Our app on the App Store @PathakaAI already does this incredibly well with all the deep research to backup the script! Just type in a prompt and go.

Found this thread interesting? Click to listen to the full podcast. pathaka.ai/podcast/bee8e88e-…

The future? Some say blockchain will revolutionize credit scoring. Others warn we're heading toward a Black Mirror episode where every life decision gets a number 😰

Today, startups are trying to fix this by scoring... Netflix habits and metro card usage? 🎬 Yes, binge-watching Bridgerton might actually affect your loan approval 😅

Here's where it gets dark: That score now determines whether you can rent an apartment, get a job, or even a phone plan. It's become society's bouncer 🚫

But the famous 300-850 credit score range didn't exist until 1989. By 1995, it became America's financial passport when mortgage giants made it mandatory 🏠

It took until the 1970s Equal Credit Opportunity Act for banks to embrace the system. Not because the math was better - but because the law said "Stop being awful to women and racial minorities." 📜

Plot twist: Banks HATED it at first. They didn't want 'machines' to tell them who was trustworthy. Their first clients? Mail-order catalogs selling... sweaters 🧥

Finding this thread interesting? You can click to listen to the full podcast! pathaka.ai/podcast/bee8e88e-…

Two mathematicians, Bill Fair & Earl Isaac, had a radical idea: strip out human bias completely. No more "I don't like your neighborhood" or "You don't look trustworthy." Just pure data. 📊

Before this, loan officers would literally judge applicants by their shoes and zip codes. Imagine walking into a bank today and hearing "Sorry, those sneakers aren't fancy enough for a mortgage" 👞❌

A $2 bar bet in 1956 San Francisco completely revolutionized how the world measures trust. That napkin math now controls 90% of US loans and gates everything from apartments to jobs 🤯 🧵 👇

Is giving students 260 slides to read way too much or are they just lazy?

Get the grades without giving up your best college life.

Too much reading? Problem solved… just go to the gym instead.

Lock-In cheat mode 2025!

Loved the thread. We made you a podcast about it! The Hive Mind: How Kiva Robotics Revolutionized Amazon’s Warehouses, pathaka.ai/podcast/preview?i…