@IncomeDecodedHQ

Making money with new tech.

Joined April 2021
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  • Followers5.6K
3.6KMedia
Less hype. More clarity. Income, decoded.
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Rent is up 33% since January 2020, per BLS. What share of your income goes to housing? Under 30% / 30-50% / Over 50%
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Real estate isn't passive. Ask anyone who's had a tenant stop paying.
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The cola war has a scoreboard. $100 a month since 2000: Coca-Cola: $146K PepsiCo: $91,875 Total put in: $32,200 each Coca-Cola ended 1.6x ahead of PepsiCo. Which side of the cola war are you on? 👇 Data: Yahoo Finance. Not financial advice.
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Rent is up 149% since 2000, per BLS. Overall prices: up 100%.
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Mortgage rates went from 2.65% in January 2021 to 7.40% as of Oct 8, 2026, per Freddie Mac. Same $400k loan: $1,612 a month then. $2,770 at the October 2026 rate.
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Oct 31, 2008: someone with no face, no LinkedIn and no VC emailed a short PDF to a cryptography mailing list. It's now an asset worth over a trillion dollars. 🧵
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more replies
Jan 3, 2009: the genesis block quotes a Times headline about a second bank bailout. Not subtle.
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Satoshi never showed a face, never gave an interview, and went silent in 2011. The most influential money of the century has no founder to blame. Feature or bug?
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Credit card points are the only reward program where you pay $500 in interest to earn a $20 flight voucher.
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$100 a month since 2014. Same money, two chip rivals. NVIDIA: $1.58M AMD: $817K Total put in: $15,400 They traded the lead 31 times before NVIDIA pulled away. Which one would you have stuck with? 👇 Data: Yahoo Finance. Not financial advice.
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The median US home sold for $17,800 in 1963. In mid-2026: $410,700, per Census.
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In 1984 the median US home cost 3.5x the median household income. In 2025 it cost 4.75x, per Census.
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The lottery is a tax on people who can't do math. Leveraged altcoin trading is the same tax with a nicer chart.
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You bought the product. Should have bought the stock. $399 on a PS4 in 2013 → about $69,000 in AMD today. The PS4: two generations old. Would you have skipped the console? Not financial advice. Music: "Ouroboros" Kevin MacLeod (incompetech.com) CC BY 4.0
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POV: You invested $100/month in Nvidia since 2005. Music: "Ouroboros" Kevin MacLeod (incompetech.com) CC BY 4.0
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Prices rose 3.7% in the last 12 months, per BLS. Did you get a 3.7% raise this year? Yes / No
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Update: the actuary finished his first flying-car quote. Hurricane coverage: declined. Bird strike: mandatory. Resale value: depends where it lands. Hype is free. The premium isn't.
Income Decoded
@IncomeDecodedHQOct 16
Replying to @Polymarket
Street-legal flying cars in Florida. Somewhere a car insurance actuary just saw God.
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$1,000 in Nvidia in Jan 2010 → ~$540,470 today. S&P 500: ~$9,222. Which one would you have picked? Not financial advice. Music: "Ouroboros" Kevin MacLeod (incompetech.com) CC BY 4.0
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