Now that you can read this, here's what changed over the past few months: @ambire is the best wallet, Rabby still great. @ether_fi has the best crypto card, no competition, even if @MikeSilagadze refuses to giv me VIP status. Sadly, Zeal is slowly winding down, @getrebind is an awesome alternative if you have a Gnosis Pay card. ENS got taken over, .gwei domains are the new cool ones. Many projects that raised in 2021 cycle and previous ones that failed to find PMF are winding down; it's not sad, it's a healthy consolidation, a new generation will come. As an investor, be aware that no bull market will resurrect a token of a dead project; inspect your bags and accept parting ways, many zombies out there slowly eating their treasury before eventually winding down. DeFI is now entirely split into two paths, The dominant one is OpFi (Open Finance): bend the knee to TradFi and become part of the current system. "Become a tool for the banks." It's the Morpho vision. The other is DeFi in the original sense, an actual paradigm shift toward decentralized finance. "Beat the banks at their own game." It's losing momentum right now, but it's why I've spent over a decade in this madhouse. The comeback story will be legendary. It's still early.

think over a ~3 year time horizon crypto will meaningfully outperform stonks, and zcash will outperform the rest of the crypto