Investors have been anticipating this for a while. Time to see the results
We're opening the waitlist for our Monetization Gateway, which will allow you to charge for any web page, dataset, API, or MCP tool behind Cloudflare. The charges will settle in stablecoins over the x402 open protocol. cfl.re/4eUFdt6
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High fee CC’s with high rewards vs debit/free credit cards are equivalent to Costco vs Safeway.
Every business “discounts” if you commit to buying more.
Rather than charging high CC fees, we could just progressively increase rewards as spending goes up but it’s the same result.
On the topic of credit cards:
It seems unfair that the points programs that are provided to the high income cardholders are paid for by the low-income cardholders that don’t get points or other reward programs with their cards.
Points and rewards programs are in effect a rebate on every purchase. The higher the reward benefits, the higher the discount fee the card company charges the retailer to cover the cost of the benefits. The greater the rewards, the higher the discount fee.
Discount fees can be as low as ~1.5% for cards without rewards but as high as 3.5% or more for ‘black’ or ‘platinum’ cards.
Since the retailers or service establishments charge all consumers the same price for the same items or services, the millions of lower income consumers with no reward benefits are in effect subsidizing the platinum cardholder when he uses his card. In other words, the low income consumer is paying an extra 2% on his credit card purchases to cover the rewards points for the platinum cardholder.
This doesn’t seem right to me. What am I missing?
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Who’s building @meetgranola except it actually saves that you want to use transcripts every time and Claude 4.5 thinking?
i.e. building the best product and charging appropriately for it rather than trying to save model costs
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Is there an AI note taker similar to @meetgranola that allows you to have multiple windows?
I use Granola, but am going to switch if someone tells me an app that will let me take notes on my current meeting while having a secondary window with prior call notes.
Or a workaround.
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Mason Swofford retweeted
Matt Gorski is up with the Bucs!
Having an excellent year in AAA -
- .300/.325/.529 (122 wRC+
- .853 OPS
- 3 HRs
- 7 doubles
- 14 RBIs
To bring manufacturing jobs back to America without making American companies dependent on tariffs and unwilling to innovate, we should base tariffs on what percentage of the manufacturing cost comes from wages and what is the wage differential between the countries
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Apple is spending $500B to expand AI infrastructure and U.S. manufacturing.
But there’s a problem no one is talking about…
apple.com/newsroom/2025/02/a…
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These investments aren’t just about AI—they’re about who builds and maintains it.
We’re already facing shortages of:
🔹 Machinists
🔹 Industrial electricians
🔹 AI infrastructure techs
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Mason Swofford retweeted
Replying to @latentgravity @SteveStuWill
The Origins of Wokeness: paulgraham.com/woke.html
Mason Swofford retweeted
Since Robert Reich is tweeting again, here is how people actually get rich in America (and why they get so much richer now than they used to):
paulgraham.com/richnow.html
Mason Swofford retweeted
Bertrand Russell on the fundamental difference between liberal and illiberal thinking (via @SteveStuWill):
Mason Swofford retweeted
I don't have too too much to add on top of this earlier post on V3 and I think it applies to R1 too (which is the more recent, thinking equivalent).
I will say that Deep Learning has a legendary ravenous appetite for compute, like no other algorithm that has ever been developed in AI. You may not always be utilizing it fully but I would never bet against compute as the upper bound for achievable intelligence in the long run. Not just for an individual final training run, but also for the entire innovation / experimentation engine that silently underlies all the algorithmic innovations.
Data has historically been seen as a separate category from compute, but even data is downstream of compute to a large extent - you can spend compute to create data. Tons of it. You've heard this called synthetic data generation, but less obviously, there is a very deep connection (equivalence even) between "synthetic data generation" and "reinforcement learning". In the trial-and-error learning process in RL, the "trial" is model generating (synthetic) data, which it then learns from based on the "error" (/reward). Conversely, when you generate synthetic data and then rank or filter it in any way, your filter is straight up equivalent to a 0-1 advantage function - congrats you're doing crappy RL.
Last thought. Not sure if this is obvious. There are two major types of learning, in both children and in deep learning. There is 1) imitation learning (watch and repeat, i.e. pretraining, supervised finetuning), and 2) trial-and-error learning (reinforcement learning). My favorite simple example is AlphaGo - 1) is learning by imitating expert players, 2) is reinforcement learning to win the game. Almost every single shocking result of deep learning, and the source of all *magic* is always 2. 2 is significantly significantly more powerful. 2 is what surprises you. 2 is when the paddle learns to hit the ball behind the blocks in Breakout. 2 is when AlphaGo beats even Lee Sedol. And 2 is the "aha moment" when the DeepSeek (or o1 etc.) discovers that it works well to re-evaluate your assumptions, backtrack, try something else, etc. It's the solving strategies you see this model use in its chain of thought. It's how it goes back and forth thinking to itself. These thoughts are *emergent* (!!!) and this is actually seriously incredible, impressive and new (as in publicly available and documented etc.). The model could never learn this with 1 (by imitation), because the cognition of the model and the cognition of the human labeler is different. The human would never know to correctly annotate these kinds of solving strategies and what they should even look like. They have to be discovered during reinforcement learning as empirically and statistically useful towards a final outcome.
(Last last thought/reference this time for real is that RL is powerful but RLHF is not. RLHF is not RL. I have a separate rant on that in an earlier tweet
xitter.cf/karpathy/status/182127…)
DeepSeek (Chinese AI co) making it look easy today with an open weights release of a frontier-grade LLM trained on a joke of a budget (2048 GPUs for 2 months, $6M).
For reference, this level of capability is supposed to require clusters of closer to 16K GPUs, the ones being brought up today are more around 100K GPUs. E.g. Llama 3 405B used 30.8M GPU-hours, while DeepSeek-V3 looks to be a stronger model at only 2.8M GPU-hours (~11X less compute). If the model also passes vibe checks (e.g. LLM arena rankings are ongoing, my few quick tests went well so far) it will be a highly impressive display of research and engineering under resource constraints.
Does this mean you don't need large GPU clusters for frontier LLMs? No but you have to ensure that you're not wasteful with what you have, and this looks like a nice demonstration that there's still a lot to get through with both data and algorithms.
Very nice & detailed tech report too, reading through.
Just moved and got a temp parking permit in SF. I have the physical pass but the soonest they’d activate it is in 2 weeks (for god knows what reason). I now have $100s in tickets because I have nowhere to park.
How are we home to both @OpenAI and
@SFMTA_Muni? @DanielLurie
The craziest was getting a ticket on my car when the window was smashed by a vandal. How about we replace some of those ticketing agents with police? @DanielLurie
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SF feels like it’s become Gotham… and with all the MMA training, Zack’s wants be Batman
Now we just need a joker
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