Partner at Schod, DeGroff & Associates. Author of “Be a Cash Flow Pro.” Husband, father of 3. WVU fan. Random tweeter.
Eleanor, WV
Joined March 2009
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Drove to the office this morning listening to Dwight Yoakam.
Now in the office listening to Mike Jones.
It’s been that kind of day.
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That moment when you realize you bought a 10’x14’ rug for your office, but you should have bought a 12’x12’.
#ohwell
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Is this the first time a good chunk of people on this hellsite have seen the marginal tax brackets?
I’ve never seen so much commentary about this release before. And it’s very, very obvious most people have no clue how marginal tax brackets work.
🤦♂️
I don’t like to promote stuff often, (but seriously, buy my book), but we chat about stuff like this in my group facebook.com/groups/cashflow….
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I hate people’s transition from “we are going to get waxed” to “we lost a close game at the end fire everybody.”
It’s so ridiculous.
Losing sucks but you don’t burn down the program over it.
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That loss was on play calling, but I’d still love to hear Rich Rod light into that officiating crew in the postgame.
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This game is just nuts.
No idea what happened at halftime but i dig it.
#WVU
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The thing with personal finance is that everyone has different goals and objectives, but everyone wants to assign their own goals and objectives to everyone else.
So I like iPhone, therefore you must like iPhone.
The reality is that if you pay your mortgage off early and don’t earn the return you could have made in the market, as long as you are fine with that and understand the trade off, you’re good.
Because it’s your decision, not anyone else’s.
My buddy called me dumb for this...
I’ve been throwing extra money at my mortgage every month at a 2.99% rate.
Its not a lot, usually $500 a month.
His argument: T-bills pay ~3.8%, the market does way more over time, why would you pay off the cheapest money you’ll ever have?
My argument: paying off my mortgage early means I'll eliminate my largest recurring bill. Plus you can't put a price on peace of mind.
Am I crazy?
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Jon DeGroff, CLU®, CLTC® retweeted
Miles Sadler will have West Virginia scoring more points in transition, attempting more field goals, producing more assists and forcing more turnovers than last year. He will be one of the most impactful freshmen in college basketball this year and is the centerpiece of their offense. In two games he is averaging 20.5 points, 7.5 assists, and 2.0 steals per game.
My feed has a large contingent of posts about “24” and I love it.
That show was amazing.
The fact that at what point we had 24 and Lost on TV at the same time is actually crazy. Those were two of the most binge worthy shows of all time.
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Agreed.
Www.beacashflowpro.com
Blows my mind how a good majority of professionals players are so horrible with personal finance. They need to read @JonDeGroff book Be a Cash Flow Pro.
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When will people realize that the responses and clicks are exactly why VOM posts the way he does.
He gets paid for your outrage and responses.
Just block and get on with your life. Fake insiders have zero information that you can’t find on a message board.
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Agree.
I enjoy that it gets dark earlier
The pressure to always be doing something subsides. Relaxing in front of the fire feels cozy. Warm, hearty meals inside are satisfying. There is a charm to the cold mixed with the dark.
This “dark” period allows us to appreciate the spring and summer more
Quit complaining and lean in folks
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