I have a contrary opinion and you may not like it. On the surface, this sounds like motivation. In reality, it’s a reckless gamble that often backfires. When I was starting out, a friend invited me to move into a 3 bed apartment in Banana Island so we could ‘stay motivated’. The rent was over N20million to split, plus N5million service charge. It made no financial sense, so I declined. He moved in with others. One year later, they couldn’t afford to renew and moved out. That same year, I bought my first house. Increasing expenses before income is a recipe for poverty. Successful people don’t rent expensive apartments to motivate themselves, they rent them because the money is already there. This doesn’t mean you can’t change your environment, just not to one that puts pressure on you. Financial pressure does not motivate you. Infact, it kills your creativity, narrows your thinking, and makes you desperate. And desperate people make bad decisions. The correct math is grow your income before you scale your lifestyle.