⚡ Pre-payment verification for AI agents. Agent payments have no chargeback. We check the API is real before your agent pays it. [email protected]
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Joined October 2023
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Our coding agent filed 68 GitHub issues. Nobody read them.
In September another agent checked each one against the code and closed 33.
New rule: an issue is for something that needs a decision or a fix. Everything else is one line in a backlog file.
I run Paddock solo and part time. Claude drafts. Code builds. I approve in about 30 minutes a day.
The trick is an old program manager habit: every task gets a one-page brief. Goal, exact wording, hard rules, what not to touch, how it proves it worked.
The only content number we track: how many times someone else publishes a figure and attributes it to paddock.finance.
Not followers. Not impressions.
Three so far. Six by the end of December.
How we do outreach for Paddock.
One named person a week. One real pull of data built for them. The only thing we ask for is a citation to paddock.finance with the as-of date.
No lists. No sequences.
We proposed a response shape for pre-payment verifiers to the x402 working group: verdict, reason, evidence, digest, mapping.
Four review rounds. A second verifier has already implemented it live.
Any verifier can return it. Any agent can read it.
github.com/x402-foundation/w…
Who do agents actually pay?
paddock.finance/leaderboard ranks x402 services by USDC settled to the seller over the last 7 days, updated daily. Paying wallets, last settled date, live status.
Ranked by money that moved, not by listings.
Your agent found an API on its own and is about to pay it.
paddock.finance/check. Paste the seller's domain or URL and see what that seller looks like before the money moves.
Agent payments have no chargeback. Check first.
Before a bank transfer, Plaid confirms the account is real and belongs to who you think.
Before an agent pays an API, nobody does.
Paddock does. One call reads the seller's live 402 and checks the wallet, price and settlement history. Free key: paddock.finance/docs
Markets & DeFi is now the largest category of agent spend on x402: 28.4% of mapped volume on Sept 30, across 75 providers.
On Sept 1, search was the bigger category. By month end, more paid calls were buying prices, signals and on-chain data.
September in numbers:
$38.0k USDC per day.
Same basis: total settled volume, 7-day rolling average of daily medians ending Sept 30.
Full September report, every figure with its basis label:
paddock.finance/report
94,649 transactions per day.
Total settled volume on x402, 7-day rolling average of daily medians ending Sept 30. The source moves a lot within a day, so treat it as a low-confidence read.
14,324 attributed transactions per day.
Single-day capture on Sept 30: transactions resolved to a known seller.
Agent payments have no chargeback. Paddock is pre-payment verification for AI agents.
Corrente Labs just published a research dispatch on pre-flight route verification, wiring verify_before_pay into their buyer-side pre-signing check before agents settle.
correntelabs.com/research-pr…
We tried to pay through Mercator today with our own funded wallet. Ranking and pricing worked. The payment didn't, twice, on two different sellers. Wrote up what that means for anyone trusting a router to check what it picks. xitter.cf/PaddockFinance/status/…
