InnovationJourney
