@InsuringCAL

Insurance Information Institute, California Representative

 California
iii.org
Joined February 2009
  • Tweets8.5K
  • Following1.2K
  • Followers802
291Media
How do insurers price risk when an autonomous vehicle’s AI makes a decision that’s difficult to explain? Triple-I’s Patrick Schmid spoke with @_diginsurance about AI failure modes, limited data visibility and the implications for AV #insurance. ow.ly/jWv850ZWYrg
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Financial abuse can leave lasting consequences, including damaged credit, coerced debt and lost access to #insurance information. During #DVAM, Triple-I shares practical steps survivors can take to protect their finances and build independence: ow.ly/461050ZXHvP
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It’s #FirePreventionWeek! This year’s focus: lithium-ion battery safety. Use and charge batteries properly to help prevent fires. Also, take a moment to review your home or renters insurance coverage. Learn more: nwinsurance.org/hot-topics/f…
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October is National Disability Employment Awareness Month. For the P/C #insurance industry, inclusive hiring, workplace accommodations and career opportunities can help build a stronger, more representative workforce.
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98% of consumers own a rechargeable device, yet 50% say they know nothing about lithium-ion batteries. For #FirePreventionWeek, Triple-I and @NFPA highlight battery safety: bit.ly/3Vq4SE8
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Washington insurers are helping customers recover from the #Spokane wildfires. Homeowners, condo & renters insurance typically cover fire/smoke damage, while comprehensive auto coverage generally covers #wildfire damage. For more insurance guidance: bit.ly/4wi1t7a
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#InsuranceFest 2026 draws a record crowd to Santa Monica Pier! Discover the highlights from InsuranceFest 2026 and share how these insights can shape the future of insurance. hubs.la/Q04pP0zy0 #InsuranceFest2026 #Networking #InsuranceInnovation #SantaMonica

InsuranceFest draws record turnout to Santa Monica Pier

Over 1,750 people from 1,000+ companies have signed up for a packed day of networking and discussions

insurancebusinessmag.com
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#InsuranceFest 2026 is where festival vibes meet industry insights! Stay updated here as InsuranceFest continues to spark ideas, connections, and opportunities. hubs.la/Q04pPQz70 #InsuranceFest2026 #FestivalVibes #InsuranceInnovation #Networking
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#InsuranceFest2026 who knew? an insurance conference at the beach - having fun and learning at the same time!
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Tomorrow is #WildfirePrepDay. Take a few minutes to prepare. Plan two ways out of your neighborhood and choose a meeting place for your household before a #wildfire threatens your area. Help others get ready: bit.ly/4w5RJ0D
Aerial view of a suburban neighborhood with houses, trees, and streets. Text on the image reads "Know Two Ways Out." At the bottom, logos for NFPA (National Fire Protection Association) and Wildfire Community Preparedness Day are present, along with the website wildfireprepday.org.

ALT Aerial view of a suburban neighborhood with houses, trees, and streets. Text on the image reads "Know Two Ways Out." At the bottom, logos for NFPA (National Fire Protection Association) and Wildfire Community Preparedness Day are present, along with the website wildfireprepday.org.

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Today is #WildfirePrepDay. Clear needles, leaves and debris from roofs, gutters, porches and decks. Wind-driven embers can ignite this material and spread fire. Learn more: bit.ly/4w5RJ0D
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It’s #SmallBusinessWeek, and cyber threats continue to grow. A new report from @Chubb found average #cyber claim severity for large U.S. businesses topped $4.4M in 2025 as ransomware and AI-driven attacks intensified. Learn more: bit.ly/4whNwac
A person typing on a laptop keyboard in a dimly lit environment. The screen glows, illuminating the person's hands.

ALT A person typing on a laptop keyboard in a dimly lit environment. The screen glows, illuminating the person's hands.

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Los incendios forestales son más frecuentes y destructivos. Proteja su hogar: • Limpie materiales inflamables • Mantenga techo y canalones despejados • Pode árboles y elimine vegetación seca Más información en español: bit.ly/4wsZo9q
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Triple-I’s 2025 Georgia legal system abuse campaign earned an Honorable Mention from the Hermes Creative Awards. The campaign highlighted how excessive litigation impacts #insurance costs and consumers in Georgia. Learn more: bit.ly/4cQvpAP
A billboard displays a message stating, "Legal System Abuse Increases Your Insurance Costs," accompanied by an image of a gavel and money. The billboard includes the website StopLegalSystemAbuse.org and the logo for the Insurance Information Institute.

ALT A billboard displays a message stating, "Legal System Abuse Increases Your Insurance Costs," accompanied by an image of a gavel and money. The billboard includes the website StopLegalSystemAbuse.org and the logo for the Insurance Information Institute.

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Our new study with @Fenix24_dr finds that #cyber resilience depends on more than prevention alone. As ransomware and identity-based attacks evolve, insurers are strengthening defenses, but gaps remain in recovery readiness and #cybersecurity standards. bit.ly/4um5PKg
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After a disaster, #fraud can spread as quickly as recovery efforts. During #ContractorFraudAwarenessWeek, @iiiorg and @insurancecrime are encouraging consumers to stay vigilant when hiring contractors for repairs. Learn more about how to prevent fraud: bit.ly/3PbV8dZ
An individual using a hammer on wooden beams. The text lists tips for preventing contractor fraud, including: obtaining written estimates, checking credentials and Better Business Bureau reviews, working with insurers, and reviewing documents and invoices. The image includes the NICB logo.

ALT An individual using a hammer on wooden beams. The text lists tips for preventing contractor fraud, including: obtaining written estimates, checking credentials and Better Business Bureau reviews, working with insurers, and reviewing documents and invoices. The image includes the NICB logo.

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Cyber resilience requires more than prevention alone. A new Triple-I and @Fenix24_dr study examines how #insurers are strengthening recovery readiness and operational resilience as #cybersecurity threats evolve. Learn more: bit.ly/4um5PKg
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Cyber risk, economic pressures and AI are now among the top concerns across the #insurance landscape, according to the new RiskScan 2026 report from Triple-I and Munich Re US. Read the key findings: bit.ly/4urt8BB
The image is a promotional graphic for "RiskScan 2026" by Munich RE and Insurance Information Institute. It features a person looking up at tall buildings, a cityscape with a highway, and a close-up of a circuit board. The background is a gradient of blue and purple tones.

ALT The image is a promotional graphic for "RiskScan 2026" by Munich RE and Insurance Information Institute. It features a person looking up at tall buildings, a cityscape with a highway, and a close-up of a circuit board. The background is a gradient of blue and purple tones.

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Triple-I’s latest forecast shows P/C underlying growth at -2.94% in 2026 H1, improving to -0.68% in 2027 and 1.99% in 2028. While the Fed raised its 2026 real GDP outlook to 2.4%, P/C is still selling into a shrinking market. Members can learn more in the Economic Outlook.
The chart titled “P/C Underlying Growth Expected to Remain Below U.S. GDP in 2026” shows triple-Is latest P/C underlying growth forecast for 2026 H1 (-2.94%), 2027 (-0.68%), and 2028 (1.99%). According to the latest data (Including Q4 2025 through April 2026 data depending on each component’s recency), P/C replacement costs are 1.98% lower than they were last year. Fed Real GDP expectations for 2026 have increased from 2.3% to 2.4%. GDP remains resilient before inflation, but the P/C industry is selling into a shrinking market while the broader economy holds. Members can dive deeper in our recent economic outlook.

ALT The chart titled “P/C Underlying Growth Expected to Remain Below U.S. GDP in 2026” shows triple-Is latest P/C underlying growth forecast for 2026 H1 (-2.94%), 2027 (-0.68%), and 2028 (1.99%). According to the latest data (Including Q4 2025 through April 2026 data depending on each component’s recency), P/C replacement costs are 1.98% lower than they were last year. Fed Real GDP expectations for 2026 have increased from 2.3% to 2.4%. GDP remains resilient before inflation, but the P/C industry is selling into a shrinking market while the broader economy holds. Members can dive deeper in our recent economic outlook.

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Cyber incidents, economic pressures and AI rank as the top interconnected concerns across the P/C #insurance landscape, according to RiskScan 2026 from Triple-I and Munich Re US. Learn more: munichre.com/landingpage/en/…
Cover image for "RiskScan 2026" by Munich RE and Insurance Information Institute. It features a professional in a cityscape, high-rise buildings, and a digital circuit. Text indicates it covers top concerns for (re)insurance buyers and sellers.

ALT Cover image for "RiskScan 2026" by Munich RE and Insurance Information Institute. It features a professional in a cityscape, high-rise buildings, and a digital circuit. Text indicates it covers top concerns for (re)insurance buyers and sellers.

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