Many don't realize the quality [and quantity] of humans working everyday at Robinhood with one mission, to serve our customers on the journey to democratizing finance. Hello from Texas!

The financial services industry charges more for complexity than it does for outcomes. The most expensive products are often the most complicated, not the most effective. I've watched people pay for sophistication they didn't need when simplicity would have served them better. That's not an accident.

Not really feeling fireworks in Colorado with all the fires, plus many shows are cancelled. What is your favorite non-firework 4th of July tradition?

The question I get asked most that surprises people: "Am I doing enough for my kids?" The closer someone is to real financial security, the more the worry shifts from building wealth to making sure it means something.

Most financial advisors are in the business of making complexity feel necessary. The best ones are in the business of making it feel digestible and relatable. Those are opposite jobs. The industry rewards the first kind. Clients need the second.

A majority of retail investors are locked out of private markets. The growth you hear about on the news but can't participate in. That's where the economy is being built. More than 80% of American households can't get in and that gap is wider than most people realize.

What does Robinhood Concierge and @23XII have in common? Behind every great NASCAR driver is an expert team. Excited to be at Sonoma today. 🏁

What does Robinhood Concierge and @23XIRacing have in common? Behind every good driver is an expert team. 😉

People ask why I work at Robinhood. Growing up in a family that struggled to make ends meet, I saw the real impact of living in a world that separates people who have access to financial services from people who don't. I know what that costs people and society in the long run. I'm driven by being somewhere with a mission to change that.

The 401(k) turns 47 this year. For most of its life, regulatory and legal barriers have kept ordinary retirement savers locked out of private markets; the same asset class that generated 18-20% annualized returns for state pension funds over the last decade. Wealthy investors and government workers got access. The rest of us got the public market only. That gap is finally being discussed. Source: sec.gov/newsroom/speeches-st… Past performance does not guarantee future results.

12 days until the Grand Départ!

Since a HELOC is secured by your home, using it for investments or other purposes carries real risk. Talk to a tax or financial professional about your specific situation.

Tax treatment varies. Under current law, how you use the funds can affect how the interest is treated. Worth knowing before you borrow.