Founded in 1951, NFCC is the oldest nonprofit financial counseling organization, with a mission to help all Americans gain control of their finances.

Washington, DC
Joined August 2009
National Foundation for Credit Counseling (NFCC) retweeted
Tiana & Jeanine prove that overcoming a mountain of debt is possible. 🌟 Their inspirational journeys remind us that we don’t have to do it alone. Nonprofit @NFCC Certified Credit Counselors make the difference. bit.ly/4rdFvQE
1
1
53
National Foundation for Credit Counseling (NFCC) retweeted
MMI client Tiana's story is a perfect example of how the right guidance from MMI and the @NFCC can turn financial stress into long-term stability!
National Foundation for Credit Counseling (NFCC)@NFCCJan 29
A Consumerpedia episode shares real stories of overcoming credit card debt with help from NFCC Member agencies. Tiana Moore paid off $21,000 and Jeanine Kosinski paid off $35,000, with credit counseling support. loom.ly/3F5L104 #NFCC #Consumerpedia #DebtHelp
1
1
69
National Foundation for Credit Counseling (NFCC) retweeted
Thanks to @BruceMcclary from @NFCC for joining us on the latest episode to share expert insights on helping Americans regain control of their finances. Your practical guidance on tackling debt is invaluable! 🙏 Listen now wherever you get your podcasts. hubs.ly/Q040WlkC0
1
4
43
National Foundation for Credit Counseling (NFCC) retweeted
Today's #wealthwednesdays show is over but you can still get budget and debt management help from a trusted nonprofit by contacting @NFCC. Be sure to follow @wayupwithyee and listen to her show on @iHeartRadio!
1
2
43
National Foundation for Credit Counseling (NFCC) retweeted
There is ONE specific time when using Buy Now, Pay Later (BNPL) could be a sensible financial decision. For every other purchase, risks might outweigh benefits. I explained this crucial exception and major pitfalls to @thejasminsu with @CNBCSelect. cnbc.com/select/one-time-to-…
1
2
1
39
National Foundation for Credit Counseling (NFCC) retweeted
The NFCC’s latest Financial Stress Forecast remains at a record 6.6, and rising delinquency numbers confirm what so many families are quietly carrying right now. We see the same trends in the calls and chats we answer every day. The good news: nonprofit credit counseling works and is safe and available today. Thank you, NFCC, for continuing to shine a light. #FinancialWellness #DebtFreeJourney #MoneyFit
National Foundation for Credit Counseling (NFCC)@NFCC19 Nov 2025
Financial strain is becoming the new normal. NFCC’s latest Financial Stress Forecast remains at a record-high 6.6, with the Consumer Debt Score also at its peak—showing more households are falling behind on unsecured debt. Connect with us to find support: loom.ly/OZkJ6Dg
1
3
96
National Foundation for Credit Counseling (NFCC) retweeted
“Consumers are out of money” 💸 Serious student loan delinquencies hit a record 14.3% in Q1 2025, while credit card delinquencies have doubled since 2021 to 7.1%, according to Equifax and the New York Fed. Mike Croxson, CEO of the National Foundation for Credit Counseling (@NFCC), says the issue is no longer about income level, but debt level: “It’s really about the debt level.” With U.S. household debt now at $18.59 trillion, has the consumer engine finally stalled? Read more ⬇️ investorsobserver.com/news/s…
1
1
5
179
National Foundation for Credit Counseling (NFCC) retweeted
1
2
47
National Foundation for Credit Counseling (NFCC) retweeted
Military servicemembers use crypto at 2X the rate of the general public - @NFCC survey. 🤯 Risky trend? @TheConsumerman breaks down the volatility, scams, and risk factors in his new @MyConsumerpedia podcast episode. Get the facts + Protect yourself: open.spotify.com/episode/5Yi…
3
4
93
National Foundation for Credit Counseling (NFCC) retweeted
Replying to @Experian
A7. Check at least once per year. You can get a free report from each of the three major bureaus annually at AnnualCreditReport.com. It's the only truly free, authorized source. #CreditChat @Experian @NFCC
1
2
2
102
National Foundation for Credit Counseling (NFCC) retweeted
Replying to @Experian
A6. Myth: Paying interest is necessary to build credit. ❌ DEBUNKED: You build great credit and save the most by using your card and paying the full statement balance by the due date. #CreditChat @Experian @NFCC
2
3
1
4
170
National Foundation for Credit Counseling (NFCC) retweeted
Replying to @Experian
A5. The big two are: 1) Payment History —always pay on time! 2) Utilization —keep balances low relative to credit limits. Focus on those for the biggest impact. #CreditChat @Experian @NFCC
4
4
76
National Foundation for Credit Counseling (NFCC) retweeted
Replying to @Experian
A4. Your Credit Report is the history book of your credit life (accounts, payment history). Your Credit Score is the grade (a three-digit number) based on that history. #CreditChat @Experian @NFCC
2
2
91
National Foundation for Credit Counseling (NFCC) retweeted
Replying to @Experian
A3. I wish I'd learned that utilization (credit balance vs. credit limit) is almost as important as paying on time. Keep it low (ideally under 20%!) for the best score and less budget pressure. #CreditChat @Experian @NFCC
3
4
91
National Foundation for Credit Counseling (NFCC) retweeted
Replying to @Experian
A2. Start small & be consistent! 1) Get a secured card or become an authorized user. 2) Use it for small purchases. 3) PAY EARLY OR ON TIME, EVERY TIME. #CreditChat @Experian @NFCC
3
4
84
National Foundation for Credit Counseling (NFCC) retweeted
Replying to @Experian
A1. Good credit is your financial foundation! It impacts your ability to rent, get better rates on loans/insurance, and eventually secure a mortgage. Start strong! #CreditChat @Experian @NFCC
5
7
114
National Foundation for Credit Counseling (NFCC) retweeted
Becky Pakarinen and Elaina Johannessen attended the @NFCC Connect Conference which brings together credit counseling agencies. Elaina presented about utilizing research to improve DMP outcomes alongside Ashley García, from @ideas42, and Lara Ceccarelli, from @MoneyTips4You.
1
1
2
58
National Foundation for Credit Counseling (NFCC) retweeted
Missed me on the Today Show this morning? Don’t worry...I brought the clip! Still struggling with debt or trying to save more? This segment is your sign to reset and get back on track. Big thanks to @TODAY for having me again! 💛 Full Segement 👉🏿👉🏿 vist.ly/32dkn
1
7
524
National Foundation for Credit Counseling (NFCC) retweeted
Summer on a budget? Say less 😅 I know the grocery/snack bill is wild and they're probably screaming "I'm bored" every 5 minutes ...but you can keep the kids learning, laughing, and off your last nerve without spending money every day. Swipe for low-cost (and free) ideas by age 👉🏿 Comment any activities you've started too... parents help each other out!
1
4
4
690
National Foundation for Credit Counseling (NFCC) retweeted
1
1
1
134