Invest With Queenie

I know sometimes I look silly getting excited about saving $10 here and there but it all adds up!! If you want to save $10,000 in one year, that’s $27.40 per day. I still want to enjoy life but if I can save a bit of money (on things I don’t even notice!) it makes me happy 🙈😂

Money habits that create powerful results: 📊 Tracking expenses 😌 Mindful spending ❤️ Practising gratitude 🎯 Setting goals 🆘 Creating an emergency fund 📈 Investing what you can 📚 Learning and being curious

Things to keep in mind when shopping: 💭 Do you need it? 💭 Can you afford it? 💭 Does it save you money or time? 💭 Is this the best deal? 💭 Can you buy it second hand? 💭 Will you use it often? 💭 Is it worth the cost?

It took us 33 months to go from $0 to $100k. But it only took 30 months to go from $100k to $500k. The first $100k is the hardest!

Not every purchase has to make perfect financial sense. Sometimes the best thing you can do for your future self is to buy that dress you really want, go to that restaurant or go on that holiday.

Being assertive does not come naturally to me. But I’m learning how to say no, set boundaries and go after what I want because in 40 years time I want to be able to say that I chose the life that I have.

The important non-money benefits of pursuing financial independence that I didn’t consider: ☯️ Freedom in how I spend my time 💆🏻‍♀️ Knowing I have savings to fall back on ⛔️ Being able to say no to things I don’t want to do 🏝 Being able to say yes to things I want to do

Things we do monthly to keep our finances in check: 💵 Review our expenses 💳 Pay off our credit cards in full on time 📈 Check out portfolio and emergency fund 💭 Decide how much to invest and where 🏝 Plan something fun to look forward to

Instead of focusing on: 📈 Your net worth 👩🏻‍💻 Your portfolio gains 🤕 Your progress compared to others Focus on: 💸 Small improvements 🧘🏻‍♀️ Creating good habits 👣 The process of getting closer to your goals And the results you’re looking for will come.

I like: 👜 Designer clothes 💰 Luxury cars 🏡 Mansions But I prefer to prioritise: 🏝 Free time with loved ones 🌏 Travelling the world 👩🏻‍💻 Enjoying the work I do

When you’re building wealth don’t forget to build other people up with you. Tell them about your savings hacks. Let them know about the power of compound interest. Share your financial goals for the future with them. Talking openly about money can help us all grow together.

The three types of income are: earned income, portfolio income and business income. Earned income is the easiest to get but it relies on trading our time for money. Investing converts earned income into portfolio income so one day we replace our earned income.

I just made a 25% return! How? By buying my coffee milk in bulk on sale. When I buy something I need on sale, I see it as locking in a guaranteed return on investment for my money. Small savings add up.

It took Pablo and I 3 years to save $100k. But in the last year, we’ve increased our net worth by $150k. Lesson: the first $100k is the hardest and comes as a result of you working hard for your money. The next $100k comes as a result of your money working hard for you.

Living below the poverty line taught me the best money lessons. I learned: ➡️ How to live within a small budget ➡️ Never to never judge anyone based on how much they earn ➡️ Why financial security is important Sometimes it’s the tough experiences that teach us the most