ALT Happy Halloween! Good luck to all the trick or treaters out tonight, make sure to save some of that candy for a rainy day :) Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT Night outs can really add up! If you’re currently planning on buying your first home or saving for it, take a look at your monthly expenses and see where you can make some changes to save more money! Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT Do you set aside money from each paycheque to go towards a savings account? It's a simple thing you can set up that can allow you to easily save money and start putting you in a better position to have a down payment for your first home. Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT Halloween is almost here, which means the holidays are right around the corner… This isn’t a reminder to shop but a reminder to SAVE! That’s right, think about a savings plan you can focus on for these next couple months in order to give you what you need for the holidays. Whether that's savings for yourself or others or your family, you can never go wrong with having a plan! Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT While you might think this is a hello fresh ad, we have other plans! Cooking at home has got to be one of our favourite ways to stack up monthly savings as it can really help cut down on costs. Even if you buy fancy ingredients and make some complicated meals, it can be so much cheaper than eating out. Which gives you more money at the end of the month to put towards a savings account to build up that down payment for your first house! Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT Having a car is obviously a necessity for some of us, but there are definitely a lot of us who have vehicles and probably wouldn't notice a change to our daily lives if we switched to renting/car sharing the few times we actually needed said vehicle each month. It's a great thing to really look at and see if there could be a big opportunity to make a change in order to allocate a large amount of that money towards a savings account to use for a future down payment on your first house. Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT There can be a lot of reasons why someone might want to refinance their home but we are here to help show you the possibilities! If you’ve been thinking about potentially refinancing or would like to learn more about the process, reach out to us today and we can help! Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT A great little savings hack is setting up an auto withdrawal from your paycheques to take a cut and put it into a savings account. You might even forget you do this and realize you have a nice savings account you’ve been building up! Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT We all know going out for drinks can be a great time, however for anyone doing it on a regular basis, have you ever considered the potential long term savings you're losing out on with the short term outing? It might be good to analyze your situation and see if by making some cut backs or changes to how you spend your money you could drastically alter and improve your savings plan. Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT Car ownership is becoming an interesting topic these days, with more of us working remote and spending less time traveling into the office, and the growth of ride sharing services and more people taking transit… Owning a vehicle is no longer a ‘must’. For those of you with a vehicle we challenge you to break down all your costs. From insurance, to gas, to regular maintenance and those trusty snow tires. What does owning your car really cost you per month? Does it cost you more than you thought? Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT Health is wealth! And Mental health is as important as ever in today's climate. Your friendly reminder from us on World Mental Health Day to make sure to take care of yourself :) No one is more important than you! Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca

ALT Have you ever considered accessing and utilizing the equity in your home for other purchases or investments? Reach out today if you have any questions about how you can take advantage of this and how it might work in your situation. Rick Matty, Mortgage Agent Licence #:M20002230 CENTUM King Mortgages Inc. Brokerage FSCO #: 12516 Email: [email protected] Text or Call: 705.427.4512 Website: www.rickmatty.ca