💳 How to get your FIRST credit card with no CIBIL score or credit history? 💼 If you're salaried: Start with the bank where your salary gets credited. Your chances of getting an unsecured credit card are generally better since the bank can see your regular income. The limit may be low, but that's a good start! 🏢 If you're self-employed: Getting an unsecured card without credit history can be tricky. An FD-backed secured credit card is a good starting point to build your credit history. 📖 My first credit card story: I started working at Patni Computers in 2010/11, and the company opened a Citibank salary account for us. After 3–4 months of salary credits, I applied for a Citibank credit card, and it got approved! I don't even remember the limit now. 😄 Back then, I had absolutely no clue about CIBIL scores, credit history or how approvals worked. Just applied to try my luck, and it worked! 💬 Your turn! Which was your first credit card? How did you get it, and do you still hold it?