LCRD · on-chain credit in testnet

1/ LCRD is on-chain credit, built on Stellar. Borrow on your reputation. Earn on your idle USDC. No bureau, no paperwork — your credit is scored from public chain activity and recorded on-chain. New look, same mission 🌱 How it works ↓

Credit from reputation, not locked collateral. Scoring engine: live on mainnet — ~200k wallets from 11.9M+ on-chain credit events. Credit product: live on testnet — borrow on your score. Next: embedded wallets + DeFindex. Built on @StellarOrg @BuildOnStellar

Collateral isn’t the only way to prove you’re good for it. LCRD turns your Stellar on-chain history into a credit score → a real USDC credit line. Reputation as collateral. Live on testnet.

On-chain credit is live on Stellar. 200,000+ wallets scored from 11.5M+ credit events across 21 DeFi protocols — turned into real borrow-on-score and borrow-on-collateral lines. Your wallet history is your credit history. 👉 stellar.lcrd.fi/credit

~30,000 Stellar wallets hold DeFindex positions earning yield — frozen the moment they need cash.We’re fixing that: borrow USDC against your position, priced by your on-chain reputation. Keep the yield, unlock the liquidity. Testnet → stellar.lcrd.fi/credit

LCRD turns a Stellar wallet’s history into a credit score — then prices a real, undercollateralized USDC line from it. Every wallet gets a reason to build on-chain reputation; it drives real USDC + protocol usage and brings credit to the unbanked. Stellar’s mission, made lendable

Your reputation is your collateral. Borrow on how you’ve actually used the chain — not on paperwork you don’t have. stellar.lcrd.fi/credit @StellarOrg @BuildOnStellar @Stellar_Nigeria

Try LCRD on Stellar testnet in ~2 min: stellar.lcrd.fi/credit Connect a wallet (switched to Testnet) Grab test USDC from the Faucet tab Check your score → borrow or earn No real funds, no risk. 👉 stellar.lcrd.fi/credit

What actually goes into an LCRD score? Your whole on-chain life: • Repayment history • Protocols you’ve used • Activity + wallet age • Holdings & LP positions • Income earned All public, all on-chain. No bureau, no paperwork. @BuildOnStellar @blend_capital @Stellar_Nigeria

New Milestone Unlocked‼️ LCRD Genesis pool just crossed $5k deposit threshold 🔥 $10k threshold next… 📈 Earn up to 24% APR on the Genesis pool Stake usdt on LCRD, earn sustainable yields backed by real world assets on #Lisk 🌱

💰 Earn USDT with Real-World Projects. No hype. Tired of tokens, staking, and volatile DeFi platforms? At LCRD, we connect USDT capital with real businesses: auto rentals, car trading, BNPL, physical assets. You invest in USDT, you get flexible dividends in USDT — ✅ Transparent model ✅ Flexible payouts ✅ Up to 24% yearly net return ✅ Starting from $10 🚀 Start now on Lisk:

Check out @Lcrdfi - a Lisk native liquidity hub for real world assets management. Backed by @LiskDAO, LCRD is building deep liquidity models to bridge the gap between Offchain and Onchain transactions. Users can earn sustainable yields by staking stable coins in the genesis pool. Staked assets are then dynamically deployed as liquidity to facilitate off/Onchain B2B transactions With real world asset growing at an unprecedented rate on high growth markets LCRD brings maximises staking rewards through sustainable liquidity deployments. Enter the Genesis Pool 👇🏾 lcrd.fi/dashboard/pool?id=0x…

Liquidity is King 🔥 @LCRDfi is the Liquidity Layer where Real-World Problems Meet On-Chain Solutions 🚀 Genesis Pool Launching Soon ⏳ Stay Tuned! 💥

Put your stables to work and earn sustainable yields without losing profit to volatility. High % APY ✅ Sustainable Yields ✅ Backed by RWA Utility ✅ There are no losses with LCRD #builtonLisk @liskHQ

Did You Know? 🤔 RWA backed LPs are growing 6x faster on high growth markets than anywhere else ⚡

If you are seeing this, you are early ⏳ We are building the sustainable liquidity bridge between web2 & web3 Genesis Pool launching soon 💦 Follow @LCRDfi and stay tuned