macro & financial markets • independent research • CFDs • Jesus is the way
Joined December 2022
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new substack article is out.
the market has been busy this month. here’s what you might have missed.
godofmarss.substack.com/p/th…
new zealand cpi came in softer than expected and lower than the previous reading. interesting.
rate hike expectations for the reserve bank of new zealand should ease a bit, taking some pressure off the rbnz to tighten policy further.
maybe the focus can now shift towards supporting the labour market, or the rbnz may prefer to wait for more data confirming that inflation is cooling.
either way, i’m ready.
it’s so sad seeing very young Nigerian youths allegedly selling their organs to buy phones. i saw a video today of three young boys, one of whom is 22 years old. i can’t remember the ages of the others.
one of them allegedly sold his kidney for 1.7M naira and bought a phone with the money. 🤦♂️
your body was created with two kidneys for a reason. yes, you can live a healthy life with one kidney, but does that mean having one is better than having two? why risk your health just to buy a phone?
it’s sad. zero parental guidance, zero understanding of what they’re getting themselves into, peer pressure, and potentially unscrupulous people exploiting these boys’ greed and ignorance.
to put this into perspective, people living with kidney failure may need dialysis 2–4 times a week, depending on their condition and treatment plan. the cost can run into hundreds of thousands of naira monthly, depending on the hospital and frequency of treatment.
and that’s before factoring in other medications, such as erythropoietin, antihypertensives, and antibiotics when indicated.
imagine risking your health for 1.7M naira to buy a phone when managing kidney failure can come with such a huge financial burden.
it’s heartbreaking.
Mars retweeted
One of the most important things I have learned about trading is that you must have a clear understanding of your own risk tolerance and trading strategy. Trading will expose all your mental weaknesses.
financial literacy is a must for everyone! because what do you mean you lost a $20k payout in less than 5 months and are now down bad?
this is part of what happens when you do the wrong thing, get lucky, and turn that wrong thing into a rule because it paid once. you keep repeating it because it worked before, until it eventually destroys you.
$20k is a lot of money. but you casually lost it all. many Nigerians don’t understand the value of these figures. people throw numbers around on this platform without actually conceptualizing what that money means.
i wish i could say “i hope you bounce back,” but hoping isn’t enough. you need to actually put in the work and understand money before you start looking for ways to earn it.
you even inserted “illegally,” which tells me you don’t mind how you make the money. you just want to get to the end point.
before anyone comes for me, i used to have “survived my own financial mistakes” in my bio before i removed it recently. i’ve been in dark places and even worse situations because of poor financial decisions, so i know what i’m talking about.
i hope you bounce back, genuinely. but you also need to understand what got you here in the first place. otherwise, you might make the money back( or not) only to lose it all over again.
I’ve been thinking about whether to make this post, but I guess it’s time to speak up.
I’ve made some financial decisions that didn’t work out well, and honestly, things haven’t been going the way I planned. I’ve lost a lot financially, mentally, and emotionally. I’ve lost money, lost people, and gone through so much trying to make things work.
Despite everything, I’m still an ambitious person who wants to build something meaningful for myself. I’ve always believed in my dreams, and even though I’ve experienced setbacks, I still believe there’s more to my story.
I might get laughed at or ridiculed for making this post, but honestly, I don’t care. Sometimes, life takes you through phases you never imagined, and I’m learning that it’s okay to be honest about mine.
Right now, I’m trying to find my footing again, explore new opportunities, and figure out my next move. If you know of any opportunities, collaborations(legally/illegally😏) or anything that could help me get back on track, I’m open to them.
A repost would also go a long way in helping this reach the right people. You never know who might see it or what opportunity might come from it.
I may have lost a lot along the way, but I haven’t lost my ambition or my desire to make something out of my life. I’m taking things one step at a time and trusting that things can get better.
Thank you to everyone who takes the time to read and share this. I appreciate it. ❤️
still on our (@_Ja_V1 and i) entry for the Tameion Agents Hackathon with @thecanteenapp and @arc , i visited another pharmacy to introduce our product, Embco.
interestingly, in conversations with accounting managers at pharmacies and retail businesses, we’ve noticed that while they’re interested in using AI to streamline supplier payments, they’re not quite ready to let it handle real money just yet.
they want to test it in a controlled environment first to make sure it makes the same decisions they would. They want to supervise the agent, compare its work with their own, and verify that it catches the same discrepancies before trusting it to manage actual payments.
we’ve taken this feedback to heart. instead of asking businesses to change the way they work, we need to adapt to their existing workflows. that’s the idea behind Embco: integrating into the systems they already use, not asking them to do things differently.
we’re just getting started, and there’s plenty of room to improve. we’ll keep learning from our users and building based on what we learn.
