Entrepreneur, XRP Enthusiast, Founder & COO Kinetic Steel.

Atlanta, GA
Joined October 2024
Thanks to @VincentSco72192 asking the question directly to @JoelKatz in Vegas, we now know that @ripple has built an entire financial system. It has taken me some time to fully grasp what that means as someone relatively new to the XRP community. For anyone else interested in the logic here’s where I landed. See comments below 👇
39
148
15
1,237
150,058
Matt retweeted
hello, world. It’s about time.
6,839
8,504
2,232
38,768
5,364,296
Matt retweeted
Our design language has evolved since the last reveal: from S3XY to Cybertruck, Cybercab & Optimus Roadster is inspired by the SR-71 & F-35
2,897
9,290
2,438
98,282
11,423,675
Can’t wait for this reveal @elonmusk !!
38
The State of the Markets (October 2026)...
10
7
1
48
32,149
Matt retweeted
BREAKING: Commercial real estate office delinquency rates have soared to their highest level in history, surpassing even the peak of the Global Financial Crisis
59
229
34
1,347
68,162
Ripple is emerging as a major competitor to Wall Street banks, WSJ reports.
41
190
40
1,112
131,458
The middle class is gone. According to Fed data, the top 1% of Americans now control ONE-THIRD of all US net worth. Since 2020, the top 1% have gained +$30 TRILLION in net worth, while the bottom 50% are worth just $4.3 trillion. What is happening? Let us explain. (a thread)
393
1,867
339
7,630
1,202,159
Cool.
50 legendary internet rabbit holes you can spend hours exploring👇 1. zoom.earth — Watch the world via live satellite imagery 2. flightradar24.com — See every plane currently in the sky 3. marinetraffic.com — Track all ships at sea in real time 4. windy.com — Live map of winds and storms 5. lightningmaps.org — Watch lightning strikes hitting Earth in real time 6. earthquake.usgs.gov — Live list of recent earthquakes 7. submarinecablemap.com — Ocean cables carrying the internet 8. globalforestwatch.org — Watch forests disappear from space 9. worldometers.info — The world's statistics, second by second 10. internetlivestats.com — Current number of tweets and searches being posted 11. thetruesize.com — Compare the true sizes of countries 12. oldmapsonline.org — Maps from centuries ago 13. davidrumsey.com — Archive of 150,000 historical maps 14. openstreetmap.org — World map drawn by volunteers 15. window-swap.com — Look out the window of a random person around the world 16. virtualvacation.us — Virtual walks through cities 17. mapcrunch.com — Teleport to a random spot on Earth 18. atlasobscura.com — Catalog of the world's strangest places 19. neal.fun — Interactive knowledge experiences 20. htwins.net/scale2 — Scale journey from atom to universe (Updated HTML5 link) 21. eyes.nasa.gov — Explore the solar system in 3D 22. stellarium-web.org — Real sky map in your browser 23. apod.nasa.gov — NASA's astronomy picture of the day 24. images.nasa.gov — NASA's entire visual archive, free 25. pudding.cool — Visual articles told through data 26. ourworldindata.org — The state of the world with real data 27. gapminder.org — What we mistakenly think we know about the world 28. informationisbeautiful.net — Visualizing complex data 29. data.worldbank.org — World Bank's open data 30. data.tuik.gov.tr — Turkey's official statistics database 31. archive.org — Archive of millions of books, films, and software 32. gutenberg.org — 70,000 free books whose copyrights have expired 33. openlibrary.org — Record of every book in the world 34. loc.gov — U.S. Library of Congress digital archive 35. europeana.eu — Europe's cultural heritage archive 36. dp.la — America's digital library collection 37. artsandculture.google.com — Tour museums from home 38. rijksmuseum.nl — Download artworks in high resolution 39. wikiart.org — Archive of 250,000 artworks 40. publicdomainreview.org — Forgotten visual treasures of history 41. openculture.com — Free archive of culture and education 42. metmuseum.org — Met Museum's open collection 43. musicmap.info — Family tree of music genres 44. radiooooo.com — Pick a country and decade to listen to that era 45. listen.hatnote.com — Turn Wikipedia edits into audio 46. wikipedia.org — Random knowledge well 47. timeanddate.com — Time, sunrises, and sky events 48. sciencedaily.com — Live stream of science news 49. arxiv.org — Free preprints of scientific papers 50. observablehq.com — Visualize data with live code Save this. You’ll definitely need some of these later. 🔖 Follow @justinbrave21 for more useful websites, AI tools & tech resources.
40
Matt retweeted
Cryptocurrencies that comply with ISO 20022 will become the new infrastructure for government-aligned functions.💨
All of the assets listed belong to a new distinct category: government-aligned infrastructure digital assets.💯 XRP: @PalauGovernment deploying Palau Stablecoin/CBDC Pilot XLM: @mintsyfra Ukraine National Digital Currency Work ALGO: @RMI_Govt Marshall Islands National Digital Currency Pilot HBAR: @RBAInfo Australia Project Acacia (wholesale CBDC/tokenized assets) QNT: @ecb | @bankofengland Digital Euro Partner + Bank of England tokenized deposits IOTA: @KenTrade_G2B Kenya Trade and Customs digitization XDC: @IMDAsg Trade documents tokenization across Singapore ADA: @SERPRO Brazilian Government IT Modernization These assets were not a designed with the original crypto punk ideas in mind. ⚙️ Instead of avoiding traditional systems, these digital assets were designed to integrate with existing structures and improve them from the inside.🛠️ They were optimized for three practical things: • providing liquidity so large amounts of value can move smoothly✅ • high-throughput settlement so transactions finalize quickly and at scale✅ • interoperability so they can connect directly with the existing financial system instead of fighting it✅ Speculative projects that are optimized for retail hype and short-term narratives follow the same pattern: pump then dump.🔻 This new category of digital assets will be characterized by sustainable growth and adoption.🎯 And their value will directly reflect the utility they bring to governments worldwide.🌐💸 Documented.📝👇
14
163
11
939
43,997
JUST IN: SEC issues new guidance clarifying securities laws on crypto
23
81
8
816
23,939
JUST IN: @IBM connects its Digital Asset Haven platform to Swift's blockchain ledger, enabling banks to settle tokenized deposit transactions 24/7.
59
132
16
862
98,371
JUST IN: 🇺🇸 Federal Reserve proposes new regulatory framework for stablecoin issuers under the GENIUS Act.
186
783
63
5,801
393,398
Matt retweeted
Hedera 🤝 IBM Confirmed ✅ September 23rd 2026. “The first commercial Hedera-based enterprise application within IBM's global client base”🌐 Documented below.📝👇
JUST IN: $IBM connects its digital asset platform to Swift's blockchain ledger, allowing banks to move tokenized deposits 24/7.
24
196
14
1,040
45,537
clarity is coming one way or another!
JUST IN: 🇺🇸 CFTC issues updated guidance for crypto, tokenized assets and blockchain technology.
65
275
10
2,731
59,266
Welcome to the tokenization supercycle.
Introducing Ondo Intelligent Portfolios, the first three portfolios powered by BlackRock. Ondo Intelligent Portfolios introduces a new onchain product category: curated investment portfolios delivered as single onchain transferable tokens. The first three portfolios are based on portfolio strategies developed by BlackRock for Ondo, marking the first time eligible onchain investors can access exposure to such strategies through a single token. 1. BLKHIon: Ondo High Income Powered by BlackRock 2. BLKDIGon: Ondo Diversified Growth Powered by BlackRock 3. BLKGRWon: Ondo High Growth Powered by BlackRock Diversified, professionally constructed strategies have historically required brokerage accounts and traditional fund structures. Now, delivered as peer-to-peer transferable tokens from Ondo, these onchain portfolios become accessible to eligible non-US investors in permitted jurisdictions through the wallets, exchanges, and DeFi applications they already use. “Tokenization creates new ways for portfolio strategies to be delivered through digital infrastructure. Diversified portfolio strategies can be incorporated into tokenized investment products, enabling eligible investors to access diversified allocations through a single instrument. It shows how established portfolio construction approaches can be delivered through new channels and technologies.” - Lisa O’Connor, Global Head of the Model Portfolio Solutions team and Co-CIO for Global Solutions within the Multi-Asset Strategies group at BlackRock Ondo Intelligent Portfolios can unlock novel capabilities: → Programmatic rebalancing → Full composability with DeFi → Complete transparency onchain → Multiple asset classes in a single token This is just the start for Ondo Intelligent Portfolios. The infrastructure is now in place for leading financial institutions to bring their asset allocation expertise onchain.
66
419
17
2,840
100,535
Introducing Ondo Intelligent Portfolios, the first three portfolios powered by BlackRock. Ondo Intelligent Portfolios introduces a new onchain product category: curated investment portfolios delivered as single onchain transferable tokens. The first three portfolios are based on portfolio strategies developed by BlackRock for Ondo, marking the first time eligible onchain investors can access exposure to such strategies through a single token. 1. BLKHIon: Ondo High Income Powered by BlackRock 2. BLKDIGon: Ondo Diversified Growth Powered by BlackRock 3. BLKGRWon: Ondo High Growth Powered by BlackRock Diversified, professionally constructed strategies have historically required brokerage accounts and traditional fund structures. Now, delivered as peer-to-peer transferable tokens from Ondo, these onchain portfolios become accessible to eligible non-US investors in permitted jurisdictions through the wallets, exchanges, and DeFi applications they already use. “Tokenization creates new ways for portfolio strategies to be delivered through digital infrastructure. Diversified portfolio strategies can be incorporated into tokenized investment products, enabling eligible investors to access diversified allocations through a single instrument. It shows how established portfolio construction approaches can be delivered through new channels and technologies.” - Lisa O’Connor, Global Head of the Model Portfolio Solutions team and Co-CIO for Global Solutions within the Multi-Asset Strategies group at BlackRock Ondo Intelligent Portfolios can unlock novel capabilities: → Programmatic rebalancing → Full composability with DeFi → Complete transparency onchain → Multiple asset classes in a single token This is just the start for Ondo Intelligent Portfolios. The infrastructure is now in place for leading financial institutions to bring their asset allocation expertise onchain.
439
1,254
457
6,038
1,474,837
❗️ Pentagon zażądał od amerykańskich koncernów przedstawienia planów radykalnego zwiększenia produkcji kluczowych systemów uzbrojenia. Przemysł miał wskazać możliwości skrócenia terminów dostaw, rozbudowy zakładów i uruchomienia dodatkowych linii produkcyjnych. Szczegóły @JakubPalowski, link w komentarzu 👇
2
13
1
105
7,571
The Federal Reserve’s David Andolfatto confirmed that clearing and settlement at the Fed can be delegated to a third party like Ripple.🔑 This explains Ripple’s pursuit of a Fed Master Account.🎯 To directly settle central bank money using XRP.😏💨 Watch.👇
47
342
17
1,496
170,081
The. Great. Crossover.🔀
41
275
27
1,365
73,528