Check it out 👁️👁️
Updated my 8 year old RSU Tax Calculator.
Still have to update all of my old RSU strategy guides (you can tell that the theme and formatting got funky as I made changes over the years. 🤣)
Stay tuned for those updated strategy guides and content.
levelupfinancialplanning.com…
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
If your manager sucks, you need to hear this ‼️
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
Catch you all soon in San Jose for AgentCon NA! I'll be sharing strategies for conversation design around tool calling in your voice assistants and praying to the demo gods as always
See you soon!
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
She Ships Episode 19 with Lindsey Dortch xitter.cf/i/broadcasts/1qKVmyqEo…
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
I am taking on clients, depending on scope and fit.
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
One of the biggest mistakes developers are making in the 2026 job market is confusing a finished project with proof of engineering ability.
Y'all need to understand something:
Nobody is hiring you because your portfolio has a cool application. They ARE hiring you because of the engineering conversations that application allows you to have.
Think about two candidates walking into an interview with the exact same AI-powered project.
- Candidate #1 explains what the application does, which AI tools they used, and shows off the features.
- Candidate #2 explains WHY they designed it the way they did. Where they used deterministic logic instead of AI. How they handle unreliable model outputs. What happens when the system fails. What tradeoffs they made and WHY.
Same exact project. Two completely different interviews.
One demonstrated that they could produce software.
The other demonstrated that they understood how to engineer it.
And this is why I keep pushing developers to understand the decisions they're generating with AI.
I don't really care if AI wrote 100% of your code. But if you can't explain the architectural decisions, defend your tradeoffs, or identify where things could go wrong, you've missed one of the biggest opportunities that project was supposed to give you.
AI lowered the barrier to building software. It did NOT lower the bar for understanding it and making the right decisions.
We got into this on the latest episode of The Programming Podcast because I think developers need to fundamentally rethink what they're trying to accomplish with portfolio projects.
#code #coding #programming #softwareengineering
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
Learn how to become a better software engineer from an Apple veteran with over 12 years of experience building products.
This The Programming Podcast episode is with @RayFernando1337 and @leonnoel!
00:00 Meet Ray Fernando: 12 Years at Apple
01:51 How Ray Uses AI Agents to Build Software
05:24 The Real Cost of AI Agent Workflows
07:25 Automating Email with AI
10:52 A Word from Our Sponsors
13:13 Building Reliable AI Agents and Verification Systems
18:31 How to Keep Up with AI as a Software Engineer
21:01 Skill Chaining: Building Better AI Workflows
24:05 CSV vs. JSON and Why AI Constraints Matter
26:32 Claude vs. Codex vs. Gemini: Choosing the Right Model
31:17 Leon's AI Workflow for Shipping Code Faster
35:41 Behind the Scenes of Undersold AI
39:01 When Is an AI Product Ready to Launch?
43:04 Why Danny Walked Away from Two Software Projects
48:40 Fail, Pivot, Grow: Turning Failure into Progress
49:13 From Wedding DJ to Apple Engineer
53:09 How to Build Relationships and Network in Tech
58:19 What It Takes to Succeed as an Engineer at Apple
1:02:56 What Separates Great Engineers from Average Engineers?
1:06:50 Listener Q&A: What AI Portfolio Project Should You Build?
1:10:52 Why Most Developers Build the Wrong Portfolio Projects
1:14:41 Final Thoughts and Outro
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
Working with Jason and the team is a blast. If you are free, reach out to him!
I’m super excited to be sharing The Beginners Guide to Training Your Own AI Coding Model on Your Own Data at @AllThingsOpen this year 🎉
HENRYs: High Earners, Not Rich Yet
It’s a common marketing category for people who earn a high income but haven’t yet built significant wealth.
Here’s why it matters to the people I work with.
High income doesn’t guarantee wealth.
Just because you earn enough to become wealthy doesn’t mean you will.
Your income gives you the opportunity. What you do with it determines the outcome.
Building wealth takes patience, discipline, and intentional decisions over time.
You may have financial mistakes to clean up, habits to change, or a lifestyle that’s consuming more of your income than you realize.
Left unchecked, a high income can fund an expensive lifestyle without ever creating financial freedom.
But with the right habits and strategy, that same income can become the foundation for lasting wealth.
HENRYs can end up financially trapped by the lifestyle their income supports or build the wealth that gives them freedom.
Same income, dramatically different outcomes.
The question is: Which path are you on?
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
I had the honor of being interviewed by @ChrisBadgett of @lifterlms on this livestream this morning.
youtube.com/watch?v=n3IBVTvA…
The official podcast episode comes out in 2027.
Remember this stat when you are comparing what you have to your coworkers and friends.
“How come they can afford this but I can’t”
Is a common question I run into with clients.
The truth is a lot of the people you see spending a lot of money are simply not smart with their money. I wouldn’t be trying to keep up with them.
40% of workers earning over $300,000 say they're living paycheck to paycheck, per Goldman Sachs.
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
The answer came with a source. Nobody checked the source. 5 ways to verify what AI knowledge bases claim.
briitoeknee.substack.com/p/t…
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
ICYMI
Step by step process on how I break down a malware investigation 😎
New video out now 🚨
RT's and likes appreciated 🤝
How I Caught Malware Hiding In A Routine SOC Alert
youtu.be/-ksIX6SjZRc
Just when I thought I was looking older a guy thought I was at the flower shop to pick up a boutonnière for homecoming.
🤣 wtf
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
Manager here!
I’d much rather you ask for help if you’re stuck! My job isn’t to yell at you, it’s to coach you!
Please ask me for help instead of struggling in silence. I can always help you, but only if I know you need it 🙏
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
Who wants to join me on @memeteampod to talk thru each of these movies and what they mean for pop culture and marketing??
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
This is tonight, come by!
Having trouble picking tech week events? I've got you.
Thursday I'm joining a panel with folks from @scalekitinc , @plainsupport , and @Tiny_Fish
Come tell me all your agentic production horror stories! October is here.
partiful.com/e/6Y4gLZoKh1uEI…
Another random check in time with a few clients
Hope ya’ll got your emergency funds ready, an active network, and updated skill set.
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
CYC 27 September 28-30th 👀 – at Amsterdam, The Netherlands
Luke CFP®️(He/Him) Tech Fee Only Financial Planner retweeted
Just a small taste of everything Dev and I talked about yesterday. Should I release the whole interview?
GPT-Live is now in beta for every builder in Vapi .
OpenAI's full-duplex speech-to-speech model, live on Vapi. One model listens and talks at once. A reasoner runs your tools and skills in the background. Faster turns, cleaner interruptions, better accuracy on names and numbers.
vapi.ai/blog/gpt-live-beta
























