
Light and Sound based programmable Human. Currently tinkering with programmable biology and money. building @unionprotocol @creditclub_eth
Joined July 2008
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Jacob ʃei retweeted
Heres a little explainer vid for union (p2p credit) xitter.cf/unionprotocol/status/1…
Creditclubs basically peer2pool creditclub.cc/
Wildcat is private credit markets, you can collateralize or undercollateralize them however you like.
If you questions feel free to ask or dm. Also happy to vouch a few bucks if you want to try union. Just give me an ens.
Sometimes you need more than you have in the moment.
To realize a dream. To cover an emergency.
This is why credit exists.
But why let banks and credit agencies have a monopoly on such a vital resource?
Enter Union, permissionless credit, now supporting USDC on @base.
Jacob ʃei retweeted
the future of onchain credit will not be your tradfi creditscore brought onchain.
it will be a market place of permissionlessly deployed credit funds underwriting whoever however they want
This quoted post is unavailable.
Jacob ʃei retweeted
Long term capital games with friends
creditclub.cc/blog/introduci…
One of the biggest missing pieces for onchain p2p credit has been access to a social graph.
Union x @farcaster_xyz = Decentralized Social Credit
If you’re on farcaster, you can now more easily vouch for your social graph using the voucher miniapp.
Jacob ʃei retweeted
Union x @farcaster_xyz = Decentralized Social Credit
If you’re on farcaster, you can now more easily vouch for your social graph using the voucher miniapp.
Long term capital games with friends
creditclub.cc/blog/introduci…
the future of onchain credit will not be your tradfi creditscore brought onchain.
it will be a market place of permissionlessly deployed credit funds underwriting whoever however they want
This quoted post is unavailable.
looking for a product designer for @creditclub_eth who has a human touch, if that makes sense.
lending between friends is an extremely +sum tool, but theres a lot of education challenges around the real and imagined risks
tldr: need a designer who likes talking to people 🫣
Jacob ʃei retweeted
help us test CreditClub ~ a defi protocol for deploying tokenized credit pools (uncollateralized).
the first credit club is Builders Credit ($BUILDERS) supporting top onchain builders on base!
◸ ◹
◺ 🦫 ◿
▹ the top 1000 addresses with a @TalentProtocol score & isHuman can mint a Builders Credit membership.
▹ If you believe thats a good group to underwrite, you can fund the $BUILDERS ico (“initial credit offering”).
◈ Once it reaches $10k.
◌ Members can borrow uncollateralized. Interest grows the clubs stake.
◌ 10% will be deposited in an LP
◌ in 91 days $BUILDERS token can be redeemed for a share of the stake
Club coins first experiment going well soo far. 🫣
Maybe its time for tokens to be used as productive capital again….
help us test CreditClub ~ a defi protocol for deploying tokenized credit pools (uncollateralized).
the first credit club is Builders Credit ($BUILDERS) supporting top onchain builders on base!
◸ ◹
◺ 🦫 ◿
▹ the top 1000 addresses with a @TalentProtocol score & isHuman can mint a Builders Credit membership.
▹ If you believe thats a good group to underwrite, you can fund the $BUILDERS ico (“initial credit offering”).
◈ Once it reaches $10k.
◌ Members can borrow uncollateralized. Interest grows the clubs stake.
◌ 10% will be deposited in an LP
◌ in 91 days $BUILDERS token can be redeemed for a share of the stake
Jacob ʃei retweeted
Mint a free Builder Credit Membership if you are one of the top 1000 onchain builders. (Powered by @TalentProtocol Builder Score).
@JacobShiach and their team at Credit Club are doing an amazing job on pushing the concept of undercollaterialized lends.
help us test CreditClub ~ a defi protocol for deploying tokenized credit pools (uncollateralized).
the first credit club is Builders Credit ($BUILDERS) supporting top onchain builders on base!
◸ ◹
◺ 🦫 ◿
▹ the top 1000 addresses with a @TalentProtocol score & isHuman can mint a Builders Credit membership.
▹ If you believe thats a good group to underwrite, you can fund the $BUILDERS ico (“initial credit offering”).
◈ Once it reaches $10k.
◌ Members can borrow uncollateralized. Interest grows the clubs stake.
◌ 10% will be deposited in an LP
◌ in 91 days $BUILDERS token can be redeemed for a share of the stake
help us test CreditClub ~ a defi protocol for deploying tokenized credit pools (uncollateralized).
the first credit club is Builders Credit ($BUILDERS) supporting top onchain builders on base!
◸ ◹
◺ 🦫 ◿
▹ the top 1000 addresses with a @TalentProtocol score & isHuman can mint a Builders Credit membership.
▹ If you believe thats a good group to underwrite, you can fund the $BUILDERS ico (“initial credit offering”).
◈ Once it reaches $10k.
◌ Members can borrow uncollateralized. Interest grows the clubs stake.
◌ 10% will be deposited in an LP
◌ in 91 days $BUILDERS token can be redeemed for a share of the stake
app ~> creditclub.cc
post with more details ~> creditclub.cc/blog/introduci…
disclaimer: credit is risk. If any of the builders don’t repay there will be losses.
It also means the other 99 members will have less available credit. + their default turns their membership NFT into a nontransferable record of their delinquency.
feel free to dm or reply with any questions or feedback :)
🦫 the first beaver themed onchain credit union on base creditclub.cc/club/0x2072ea3…
introducing @creditclub_eth ~ tokenized credit unions.
Production Demo is Live:
- Builders Credit has been deployed with a mint list of all addresses with a @TalentProtocol Builder Score > 88 on March 6.
- mint a membership NFT and have access to an uncollateralized line of Credit from the Builders credit club (first 100 to mint)
- If you think that groups a good credit risk you can mint the clubs token $BUILDERS.
🦫check it out: creditclub.cc/club/0x2072ea3…
Jacob ʃei retweeted
Im gonna start putting my money where my mouth is. Moving $10k of my traditional savings to @unionprotocol on @base and underwriting friends and founders i trust (with $1k+ each).
Starting with those who have supported me, in big and small ways. Building through multiple bears is brutal. Small things add up.
@proofofjake ~ genuine replies guy
@ivangbi_ ~ would pick in a knife fight
@limes_eth ~ would pick in a nice fight
@jbrukh ~ vc that will use your defi app
@lalleclausen @heychristopher ~ day0
@Cooopahtroopa ~ good feedback
@brockjelmore ~ right curve mf
@_trente_ ~ day -1
And all those who have built a product i use every day that makes my life easier:
@lindaxie ~ bountycaster
@lemurf @0xbarbs @holaivory ~ union💍
@mikedemarais ~ 🌈 rainbow
@annoushka @wijuwiju0x ~ interface
@jack__sanford ~ tvl insurance, cheaper than anxiety meds
@jessepollak ~ base ofc
Note: soo many not listed here, if we are mutuals and i missed you, dm me your ens.
Jacob ʃei retweeted
My name is Roman Storm, and I am one of the founders of Tornado Cash, a non-custodial privacy protocol.
I am being prosecuted for writing open-source code that enables private crypto transactions in a completely non-custodial manner. This prosecution represents a terrifying criminalization of privacy.
The charges against me threaten to criminalize software development itself. If successful, the implications could extend far beyond the crypto industry, impacting every software developer. I face up to 45 years in prison on charges including operating an unlicensed money-transmitting business, conspiracy to commit money laundering, and sanctions evasion.
This case has already had a chilling effect on developers working on software tools. Recently, a developer filed a lawsuit against the DOJ, seeking relief because my case has made them fearful of releasing new software.
xitter.cf/lewellenmichael/status…
Additionally, there is significant confusion around the 1960 charge (operating an unlicensed money-transmitting business), as different government agencies have conflicting interpretations of the law.
xitter.cf/amandatums/status/1863…
“This prosecution threatens to criminalize software development itself,” said Keri Axel of Waymaker LLP, my legal counsel.
American entrepreneur and politician @VivekGRamaswamy commented, “You can’t go after the developers of code. What you actually need to do is go after individual bad actors who are breaking the laws that already exist.”
xitter.cf/benzingacrypto/status/…
Multiple amicus briefs have been filed in support of my defense by the DeFi Education Fund (@fund_defi), Coin Center (@coincenter), and Blockchain Association (@BlockchainAssn):
defieducationfund.org/_files…
coincenter.org/app/uploads/2…
theblockchainassociation.org…
The 5th Circuit Court has already ruled that Tornado Cash sanctions were unlawful:
xitter.cf/AlexanderFisher/status…
However, the DOJ has dismissed this ruling as irrelevant:
storage.courtlistener.com/re…
My trial is set for April 14, 2025.
PRIVACY WON. FREE SPEECH WON. WE WON.
Fifth Circuit reverses its judgement after we won our appeal. Another step closer to being able to freely use Tornado Cash again.
storage.courtlistener.com/re…












