AI-native health benefits platform built for independent professionals
San Francisco, CA
Joined February 2025
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Molli Health retweeted
Health insurance can be complicated and expensive for independent professionals.
@MolliHealth provides transparent health insurance for freelancers, contractors, and 1099 workers, with access to Cigna's nationwide PPO network of 2M+ providers.
Plans can cost up to 30% less than ACA plans, with $0 virtual primary care and generic prescriptions through Vitable.
Get this deal on NachoNacho 👉 hubs.ly/Q04x8P9p0
At Molli, our Price Estimation tool takes the guesswork out of healthcare.
Allowing members to see what a service typically costs in your area before you ever book.
How it works: we use CPT codes (the standardized codes for medical procedures) to pull real local rates, so you know exactly what care should cost in your zip code.
Know what to expect. Know what to ask for. Know what you should be billed.
Smarter healthcare, built for members first.
Big news: @TheCouncilCap has invested in Molli.
Health insurance was never built for the 70M+
Americans who work independently. We are rebuilding it from the ground up, with an AI-powered member experience that puts the member first.
Higher quality. Lower cost. Full transparency.
Join our July 1st enrollment here:
mollihealth.com/join-plan
Understanding your health insurance shouldn't be so difficult.
You search the plan document. You call the number. You wait on hold. And after all that, you're still not sure you got the right answer.
It's frustrating, and it affects real decisions about your health.
That's exactly why we built the Molli app with a simple AI chat. To help members find providers, check their formulary, track claims, and actually understand their benefits in seconds.
No magic. Just straightforward technology applied to an industry that's long overdue for it.
Ready to learn more? Visit our website to connect with our team.
Molli Health retweeted
1099? Freelancer? Small business owner?
Open enrollment is here.
If you’re stuck with expensive, low-value ACA plans, there’s a better option.
@MolliHealth:
• Cigna PPO network
• $0 Virtual primary care
• $2.5k–$10k deductibles
• 100% coinsurance
Request to join — no obligation
or book a benefit consultation:
mollihealth.com/join-plan
Molli Health retweeted
You do NOT have to stay locked into your ACA marketplace plan for the rest of the year.
If you’re self-employed, freelancing, or running a small business, you can leave your ACA plan and move to better coverage at any time.
@MolliHealth offers:
• Nationwide Cigna PPO network
• $0 virtual primary care
• 100% coinsurance
Most people don’t realize they have alternatives.
Learn more: mollihealth.com/join-plan
Molli Health retweeted
Don’t settle for second-tier insurance.
@MolliHealth is bringing AI to the old, outdated, legacy health insurance industry.
Not for big insurance, not large employers, but for independent professionals.
And yes, you do NOT have to stay locked into your ACA marketplace plan for the rest of the year.
High-quality coverage. Transparent pricing. Lower costs. A plan built for people who work for themselves.
Traditional health insurance treats independent workers like second-class citizens.
Freelancers, consultants, and small business owners are the backbone of the modern economy.
They design, code, advise, and create. They work without the safety net of a corporate HR team with the time and resources to make sense of available health insurance options.
Molli is changing the dynamic.
We give independent workers the same access, quality, and predictability that big employers negotiate for their teams.
Independence shouldn’t come with higher premiums.
Molli Health retweeted
People on the ACA marketplace are prisoners.
They feel like there are no solutions out there for them.
The system has them questioning their every move
They believe that if they aren't on a big carrier product its not real insurance and they will be penalized for it.
There are other options out there for you.
Join @MolliHealth.
More information is coming out about ACA premium increases in 2026.
The latest data shows some counties facing 150%–500%+ spikes, with states like West Virginia and Wyoming seeing the steepest jumps.
Want to see how your state is affected? Check it out here:
polimetrics.substack.com/p/e…
#ACAMarketplace #HealthInsurance #ACA
Molli Health retweeted
Obamacare destroyed the individual health insurance market, and taxpayers are paying for it while large insurers increase their share prices.
In 2024, 87 percent of the revenue made by insurers selling ACA plans came from taxpayers.
Taxpayers footed over 90 percent of the ACA premium increases from 2020 to 2024.
Tax paying Americans are making the insurance companies rich while the government sits on the sideline.
@Paragon_Inst @brian_blase
Molli Health retweeted
For those interested, Molli is helping 1099s transition away from ACA Health plans to “owning” their own health insurance.
Molli Health retweeted
Just ask Grok.
@MolliHealth
Molli Health PPO (Cigna network) pros: 20% cheaper than ACA avg, transparent pricing, $0 virtual PCP/generic Rx, suits independents/flexible work.
Cons: High deductibles ($2K-$10K), coinsurance post-deductible, limited reviews as newer option.
Blue Shield CA PPO pros: Broad network, no specialist referrals, strong ratings (90/100 for affordability/service), established.
Cons: Higher premiums (e.g., Platinum family plans costly), potential coverage denials, out-of-network fees.
No direct head-to-head reviews found; compare quotes personally.
114% premium increases. 5M people at risk of losing coverage.
Congress reopened the government without extending ACA subsidies, and the fallout will hit independents the hardest.
Read our breakdown + why Molli is your best option in 2026:
mollihealth.com/blogs/govern…
Molli Health retweeted
Healthcare is winning the AI race.
The $4.9T industry is now deploying AI at more than 2x the rate of the broader economy. Adoption jumped from just 3% to 22% in two years, with health systems leading at 27%, ahead of outpatient providers at 18% and payers at 14%.
Aa mix of labor shortages, administrative waste, and mounting financial pressure that make automation a real need is driving the adoption
