Building AI for African Finance at https://xitter.cf/t.co/QB5btMkgKE

London/Jozi/Nairobi/Lagos
Joined August 2012
I suspect the word “agent” will face the same fate as “computer”. 50 yrs ago, computer meant, “a person who does calculations”. Pretty soon (already for some), “Sales Agent”, “Travel Agent”, or “Agent” (meaning representative) will no longer refer to a human by default.
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Human time is precious, tokens are cheap.
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New Urban Development Metric: what proportion of scaffolding in your city is made of wood vs. steel?
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I don't get it. why don't the starving people in africa run analytics on their farms to optimize their yield?
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There’s an element of our culture (borrowed from the US, I think) that treats effortless success as proof of genius. Happy to see that waning. A lot of the time, difficulty and friction are mechanisms for building something real.
your favorite founders’ favorite founder
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Was a real honour to meet with the Ministers to discuss the unique opportunities Africa has for applying AI to problems in SME finance and support. Many exciting things to come!
Minister @MusoniPaula together with Minister @P_Sebahizi , @RwandaTrade and Ms. @Umurung_i , Chief Investment Officer @RDBrwanda , met with @NicRawhani , Founder and CEO of Vula , on the sidelines of #IFF2026 to discuss opportunities for leveraging AI and digital platforms to improve access to financing for SMEs, enhance transparency across funding programs, and strengthen Rwanda’s entrepreneurial ecosystem.
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Minister @MusoniPaula together with Minister @P_Sebahizi , @RwandaTrade and Ms. @Umurung_i , Chief Investment Officer @RDBrwanda , met with @NicRawhani , Founder and CEO of Vula , on the sidelines of #IFF2026 to discuss opportunities for leveraging AI and digital platforms to improve access to financing for SMEs, enhance transparency across funding programs, and strengthen Rwanda’s entrepreneurial ecosystem.
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Whether or not this is PR, the fact that it is plausible enough to be included in the release info is extremely significant.
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It’s (time) expensive to be (time) poor
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Vula’s team is growing
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This is a good model - but important to differentiate between KIND and NICE. No such thing as Unkind truth, just not-nice truth. The most unkind thing across all systems is a lie.
An extreme commitment to the truth makes relationships acutely dysfunctional but systems chronically functional (think Elon Musk). An extreme commitment to kindness makes relationships acutely functional but systems chronically dysfunctional (think Sweden, UK)
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There’s never been a better time to have problems
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If you really care about someone, don’t ask them “how are you?” Ask them to tell you about their week and then judge for yourself
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Nic Rawhani retweeted
Micro, small and medium enterprises (MSMEs) contribute 40% to the GDP and employ more than 60% of the workforce. They’re the real MVPs. Yet somehow, the R350 billion funding gap still exists. The majority of applicants are micro businesses (earning under R1 million a year), but they’re the least likely to get funded. Think about that. The people creating most of the jobs are the ones least trusted with money. It’s the financial equivalent of putting your dog in charge of guarding your biltong.
Pension Funds and Stokvels should be investing directly into startups/MSMEs which could be contributing directly and indirectly towards creating jobs for their families.
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They say, build for the world. Meta: The founder appears to be in Nigeria.
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Big things coming for all African founders!
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Big ups @joekinvi
This angel syndicate just exited two startups with 600% net returns. Now, it’s launching a fund to invest $25,000–$50,000 in 30 founders. Here’s how HoaQ went from a scrappy investor collective to a structured venture fund:
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Day Shift/Night Shift makes a serious difference boss
The impact of 24/7 power on growth is always exaggerated.
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