Sometimes a conversation sticks with you. This is one of them. As James says, we listened, without judgement and helped him with a debt solution that works for him and his circumstances. It's just a conversation, and we're here, ready to listen. #debtadvice

Does your mood slump on a Sunday evening? We know, Mondays can often mean direct debits sending you into the red, phone calls chasing for payments, brown envelopes you don't want to open. What else have we missed? #debtadvice

Imagine being just one small emergency away from problem debt. The simplest thing can tip you into the red. If you don't have to imagine, it's time to talk to one of our expert debt advisers. No judgement. Let's find a way forward together. #debthelp

The typical person coming to us this year is 40, in a full-time PAYE job, renting, but only has £194 at the end of the month. Surprised? They're not overspending – they've just been overtaken by something they didn't plan far. Familiar? Get in touch. #debthelp #costofliving

What's one small thing you can do today for better financial health tomorrow? Share your small things in the comments and take some inspiration too! #financialhealth #debthelp

We know that money worries can impact your mental health. On #WorldMentalHealthDay we are encouraging everyone to listen without judgment and support one another. 💙Asking for help is not a sign of failure. 💙It's a sign that you're ready for things to change. #DebtHelp

New: Find the cheapest fuel price near you in google maps. And 😱 at the highest prices! #costofliving #fuelprices

Think financial planning is only for people with investments? No, it starts with knowing where your money is going. 💷Understand income and outgoings 💷Review debts 💷Build emergency fund 💷Set a goal 💷Create a plan Need help? PayPlan can help. #worldfinancialplanningday

You can be intelligent, responsible and successful... and still ignore debt. Sometimes the brain just moves into survival mode. If you've ever done this, you're not lazy and you're not failing. You're human. What's one money task you've been avoiding? #DebtAdvice

How does it feel when you speak to PayPlan? Hear straight from one of our customers about their first steps with a PayPlan debt adviser. Share your experience in the comments below! #debtadvice #customerfeedback

Most debt problems don't start with a spending problem. They start with an avoidance problem. Money worry ➡️ Stress ➡️ Avoidance ➡️Bigger problem ➡️ and round and round. Breaking the cycle start by taking one small action. #DebtHelp

🚗Hands up if the cost of filling up the tank has just got ridiculous! You're not alone. With average diesel prices now tipping £2 a litre. What are you doing to keep your fuel costs within budget? #fuelcosts #costofliving

What's going to be the biggest pressure on your household budget this autumn winter? Drop the emoji in the comments for what you'd pick 🚗Fuel 🔥Heating 🎄Christmas 🍴Food shopping #winterbills #debthelp

True or False? “Debt collectors and bailiffs are the same.” False! Debt collectors can’t take goods, enter your home, or force you to make a payment. Bailiffs (enforcement agents) can only force entry in very limited circumstances and with a warrant. #bailiffs #debthelp

Jayne's debt was written off thanks to an open and honest conversation with a member of our specialist debt advice team. Her advice - be honest, ease the stress and you can achieve a good outcome for your circumstances. We're here and ready to talk. #debtadvice #talkaboutdebt

Can we normalise realistic saving, not perfect saving? 💙Making a habit of saving even if you can only spare a small amount 💙Keeping savings out of reach so you're not tempted to dip into them Start with small steps, and every pound counts. #uksavingsweek #financialwellbeing

What would you dip into your emergency fund for? Let's find out! If you don't have an emergency fund, how would you manage unexpected life events? #uksavingsweek #speakaboutmoney

Talking of savings, do you have an emergency fund? Let's find out! It gives you a buffer against unexpected costs helping to prevent slipping into problem debt. Starting a savings habit gives you confidence to manage life's challenges. #uksavingsweek #speakaboutmoney

Ray Duffey CEO PayPlan comments: “Being in debt is already hugely stressful. Consumers should never feel pressured into signing up to solutions that aren’t right for them.” We welcome the FCA’s efforts to tackle poor practice and protect consumers from misleading debt advice.