@MarkStopa

Entrepreneur. Investor. Fantasy football analyst. Sports enthusiast. #BillsMafia. “Skate where the puck is going, not where it’s been.”

Tampa/St. Pete, FL
Joined October 2010
It’s time to (re)tell the story of my prior (law) career. You might find it interesting w DOGE stuff we see now. The short version: From 2008 - 2018, I was Florida’s best foreclosure defense lawyer (by a lot). Won 2,000 cases for homeowners. (For comparison, nobody else in FL won 200.). I also created many of the favorable appellate decisions for homeowners. After my work cost banks billions (yes, not exaggerating), banks hired private investigators to create a dossier against me in an effort to take me out, which they then circulated anonymously to FL gov’t. This dossier was never the subject of any court proceeding, but it became justification for govt to attack me relentlessly. Endless attacks by my state Bar. A “raid” on my office, w the raid leaked to media. Then media hit pieces. I was never arrested, much less charged or convicted, of anything. Heck, I wasn’t even sued in civil court about any of the false stuff they alleged. And I’d spent my career helping the poor. So why did govt use the dossier as an excuse to keep attacking me, esp when I’d devoted my career to helping the less fortunate? I got a judge to testify that the pay raises of all FL judges, statewide, were tied to their foreclosing faster for the benefit of banks. Judges got large pay raises for capitulating — $2M in extra pay (lifetime) for highest judges in state. That’s when it all clicked for me. The hostility I so often felt from the judges before whom I appeared was a byproduct of their large personal incentives to rule against me & my clients. The whole system went into the tank. Not one judge stood up & said “this is wrong” bc they were all benefitting from it. In aftermath of 2008 GFC, the judiciary went into the tank, aligning w Wall Street & throwing Main Street under the bus. Why? So judges w de-facto lifetime appointments could get more pay (This same dynamic existed across USA. It’s why no bankers went to jail after crashing global economy in 2008 GFC) The result? Two million foreclosures pushed thru the system in FL alone … homes taken from middle class & redistributed to banks, hedge funds & investors. Ever since, home prices have continued to grow faster than median income, making housing unaffordable for so many. All by design A illustration of how badly the judiciary twisted the laws to help banks (and themselves)? Florida now has a statute of limitations for everything except homicide & mortgage foreclosure. And it’s now almost impossible to find a lawyer who can help homeowners. They didn’t just crush me—they eliminated help for consumers altogether When I wrote a book about this, I thought I could change how the system operated. The story was so compelling, it felt like a movie script. What did I realize? A Pulitzer winning journalist told me she couldn’t cover my story bc her editors wouldn’t let her. A national PR firm liked my story so much they worked on it for a year for free, only to realize media was never going to cover it Freedom of the press was created to expose govt secrets, but in practice, it protects corrupt govt. (This is why Elon is now getting attacked, even though he’s a grifter (corporate subsides) too) Wall Street, government and media aren’t just in bed together. They’re all the same thing And the public? It ensures the system never changes by arguing D v R endlessly Some people will never believe me. That’s ok. My life is great. I use my unique knowledge of the system to make a career in investing, and I love my life That said, I’ll always be sad at how many ppl got crushed in aftermath of 2008 … How many couldn’t pivot like I did … And part of me will always want my friends to see just how corrupt & irredeemable govt is … so they can tune out the endless BS and improve their lives So, if you see me post about corruption, this is part of where I’m coming from. It’s real, it’s worse than you think, and it absolutely fucks the bottom 99% 😊💪
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Brock Bowers 2026 = Dalton Kincaid 2025 Returning from PCL is brutal. Like Kincaid 2026, give me Bowers 2027.
I don’t expect Bowers to play for the Raiders tomorrow even though it looked positive to start the week. As they’ve done so far this year, they’ll have to find other ways to win.
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Bills D is sitting on a lot of waiver wires in fantasy. IMHO, that changes after this week * DL has some monsters. Walker & Rousseau * Always playing from lead = sacks, TOs * Chargers interior o-line is weak * Young back 7 should improve as year goes on * Easier games coming
The highest-graded NFL pass-rushing defensive lines entering Week 3, per PFN’s DL Impact metric: 😤 Bills - 99.3 😤 Steelers - 91.3 😤 Vikings - 89.0 😤 Patriots - 88.1 😤 Bengals - 86.8 😤 Texans - 84.9 😤 Lions - 84.4 😤 Raiders - 83.8 😤 Seahawks - 81.7 😤 Colts - 81.3
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The system is designed so you & your kids don’t understand this. Have you explained it to them? If you don’t, then who will?
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You say “Tush Push Merchant” I say “best red zone player in NFL history” #BillsMafia
Percentage of carries inside the five-yard line that went for a touchdown since 2024 among all players with 10+ goal-line rushes. Josh Allen has been the NFL's most efficient goal-line rusher and it's not particularly close. Saquon Barkley has been the worst.
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The issue of our time: USA cannot service its debt Here’s how I snapshot the issue: September 2000: * Money supply: $4.85T * National debt: $5.67T * Median household income: $42k * Median age homebuyers: 39 * Silver price: $4.90 / ounce * S&P 500: 1,436 September 2026: * Money supply: $23.34T (up 5x) * National debt: $40.15T (up 7x) * Median household income: $87k (up 2x) * Median age homebuyers: 59 * Silver price: $63 / ounce (up 13x) * S&P 500: 7,680 (up 5x) Household income doubled, but everything else exploded. That’s wealth transferring upwards. As debt servicing gets more expensive, this dynamic exacerbates. What can you do? Invest.
5% on $40T in US Federal debt = $2T proforma. How restrictive to growth is it for the US govt to shell out $2t/year (6.5% of GDP) in interest "stimmy's" to Boomers, who are already the richest generation in history & will likely therefore spend it ASAP before they die? LOL
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If Moore & Coleman miss this week, I’d be perfectly fine starting Josh Palmer in most formats this week. Palmer had a great camp, is healthy, already has two TDs, and would certainly get more volume if both Moore & Coleman are out. (Shakir over Palmer, but Shakir likely owned already.) #BillsMafia
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Getting close to being able to add Judkins to the list of “struggled badly in return from broken fibula” I’m surprised more haven’t been on this train. Pollard, Dell, Godwin, Milano, Andrews, Pacheco. I’ve tweeted about it regularly. (I was 100% fade on Judkins for this reason)
The three worst players in rush yards over expected, per @NextGenStats : Quinshon Judkins, -28 MarShawn Lloyd, -25 Jacory Croskey-Merritt, -25
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Super Bowl XXVII Bills Cowboys. Bills up 13-6 early 3Q They run a shovel pass. Cowboys force Thurman to fumble, return it for tying TD, go on to win Jimmy Johnson later said he saw media footage of Bills practicing a shovel pass before Super Bowl & prepared for it. I’m with Broncos on this fight We can’t expect teams to be open w media if leaks like this are allowed.
This is WILD!!! MacDonald in prep for the Broncos found roughly 100 videos fans posted on social media at Broncos training camp and used them to prep for Denver. Payton found out, threatened the Seahawks with a spygate exposure, Seattle threaten a lawsuit. And that's not it!
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I study markets for a living. What do I see? I see a systemic annihilation of the Middle Class. Consumer spending is falling, so equities dependent on consumer spending … McDonald’s, Chipotle, Lululemon, Nike … are getting crushed. Multi year lows. How long can markets thrive when only Big Tech is going up? How top-heavy can/will it get? And, more importantly, when will anyone do anything about the systemic annihilation of the Middle Class?
Long one: I generally understand why almost all of the money going into the market now is heading into AI/tech. Why? It’s pretty simple. It’s the only place in the stock market where you can find high growth. The main reason for this is because the Middle Class is being destroyed right in front of our eyes. The evidence is everywhere. $LULU $MCD $NKE $CLX $CMG $NFLX. Some of the most iconic names in the market are getting trashed. I mean I guess it makes sense when 80% of the country can barely pay their bills. I’d argue 50% of the nation is using credit cards and BNPL just to stay alive and buy food. How long can this last? Especially as interest rates and oil relentlessly rise? So naturally the market gets ahead of the obvious trend and just start dumping most discretionary consumer spending stocks. There are other sectors too that aren’t seeing good money flows but that’s for another day. Translation: Wall St sees what’s coming. A train wreck. It’s ironic: A lot of the historical “safety names” where you used to hide during recessions are the ones that are getting smashed. IMO, this is why many hedge funds are underperforming the market this year. What used to work during times like these no longer does. Even $AMEX is having a rough go of it lately. So as a result there’s only one game left in the market casino to find growth and that’s AI/tech. The money is flowing here because the darlings of the past no longer work(grow) Many funds are also chasing performance as the year ends. The breadth in this market is the worst in 100 years and it makes sense. However, these AI/tech names are getting ridiculously overvalued as a result of what I described above. Many of them have growth, but they are borrowing ungodly amounts of money to fund data center growth. Some of this debt is now falling in price. The bond market is starting to wonder if it’ll ever get paid back. Some of this debt now trades at .90 on the dollar. $CRWV $ORCL and $META are some of the names I worry about here. $META less so. Additionally, token prices are continuing to collapse as companies continue to flock to Chinese open sourced models like Deep Seek and Alibaba’s Qwen because their tokens are 80% cheaper than US models. The market is ignoring these warnings like usual because they can’t find growth anywhere else. This will work until it doesn’t because eventually valuations do matter and there are cracks that are starting to be seen in the AI foundation. I mean ponder this: OPEN AI doesn’teven have the ability to IPO. You can continue to chase these names higher but just realize this could it all end in tears if things don’t go perfect on the execution side. Invest at your own risk ⚠️ Cheers, QE
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My answer to the last question: Nothing is imminent. Help is not coming. All you can do is see it & plan accordingly.
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How long can Big Tech hold markets up? Here’s the ratio b/t spending & cash flow. Not good.
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Surprised to not see more Colby Parkinson chatter w Puka out. Dude had 8 TDs last year & a 9th in the playoffs. Feels like a good bet to spike tonight.
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Give me: Parkinson TD Nabers over 10.6 fantasy points Skattebo under 52 rush yards 10:1 Rams bounce back, push Giants into negative game script.
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Caleb Williams should sit out a week or be disqualified from MVP consideration. Can’t react that way, so publicly, then show your face next week w/o any repercussions.
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Rodgers seeing the issue w Pitt offense
Aaron Rodgers and Mike McCarthy see the issues with Pittsburgh's offense, which has mustered only one TD drive in two games. The next question is whether those issues can be fixed. nbcsports.com/nfl/profootbal…
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I almost forgot how much I hate the Chiefs. The refs helped remind me by not reversing that spot.
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It’s wild that Jayden Daniels injured that elbow last year, twice, yet Commanders didn’t have him get surgery to strengthen ligaments & prevent another recurrence. Now surgery — which you have to think will happen now — will cost him the season.
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The play Daniels was injured — gruesome result, but not a violent play. Daniels left arm was too weak to support his own body weight. I’d be livid if I were a Commanders fan.
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