When it comes to insurance, why settle for either/or? Discover the promise of yes/and with M3.

Medicare Open Enrollment is here! From now until December 7, connect with M3 Elevate's Medicare advisors for personalized guidance as you explore your 2027 coverage options. Learn more and meet our experienced team: m3ins.com/medicare/

M3 is proud to announce that Megan Belter, CIC, CISR, has been named the 2026 Wisconsin Outstanding CSR of the Year by the Risk & Insurance Education Alliance, one of the insurance industry’s most prestigious professional recognition programs. m3ins.com/news/megan-belter-…

The M3 Foundation today announced a leadership transition on its board, recognizing Beth Dettman for six years of dedicated service and leadership as board president and welcoming Matt Cranney as the Foundation’s new board president. Read more ↓ m3ins.com/news/m3-foundation…

A cyber incident can impact far more than your systems. Operations, revenue, employees, customers and reputation can all be affected. Understanding those connections is key to a more resilient cyber risk strategy. Explore M3's approach to cyber liability: m3ins.com/cyber-liability/

Applications for M3's Summer 2027 Internship Program are now open! Explore potential career paths, gain hands-on experience, and build connections with professionals, leaders, and peers across the organization. Learn more: m3ins.com/internships/

Your next great hire, fresh idea, or process improvement could start with an intern. In this episode of Fast Break, we discuss how to approach internships with intention, from early planning and team preparation to meaningful work and mentorship. m3ins.com/fast-break-ep-51-i…

M3 has been named in the annual Best Places to Work in Insurance program, which recognizes employers for their outstanding performance in establishing workplaces where employees can thrive, enjoy their work and help their companies grow. m3ins.com/news/m3-named-best…

Pause before solving. Ask before answering. In this episode of Fast Break, we sit down with Nate Hoffman of Carrus Group to explore how better questions can slow down assumptions, create clarity, and help people move toward solutions with more confidence. m3ins.com/fast-break-solving…

M3 has named Ryan Beduhn Managing Director of Minnesota, bringing his proven record of developing talent and industry solutions, strengthening relationships, and delivering results to the firm’s Minnesota market and M3’s national growth strategy. m3ins.com/news/m3-names-ryan…

Which employee benefits strategies are gaining momentum? Our Momentum Employee Benefits Trend Report highlights the approaches employers are watching as they navigate rising healthcare costs and evolving workforce expectations. 📑Explore the full report: m3ins.com/momentum-an-employ…

Is your HR technology moving your team forward or holding them back? M3's Katie Ott shares how modernizing an HCM platform can strengthen operations, improve employee engagement, and help position your organization for the future. m3ins.com/hcm-platform-imple…

M3 today announced its integration with Trade Acceptance Group, a specialized trade credit insurance advisory firm, expanding M3 Insurance’s property and casualty specialization. Learn more: m3ins.com/news/trade-accepta…

Rising healthcare costs aren’t new—but how employers are responding is changing fast. Momentum: An M3 Employee Benefits Trend Report explores the strategies driving real results in 2026 and what employers should be preparing for next. 📑 Full report: m3ins.com/momentum-an-employ…

In this episode of Comply on the Fly, we walk through the key annual filings and disclosures plan sponsors should keep on their radar, including ACA reporting, Medicare Part D disclosure to CMS, RxDC, Form 5500, PCORI fees, and gag clause attestation. m3ins.com/cotf-annual-report…

Recently Released! The IRS issued the limits for 2027 on Health Savings Accounts (HSAs) and the associated high deductible health plans (HDHPs) in Revenue Procedure 2026-24. Stay informed & stay ahead: m3ins.com/2027-hsa-high-dedu…

Thinking about mid-year HDHP enrollment? It is not always as simple as making the switch. In this episode of Comply on the Fly, we walk through a real scenario where a spouse’s FSA quietly blocks HSA contributions. Listen in to learn more: m3ins.com/cotf-hdhp-midyear-…

Exciting news! We’re relocating our Kenosha office to the Innovation Center in the Kenosha Innovation Neighborhood, a new community designed to foster regional economic recovery, growth, and sustainability. Learn more: m3ins.com/news/m3-moves-to-t…

Good news and challenges ahead: the commercial P&C market is softening, but some coverages still carry stubborn cost pressures. Lindsey Henry, CIC shares the latest Q2 2025 insights to help you plan smarter for renewals. Read more: m3ins.com/q2-2025-pulse-chec…

🌩️ Rising premiums, severe weather, and stricter underwriting are reshaping personal lines insurance. In this episode, we share why the “set it and forget it” approach no longer works and how to stay ahead of risks. Tune in! m3ins.com/fast-break-weather…

Big changes are coming for employers in 2026. 🎙️ On this episode of Comply on the Fly, we break down the latest update to ACA rules, including the new IRS affordability percentage that could impact your health plan strategy. Tune in! m3ins.com/cotf-2026-aca-affo…