Awful awful confidence destroying display ahead of Thursday. Worst 1st half I can remember. Letting the country down as well. Even with 1 fit leg between them Onana and McGinn have to play Thursday #avfc

Yes I’m watching Love island

Anybody already looking at AI supported fintech for advisers ?? I’m here writing a suitability report at Christmas and thinking we can’t be too far away from AI that can do this. One for the @plannrcrm team I reckon!

Initial planning costs £6,500, pessimistic model shows clients £700,000 better off after 15 years. Decent return on investment that. But remember everyone financial advisers charge you 5% to simply check your funds (or at least that’s what I read in the paper!)

Had @Timeline_Tech in to come and present our investment proposition to some of our new advisers. To quote one of them ‘It’s like going from a reliant robin to a Ferrari’ referencing their old proposition 😎

16 hour day wrapped up. Start a business they said.. it will be fun they said… (Tbf don’t think anyone has ever actually said this)

Financial planners- how many client meetings do you think you have a week on average ?

Me: OpenAI is going to revolutionise my business and save us so much in cost and time Also me: spends most of my morning dicking about on OpenAI

Me everytime the whiskey advert with @leerobertson64 comes on during the World Cup 😂

Had this afternoon booked out for writing some copy for marketing materials, just going to fire up OpenAI then watch the football! (This is both amazing and terrifying)

If wages have grown by circa 6%, then a 5% rise in council tax really isn’t the end of the world. Although that wouldn’t make a good headline

A twist to previous tweet- I know the client has been taking the income from the ISA since before at least one of their pension incomes, what do we think ?

Thanks everyone- seems to have been clarified that if ISA income is from divs/interest then it is and if not then it’s a PET. Have just started with the on boarding process, will have to see what the funds are when the LOA info comes back!

Client has all income needs met by State/Final salary/annuity. Taking a regular monthly income from an ISA and gifting it all away to family every month. Outside of the estate for IHT Purposes immediately right ?

I would give anything

Heading home in a couple of days, anything interesting happen whilst I’ve been away ?

Financial planner problems: overhearing people talking nonsense about tax, investments and pensions and having to fight the urge to correct them

How am I only now hearing about the Unipass/Origo LOA tool ?!? Anyone used it thus far in their business ?