We delayed this feature over at @lofty_ai for a few years, but I'm happy to announce that Governance 2.0 is finally live with the launch of the new community forums. One of the toughest problems to solve for what we're building has been to coordinate owners of the assets on the platform, the property managers they elect, and a way for high-trust discussions, all without Lofty sitting in the middle trying to scale a platform ops team. I think we've finally done it. Any investors on Lofty can now navigate to the "community" tab on the platform and gain access to property specifc forums, where any and all discussions can take place between owners. You can only post if you actually own at least 1 share of the asset. Your ownership percentage is displayed to everyone else when you post. Owners can directly propose a new governance vote in app now with Robert's rule in place. Once someone has seconded the motion, there is a timed discussion period before the vote goes live. Once the voting period is over, the results are automatically published and settled onchain. Early usage from our users is very promising and I'm sure there will be more improvements to make, but this launch completes one of the core pillars of what we set out to build. 1. Make real estate equity into a tradable digital asset. (We did this by tokenizing the equity at launch in 2021.) 2. Make the experience of buying and selling real estate more similar to buying and selling shares of stocks in your brokerage account. (We did this by introducing secondary markets in 2022 and then AMMs to real estate transactions in 2024.) 3. Provide a way for the various parties of a real estate holding to communicate and coordinate, make legally binding decisions, all without giving up privacy for users. (Launched now in 2026 with governance 2.0.) 4. Rebuild debt products for real estate from first principles now that real estate trades digitally and has good liquidity. (Upcoming lending products we plan to launch later this year in 2026). 5. Suite of fintech products in our ecosystem. Best in class bank accounts offering the higher than average interest rates, and credit cards that you can use to pay your mortgage/loan payments, while receiving cashback. (Coming in 2027). Funny how in 5 years our roadmap never changed. Things got shifted around, but the core pillars remained the same. Even with the advent of AI, we're fortunate that it's only a tailwind for our team to be more productive and lean, while knowing our moats are perfectly safe from it. We've always been building a new type of platform. Some people didn't realize it, and some people didn't believe us. But every day it's closer to reality.

There is a new type of orders on @lofty_ai called “optimized” order. You can only trigger it with USDC already in your wallet and you can’t use your rental credit or gift certificates. What does it do? It lets you set up a large order one time, then route that order in an optimized way over some period of time to get you the best price by getting you the lowest slippage. Great for whale users and enterprise clients! Go check it out and let me know if you have feedback.

Umm but our name is literally Lofty lol

You can now tag other owners on the community forums on @lofty_ai. Tagged people will receive an alert that they can click on to directly take them to the post. Owner coordination and communication should be easier now. Go check it out!

Who cares about the crypto stuff? Apps should just be enjoyable to use period.

Anyone that wants to list real estate in these regions on @lofty_ai DM me!

New property again! We are so back on launches :) Land parcels have done pretty well on @lofty_ai so far. People seem to like them a lot and I always like to see more diversified asset offerings! Go check it out

I had an older post of mine testing if an AI chat bot trained our property information, governance votes, and dropbox documents would be useful to help returning users underwrite properties faster and help new users take the leap on making their first investment. People seemed to have liked it, so we're rolling it out publicly now on @lofty_ai. Click on the button on any property page and the AI will review all the previous governance updates/votes, historical prices, yields, and any documents shared in the dropbox folder for the property. While it doesn't select investments for you, it should help investors underwrite things more and surface data you may have missed without it. Go give it a try, you don't have to spend any money to use it! It's not a support bot, so don't ask it any support questions. Those should always come over email to our team

A lot of things are theoretically possible on @lofty_ai, because the infrastructure we've built for the property's ownership group is open-ended. I always knew it was legally and practically possible for one of the co-owners to present a tender offer and buy out the rest of their co-owners for any given property on the exchange. I've known this and thought about it for 5 years. Recently, someone presented such an offer, and their co-owners accepted the governance proposal. It was ratified. Our platform routed the distributions. Now, there is another proposal, so this may become more common. One less theoretical thing to think about!

I really aspire to be able to provide this level of customer support should Lofty IPO one day. What a GOAT!

Congrats to all owners of 25 Rocky Ridge Rd on @lofty_ai! On one hand, I like seeing properties remain on the marketplace, because it leads to more trading volume and revenue for us. But, it's also great to see our users lock in good returns. The interesting thing is that the calculation in the announcement post is using the original launch price of the property shares, which was at $50/share. In reality, some investors bought in when the price on the secondary market was trading at ~$25/share. Factoring in rent, some people out there made more than 100% in < 1 year.

We're excited to announce that our new liquidity pools for @lofty_ai are live for our users to beta test. There are only two available for now, but we'll be watching the metrics closely. Barring major changes, we'll release the new version for all properties by the end of next week. This is one of the biggest overhauls we've done on the platform. - if you lend property tokens, you'll receive your rewards in property tokens - if you lend USDC, you'll receive your rewards in USDC - rewards stay inside the pools to auto-compound and provide additional liquidity for the ecosystem - thanks to fractional property tokens, you can now withdraw fractional ownership, meaning a position like 16.789 tokens won't force you to only withdraw 16 whole tokens like before - there is now a 24 hour lock period, meaning if you deposit assets, you'll need to wait at least 24 hours to take them out Overall, these changes should allow the pools to stay more stable, less volatile long-term, and set us up for the infrastructure required launch our "not a mortgage" product later this year. If you're a Lofty user, please help us stress test these over the weekend!

It’s very obvious that prediction markets are going to be regulated, not to mention that derivatives are already regulated with very little room for regulatory arbitrage. This means if we want @alphaarcade to reach more mainstream consumers to grow, we have to obtain the licenses needed. It will be expensive and it will take time, but we think it will pay a lot of dividends in the future. I’m especially excited about what this means for our perps product launch and expansion on Algorand I know folks are used to quick pump and dumps in crypto, but good durable businesses can take time to build and compound slowly initially

You will know if something is rage bait about YC because they won’t even bother to get the details right. You get a lot more than 125k these days

This is the second property launch since our one year hiatus! It’s also our first international property. Some folks that have followed me for a while might remember the property in Mexico, but that deal never closed and investors were refunded. Excited to see more international listings in the future to offer more diversification for our users. It’s located in Dominican Republic and has no debt on it, very attractive for halal investors and funds that target them. We are increasingly seeing more of these kinds of investors, since we are one of the only platforms that offer listings with no mortgages on them.

First new property launch since last summer! Completely new launch process. This is the first property that’s onboarded and launched entirely by volunteers in the Lofty ecosystem. These volunteers are Lofty users that have underwriting or real estate experience, and they can make money or earn property shares by volunteering for these tasks. This means we’re now completely hands off from onboarding properties and stepping into the role of building the best real estate platform investment platform in the world. New supply of properties are being added to the pipeline. I think this format will allow the inventory to scale far better and faster than what our team can manage. Excited to see more launches again!

This is insane. Imagine if our ancestors did this when cars, sewing machines, fork lifts, or cars were invented…

I occasionally check youtube for some crypto/blockchain grifters. The latest videos show that they've all pivoted to AI lol. They've all seemingly become datacenter experts overnight