Captives and fronting arrangements are reshaping Canada's MGA market. Discover how changing capital structures are reshaping the future of Canada's MGA landscape. hubs.la/Q04Bzw3K0 #MGA #InsuranceIndustry #CaptiveInsurance #Reinsurance

Sylvia Tran of Co-operators says employers can improve plan sustainability through data-driven decisions, flexible benefits, and clear communication that balances cost management with employee value. hubs.la/Q04Bx-kQ0

Proud to support the Insurance Business Canada Awards. Connect with Royal Claims Services to learn how our forward‑thinking claims solutions can strengthen your claims program and drive better outcomes. hubs.la/Q04BpJL80

SMEs know cyber risk is real, but cyber insurance uptake remains low across Canada and most global markets. Lindsey Maher of CFC says adoption sits at just 10-15% outside the US, where penetration reaches 30-40%. See what's driving the gap: hubs.la/Q04BpM4J0

We're proud to welcome Definity as a sponsor of the #IBAwardsCA! As one of Canada's leading P&C insurers, Definity is committed to delivering exceptional experiences through innovation, strong risk management, and broker partnerships. hubs.la/Q04BpGZ00

Mike Hergott of Gallagher says insurance to value on major construction projects should be a continuous process, not an annual check-in, as cost inflation, labour shortages, and supply chain challenges can quickly create coverage gaps. hubs.la/Q04BpLJj0

The battle for insurance talent is getting expensive. Marsh reported US$30 million in legal costs in Q3 related to restrictive covenant litigation, reflecting growing competition among brokers for experienced producers and client relationships. hubs.ly/Q04BnMjD0

Fairfax Financial, parent of Northbridge Insurance, will acquire a controlling stake in IDBI Bank and fold Go Digit General Insurance and Go Digit Life Insurance into the bank, strengthening its presence in a rapidly growing market. hubs.la/Q04Bgrbf0

Marsh is doubling down on AI and automation. The broker has raised its Thrive savings target to US$600 million, using technology and operational efficiencies to streamline back-office functions while investing in client-facing growth. hubs.la/Q04BjLGx0

Lisa Thomson of Wawanesa Insurance says business interruption and cyber exposures remain major blind spots, leaving many owners vulnerable to unexpected disruptions. hubs.la/Q04Bgr6m0

Brett Boadway of the Canadian Association of Managing General Agents says MGAs write an estimated $4 billion in premium, while industry leaders stress that underwriting discipline and expertise remain the keys to long-term success. hubs.la/Q04Bgqq90

Marsh grew Q3 revenue by 8% to US$6.9 billion despite softer insurance and reinsurance markets. Strong consulting growth helped offset weaker reinsurance results as commercial insurance rates continued to decline across several major lines. hubs.ly/Q04BgL0d0

Mike Hergott of Gallagher and Todd Henderson of Aon discuss how multi-billion-dollar projects are challenging traditional placement strategies, testing capacity, and driving new approaches to risk transfer and underwriting. hubs.la/Q04B7Bp80

Cameron Copeland of Specialty Program Group Canada says insurers are moving back into niche classes, pushing MGAs to differentiate through specialized expertise, tailored services, and stronger broker support. hubs.la/Q04B7yZ40

#IBTV: Natalie Chan of Navacord and Alex Ilkos of Purves Redmond Limited discuss AI liability, governance challenges, coverage gaps, and how businesses can better manage emerging exposures. Watch the full discussion and stay ahead of the risks. hubs.la/Q04B7ly60

Canada’s top insurance brokers for 2026 are in! Insurance Business Canada has unveiled its client-nominated Top Insurance Brokers 2026 list, recognizing professionals who continue to earn trust and loyalty in a softening market. hubs.la/Q04B6QGB0

AXA's latest report highlights growing worries around preparedness, while WTW says businesses are increasingly asking whether cyber policies cover generative AI-related losses. hubs.la/Q04B0Ps80

You can't bolt AI onto a 20-year-old system and call it AI-native. Eric Purdy of Rival Insurance Technology explains why legacy system replacement is really a change management challenge and what brokers need from modern technology. hubs.la/Q04B0P460

#IBTV: Experts from Echelon Insurance and HUB International Ontario discuss risk storytelling, CAT exposures, creative capacity solutions, and the power of broker-insurer collaboration. hubs.la/Q04B0NPS0

Manulife has appointed Sinéad O’Connor as Chief Actuary, leading the insurer’s actuarial, inforce, and reinsurance teams. Phil Witherington says her deep expertise and leadership experience will help shape the company’s future direction. hubs.la/Q04zX1420