Multi-award winning personal finance journalist & money blogger at Much More With Less
Hadleigh, England
Joined October 2015
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Thanks @annabelbrodies
Must read article from @MuchMore_Less on switching from a cash ISA to a stocks and shares ISA in @thisismoney. Faith successfully used four investment trusts - City of London, @FinsburyGT, Temple Bar and @ScotMortgage_UK. @AICPRESS tinyurl.com/cjweek4y
Not increasing basic or higher rates of income tax - is additional rate going up?
#Budget #Budget2025
Knight Frank and Savills must be sobbing into their lattes with the introduction of a high value council tax charge on homes worth more than £2 million
#budget #budget2025
Big relief that the new ‘high value council tax surcharge’ only affects homes worth more than £2 million
#budget #budget2025
Income tax and national insurance thresholds frozen for another 3 years, right through until 2031
This means many more people will be pushed into paying income tax, or into higher ratea of income tax, as wages go up but tax thresholds don’t
#budget #budget2025
Aaaarrrgggh more over complication of the ISA system
From April 2027, £8,000 of the £20,000 ISA allowance will be ‘exclusively for investment, ie the cash ISA allowance will be cut to £12,000
BUT not for over 65s, they can still use the whole £20k for cash
#budget #budget2026
3 minutes into the #Budget speech and the first reference to ‘working people’
Anyone else got a bingo card going?
[AD] Why do some pension transfers take so long?
I’m supporting @pensionbee's petition for a 10-day pension transfer limit
Lengthy transfers can stop people taking control of their pensions, leaving them trapped in poor value or unsuitable funds
Sign at petition.parliament.uk/petit…
End of an era - the Nutmeg brand is being ditched, from November, in favour of J.P.Morgan Personal Investing
Plus next year they'll be offering a DIY investment platform alongside the managed portfolios
Stark reality of rising house prices:
in 2004, around 70% of 35 to 44 year olds owned their home.
That dropped to 50% in 2024, according to @PPI_Research
Looking forward to the start of this evening’s @Headlinemoney_ awards #HMAwards25
On his girlfriend's clothes spending:
"The rest would look better to me in her ISA"
@Monevator does make me laugh, always worth a read
I am at the 'book long-delayed optician's appointment' stage of procrastination with my current article
#freelancelife
Sorry to see that @MMMoneyMatter is closing, it has done some great work showing the power of pension money to make positive impact on the environment
Make My Money Matter will be closing on March 7.
Keep an eye out on here for some final posts on how to take action & who to follow to keep up with banks and pensions 🌍
Read the full statement from our co-founder Richard Curtis and CEO @Tony_Burdon: makemymoneymatter.co.uk/clos…
Writing money-saving tips for @yoursmagazine today, and so far I've downloaded the @Seatfrog app and ordered cotton vegetable storage bags ready for cheap Easter veg offers
Never say I don't take my own advice😁
A quarter of self-employed Brits spend an entire working day on #taxreturns, according to @GoSimpleTax
I feel like something out of Ab Fab: "Just the one, dear?"
Faith Archer retweeted
If you’re worried when you see your pension balance go up and down, don’t worry. It’s normal for your pension balance to fluctuate as it's a long-term investment. @MuchMore_Less explains that staying focused on the long-term can help keep your retirement plans on track.