
Crypto x-border payments advisor. I live on a farm and build ecosystems for = access. Now @ZKZeroKnowledge.
Austin, TX
Joined December 2010
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I've spent nearly a decade working toward one goal: send money anywhere, 24/7, instantly, cheaply.
@Celo @opera + @minipay are building a global Venmo that actually feels like Venmo, but stablecoins under the hood with self-custody intact.
400k+ verified users aren't lying.
Wrote the full breakdown with @austincampbell on exactly what they're getting right, and where the gaps are.
Study it if you share the goal. 👇
Surprise: @CeloOrg built the Zelle of the Global South.
💰12.6M wallets
🦾$1B+ monthly remittances
👵 grandma-level easy
(✅Face ID 🤬 FUCK 12-string seed phrases)
BUT 📉: $CELO down ~95% from peak. HODLers enraged.
@OYokip & @austincampbell : What's going on?
$CELO -95% Crash: Celo MiniPay Opera + CeeLo Roast Zero In Newsletter
$Celo #MiniPay + Opera: Zelle for Global South — 12.6M wallets, $1B+ remittances. Yet $CELO down ~95%. Zero In CeeLo Green savage roast "Forget You" roasting salty bagholders. Utility wins. #Celo
We tried this exact shit years ago.
I was at Versal building an international stablecoin settlement network. Joaquin was at Nium and became one of our first clients. We were early as hell.
Then FTX blew up and crypto ghosted every regulated player pretty much overnight.
Now OpenFX is actually solving it at scale and OpenMoney is the on-chain version. Timing is undefeated.
📣📣First Look: @openfx_ is launching OpenMoney — a DeFi stablecoin FX protocol actually built for cross-border settlement.
Issuers tokenize local currencies. Beta early November.
@JoaquinAyusoSF is joining to run OpenFX Labs and 10x a company already growing by billions in volume every quarter. We caught him at Money20/20.
Crypto finally has the timing right for this one.
Everyone, including Credit Unions and crypto, are mad at the same stuff underneath. A feeling that the system is not working for them.
But surfacely they don't speak the same language and there are missed opportunities.
Credit unions and crypto should be on the same side. Why they're not.
My thoughts after a @money2020_me panel on cooperation and democratizing finance.
For more on Money2020, subscribe to Zero Knowledge newsletters: newsletters.zero-knowledge.c…
Olivia Chow retweeted
Banks give you someone to blame
When it’s crypto… who?
Wolf of All Streets: Crypto's Biggest Flaw Is Who You Blame
Banks give you someone to blame. In crypto, who? Austin Campbell on The Wolf of All Streets with Scott Melker on accountability and trust in crypto.
Olivia Chow retweeted
Will stablecoin issuing leave the community banks behind?
3 new cohorts entering the stablecoin chat:
1. Community banks and credit unions
2. Non-financial services companies choosing stablecoin issuing over BAAS
3. Canada payments, banks, and compliance off the back of stablecoin act passing into law this spring.
For more on Money2020, subscribe to Zero Knowledge newsletters: newsletters.zero-knowledge.c…
Olivia Chow retweeted
Why hold tokens?
@gizmothegizzer gives 3 reasons.
But Why Ep 3: Why Hold Tokens? 3 Reasons from Perena
Perena But Why Ep 3 "Tokens": Anna Yuan and Austin Campbell on why anyone would hold tokens, with three reasons in under a minute.
Olivia Chow retweeted
Coinbase solidifies move into payments with Thunes partnership off the back of Marqueta partnership.
The world is making sense.
@OYokip shares on what this means for stablecoin payments, Coinbase, and base.
Olivia Chow retweeted
Olivia is on the floor at Money 20/20 chasing around news (about @coinbase and more) and the feeling on the ground.
If you are in the payments space, it's worth a look. Primary sourcing always beats the third-hand rumors.
Coinbase solidifies move into payments with Thunes partnership off the back of Marqueta partnership.
The world is making sense.
@OYokip shares on what this means for stablecoin payments, Coinbase, and base.
Let's see if Money20/20 attendees will bring this much energy...
Money 20/20 got that Vegas energy 🔊🔥🪖
@OYokip dodges Metallica fans to give a live preview of what she's looking out for and will be covering for the next few days.
@money2020 we're ready.
Waitlist going exponential
200,916 @Brave Rewards Card waitlist signups. 🔥
Waitlist signups have been open for a little over 2 months.
The @AttentionToken $BAT Roadmap 4.0 is a game changer.
Brave Rewards users will begin to earn everywhere, privately.
User-first with continuous added value.
Taking on the challenge of breaking through the crypto native bubble, into the next 20 million addressable users that have yet to be greeted with products and value they can practically use.
BAT is no dinosaur. It's seasoned, tested and grown alongside the user-first product stack that +128 million monthly active users have moved with their feet to.
Real product, used by real people. The work that the industry seems to do everything to avoid, has been where we've been fully committed.
Solving hard problems = the @Brave Way.
People balked at privacy in 2016.
People balked at users earning with their attention in 2018.
Tens of millions have participated in the Rewards utility. The biggest agencies and brands have flowed value through that utility. +2M creators verified to participate.
Now, we're putting the ball in the home court, bringing user-first privacy and Rewards in at the transactional level for this new transactional web and attention economy. Bringing usable unified self-custody with crypto as a first-class citizen alongside debit/credit options with ease of use your neighbors can use. Transactional revenue toward buybacks for transactional rewards.
Much more to do, and much ahead. 200K+ Rewards Card waitlist signups has exceeded expectations and signals a strong demand for the direction.
Let's go.
Olivia Chow retweeted
Tokens rallied.
The products? Still very vapor.
📣 @austincampbell in @Bloomberg:
"Crypto has a long history of people overpromising and hilariously failing to deliver."
Olivia Chow retweeted
Trump's Treasury Secretary @SecScottBessent wants to smash 30-year… yields.
How?
$4B in debt buybacks.
$739B issuing new debt.
✍🏼WAITLIST Zero Signal @davidzmorris & @austincampbell weekly news roundup: zero-in.beehiiv.com
Olivia Chow retweeted
The @brave stats for Aug 2026 🔥🦁🧡
126.5M MAU 🔥🔥🔥🔥
53M DAU 🔥🔥🔥🔥
2.51B monthly Brave Search queries 🔥🔥🔥🔥
_and_ +100K @Brave Rewards Card Waitlist signups. 🔥🔥🔥🔥
"summer slump" in shambles.
Just secured my spot on the Brave Rewards Card waitlist. Because nothing says “I value my soul” like rewards that don’t sell you out. Join early for better benefits when it launches. Sign up now, it takes seconds:
brave.com/card-waitlist @brave @AttentionToken
Olivia Chow retweeted
Team just pushed the @Brave Rewards Card waitlist live. 🔥
@hspencer77, @taxninja & @ItsNikkiBullock were showcasing the new unified @Brave Wallet prototype at our @RareEvo booth this week. 🔥
While @bat_jennie and @iAnonymous3000 just wrapped the first iteration of user testing/study of the new @Brave Wallet UX with our @BAT_Community @BAT_Ambassadors cohort in parallel this week.
@bat_guilhermee & @bat_paulas cranking out community infographics and keeping latam content moving.
@Jemsz & @heydanmurphy and team deployed the $BAT Roadmap 4.0 New Tab Takeover that just launched and is now displaying in @Brave.
@miyayesereum cooking on specs for BravePass, and on getting token confirmations spec'd to be integrated into the Offer Wall.
@PryvitKyle cooking with the team on early stage BravePay conceptual work.
Challenging time for the space.
3 weeks ago, we published our most ambitious roadmap to date. Team is cooking with conviction. As we always have, through many trying times.
Team effort, with a goated @Brave team that knows we're positioned better than anyone to break the space through to the next 10-20-50M+ users by meeting them where they're at, and where they're transacting with V4.
Never been more bullish on @Brave and @AttentionToken than now.
More $BAT updates to come. Stay tuned.
Onward. 🔥🫡🦁🦇🧡
Olivia Chow retweeted
osht @iamjonoliver called @austincampbell
"crypto expert"
i mean he is but i like that @LastWeekTonight told everyone🥳
📺 full clip in comments
Olivia Chow retweeted
Latest episode of the @Brave Technologist with the one and only @prestonjbyrne where we discuss free speech, UK overreach and much more.
Many thanks again for making the time, Preston.
Tune in, and share it around! 🦁🫡🔥
I was on the @brave technologist podcast with @lukemulks talking about the global fight for free speech on the Internet.
Give it a watch!
brave.com/podcast/e131/
Olivia Chow retweeted
I'll be on a panel on Thursday @ 1130am.
We'll be recording @Brave Technologist episodes from the booth all week.
Hope to see you there.
The Rare Evo 2026 agenda is stacked!
Policy. AI. Stablecoins. DeFi. Enterprise Adoption. Privacy. Tokenization.
Prepare for one unforgettable event in Las Vegas.
rareevo.io/agenda
Olivia Chow retweeted
I’ve now spent a decade in crypto. Like many of you, I’m left with an uncomfortable awareness of the gap between what we’ve been (a dark-web Black Mirror inside joke), and what we aspire to be…what brought us here in the first place: a revolutionary technology that improves the lives of everyday people.
Those scars will now go into three connected bets:
1. Media you can trust:
Crypto badly needs content that’s entertaining, educational, and honest. So I’m returning to media, this time with my full focus on building @ThisWkInCrypto (formerly allmight_US) into a flagship show for this industry. TWIC was a social-native show before TBPN existed, and crypto deserves its own unique version, done right.
2. Rails for a brighter future:
I’m also reuniting with the former Kik Messenger team to help consult on @flipcash. I believe it’s the right product at the right time: a first-principles rebuild of the crypto user experience that everyday consumers can actually grasp. I’m done with the 4chan trench era. But owning a piece of an idea or a community is still an important innovation, and I believe Flipcash will be the tool that makes it real, on Solana, without the dystopian casino.
3. A token experiment:
The time has come to show the world what a serious token should look like. I’m putting everything I’ve learned into a different kind of token design. This is the culmination of ten years of experience, including and especially the failures of Kin, which I watched and experienced firsthand from the inside. If it works, it can act as a blueprint for the mainstream era: real use, fundamental value. If it doesn’t…I’ll be the first to say so. More soon.
Thank you for your attention to this matter.
















