Bestselling NYTimes reviewed author, and founder @phroogal. Storyteller. I tweet money, travel, and wellness. Get copies 📕⬇️

Joined July 2009
Can money buy happiness? Spend on the 8 wellness dimensions Mental = Happy Mind Emotional = Happy Heart Physical = Happy Body Spiritual = Happy Spirit Social = Happy Social Occupational = Happy Work Environmental = Happy Space Financial = Happy Money happymoneyhappylifebook.com
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Rahkim Sabree has faced an unimaginable challenge after losing everything in a house fire. He’s helped so many of us with his work, and now it’s our turn to support him. Every donation counts and can help him rebuild his life. Please consider contributing. gofund.me/dc1e89871
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A few years ago, I said that one day content creators will realize they were unpaid employees of social media companies. That day has come with many content creators, like many other employees in different industries, realizing they are being “replaced” by AI creators.
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I continue to hear some say “build an EF” when someone has just lost their job. Here is my take: Emergency funds matter—but if you don’t have one, focus on cash flow now. Build the fund later.
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My 13 yo niece said the other day "I need to invest in AI." So I started researching the best apps for young teens. There are a bunch of custodial accounts and a handful that let kids take control with adult guidance. Here are our Smile Money Picks: phroogal.com/best-investing-…
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Many stock trading apps offer free stock bonuses just for signing up and funding an account. These promotions allow you to own shares of major companies without actually trading. We did the research and discovered some of the best offers. phroogal.com/apps-that-give-…
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Join us this Thursday (7/24) for: Shift Happens: Freelancers & Creators Evolving With Purpose Big changes are shaking up the world of money content—client demand, SEO, and public trust are all in flux. Details here: plutuscnx.com/plans/1817615?…
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A9. Set reminders. Journal your wins. Track progress monthly. Better yet—join a community that supports your goals and cheers you on. #CreditChat #MoneyAccountability @Experian
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A10. This year I prioritized peace. I saved more, took time off without guilt, and invested more into purpose. Every dollar aligned with values is a win. #CreditChat @Experian
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A9. Share your goals. Track weekly. Celebrate small wins. Use tools or find an accountability buddy. Your financial journey deserves support. #CreditChat @Experian
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A8. Ask: “What matters most to me?” Then budget for it. Aligning money with meaning turns spending into fulfillment—and goals into lifestyle upgrades. #CreditChat @Experian
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So excited to share this book with you all and good luck to the future winners. This is about your happiness. #creditchat
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Woohoo! This is @jasonvitug 3rd book of his financial wellness trilogy series. #creditchat As you can see he is all about wellness, happiness, and living our best lives and how money intersects.
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A7. Try a no-spend weekend challenge. Save for a solo trip. Open a brokerage account. Or build a “fun fund” that makes your future self smile. #CreditChat @Experian
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A6. Start with grace, not guilt. Reflect, realign with your current reality, and break big goals into smaller, doable steps. A reset is a powerful move forward. #CreditChat @Experian
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