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Became an Influencer today on @Sweatcoin
Got to know about this project recently and bought in fully
@nwoye_elizabeth @mimi_banz and other friends
Let's take moe steps together ๐ถโโ๏ธ๐ถโโ๏ธ
Nothing beats the Prediction market
Nothing beats @Polymarket โ
The tech should be your priority not the financial incentive attached
Why so much tears about @moonpay airdrop ๐
The idea of having crypto synched with AI should thrill you enough
Nice entrance Paybox ๐ช
Web3 Whispers ๐๐ retweeted
Cowrywise Aggressive Equity Mutual Funds give you exposure to most blue-chip stocks.
When you can't make choices and can't control your discipline, I'd recommend Mutual funds.
They basically make the decisions on your behalf; all you have to do is deposit funds into them.
For me, they also automatically reinvest my dividends.
Here is my personal experience with @cowrywise Aggressive Equity Mutual funds:
1. I have received more dividends on my Mutual funds than my personal portfolio, even when my personal portfolio is twice the size of my Equity Mutual funds.
2. I know exactly what is in my Aggressive Equity Mutual funds portfolio, so I try not to buy them again when I am picking individual stocks.
3. My equity portfolio gives me exposure to blue chps, that I otherwise won't buy myself because, as a small account owner, I am pretty much interested in Stocks that are in their early re-rating stage.
Put simply: I love measured volatility ๐
4. I have made more Net Profit on my Aggressive Equity Mutual Funds portfolio than on my Individual stocks, because, in Individual stocks, you can be up 80% on Stock A and down 53% on Stock B.
5. I have no idea of how much of my money is allocated to a particular component stock in my mutual funds. I only know what comprises each equity fund.
6. Yes, Cowrywise Aggressive Equity Mutual Funds gives you exposure to four (4) other equity fund managers, as stated.
7. It's very easy to automate monthly deposits on your Cowrywise Mutual funds, so each month, regardless of market conditions, I save automatically into my Mutual funds via direct ATM-linked automated deposit during salary week.
โฐFinal Thoughts:
I think Mutual funds are ideal for beginners and people with a very low risk appetite. They have several other mutual fund options ranging from:
Balanced,
Halal,
Conservative, etc all tailored according to your risk appetite and faith in the @cowrywise app.
Personally, I started with Mutual funds until I learnt how to take my first steps in the market, before I explored picking individual stocks.
Happy Sunday, guys! โ at Jidu, Nigeria
Cowrywise aggressive Equity fund seems to be a blend of 4 different equity funds
1. Meristem Equity Market fund
2. United Capital Equity fund
3. ARM Aggressive Growth fund
4. Afrinvest equity fund
The combined year to date return is 40.08%, underperforming the broad market which has delivered an about 56.45% return year to date
I donโt think I need to look into their management fees tho
Web3 Whispers ๐๐ retweeted
This is heartbreaking and completely unacceptable!
A young womanโs sister deposited โฆ150,000 into her @Wealth_buddyng account.
Shortly after, the entire balance in her MMF account was withdrawn to an UNVERIFIED bank account number (different from her own verified details).
When she complained via email to [email protected] and [email protected], her account was suddenly deactivated and her email was said to โnot exist.โ
This raises serious red flags of possible insider involvement or a major security breach.
Evidence and screenshots are in the quoted post below ๐
@Wealth_buddyng @MeristemNigeria
Return this familyโs money immediately! Investigate thoroughly and give them a clear, transparent update. Nigerians deserve better from regulated fintech platforms.
If this shows up on your timeline, kindly retweet. @Wealth_buddyng demanding resolution.
Letโs make this go viral until justice is served!
#WealthBuddy #FintechAccountability #ProtectYourMoney
Replying to @Wealth_buddyng
@Wealth_buddyng I made a complaint earlier this month regarding my sister's account that was compromised after she made a deposit of 150, 000 naira. Few hours age, the whole money in her mmf aount were withdrawn through an account that is different from her verified account.
Did you know ๐ค
In your first month on Sweatcoin, you can convert your earned sweat coin to $5, $10 and $15 worth of Amazon, Sporty, Google play gift cards
The more steps you take, the healthier you become and the more money you make all on @Sweatcoin
๐๐๐
Fellow Nigerians, good morning.
I woke up this morning after my church service with a deeply reflective heart, and despite every constraint, I felt compelled to share these thoughts with you.
Many people do not truly understand the silent pains some of us carry dailyโthe private struggles, emotional burdens, and quiet battles we face while trying to survive and serve sincerely in difficult circumstances.
We now live in an environment that has become increasingly toxic, where the very system that should protect and create opportunities for decent living often works against the peopleโa society where intimidation, insecurity, endless scrutiny, and discouragement have become normal.
More painful is when some of those you associate with, believing you would find understanding and solidarity among them, become part of the pressure you face. Some who publicly identify with you privately distance themselves or join in unfair criticism.
We live in a society where humility is mistaken for weakness, respect is seen as a lack of courage, and compassion is treated as foolishnessโa system where treating people equally is questioned simply because you refuse to worship status, tribe, class, or power.
Personally, I have never looked down on anyone except to uplift them. I have never used privilege, position, or resources to oppress others, intimidate the weak, or make people feel small. To me, leadership has always been about service, sacrifice, and helping others rise.
Let me state clearly: my decision to leave the ADC is not because our highly respected Chairman, Senator David Mark, treated me badly, nor because my leader and elder brother, Alhaji Atiku Abubakar, or any other respected leaders did anything personally wrong to me. I will continue to respect them.
However, the same Nigerian state and its agents that created unnecessary crises and hostility within the Labour Party that forced me to leave now appear to be finding their way into the ADC, with endless court cases, internal battles, suspicion, and division, instead of focusing on deeper national problems and playing politics built more on control and exclusion than on service and nation-building.
Even within spaces where one labours sincerely, one is sometimes treated like an outsider in oneโs own home. You and your team become easy targets for every failure, frustration, or misunderstanding, as though honest contribution has become a favour being tolerated rather than appreciated.
And when you choose to leave so that those you are leaving can have peace, and you step out into the cold, you are still maligned and your character is questioned. Despite all your efforts to continue working for a better Nigeria and engaging people with sincerity and goodwill, those who do not wish you well continue to attack your character and question your intentions.
There are moments I ask God in prayer: Why is doing the right thing often misconstrued as wrongdoing in our country? Why is integrity not valued? Why is the prudent management of resources, especially when invested in critical areas like education and healthcare, wrongly labelled as stinginess? Why are humility and obedience to the rule of law often taken to be weakness rather than discipline?
Let me assure all that I am not desperate to be President, Vice President, or Senate President. I am desperate to see a society that can console a mother whose child has been kidnapped or killed while going to school or work. I am desperate to see a Nigeria where people will not live in IDP camps but in their homes. I am desperate for a country where Nigerian citizens do not go to bed hungry, not knowing where their next meal will come from.
Yet, despite everything, I remain resolute. I firmly believe that Nigeria can still become a country with competent leadership based on justice, compassion, and equal opportunity for all.
A new Nigeria is POssible. -PO
UCL Round Of 16 Draw
PSG vs Chelsea
Galatasaray vs Liverpool
Real Madrid vs Man City
Leverkusen vs Arsenal
Newcastle vs Barcelona
Atletico vs Tottenham
Bodรธ/Glimt vs Sporting CP
Atalanta vs Bayern Munich
Time to boycott @JupiterExchange and all it's products
Jupiter shitshow, very cringe to watch,
I have paid in 2025 $500,000 in fees across 5 wallets, i checked this in dune volume checker, i did $900,000,000 in volume
Jupiter perps charges 3 times more fees than Hyperliquid, their system is so predatory that when margin is low they liquidate you and keep the remaining margin, they charge more than 5 times the fees Binance or ByBit charges, if you are short you don't earn funding fees (they charge you borrow rate on top) and if you are long you pay also, in other exchanges if you are short you usually get paid 0.013% hourly
Not only they have the worst and most expensive system, that extracted more than a billion dollars from liquidated Solana Perp Traders
Now after they promised and passed the DAO vote for 2 years, they decide to go back in their word and finesse all their traders and fee payers, that were heavily miss treated and paid unreal amount of fees with the promise of "Jupuary" in January of 2026
Terrible terrible look, never expected such L move, shame on you, i hope you guys reflect on this and listen to the obvious critics from your community, your users, your fee payers,
do better, @weremeow @JupiterExchange
๐จ BREAKING: Huma x Jupiter Return to Catlumpurr 2026 ๐ฒ๐พ*
Huma is kicking off the year with major energy, Huma is headed to Catlumpurr 2026 from Jan 31 โ Feb 2, and yes, they are running it back with Jupiter!
๐ Stop by the booth surprises await for ecosystem holders ๐
Itโs the perfect time to connect with the team, learn whatโs happening, and be part of the momentum.
Meanwhile, Huma January Ecosystem Call (Mandarin) was held today, catch the insights if you missed
Quite sure @Tush736 and @ChittiDinesh won't skip this
See You In Malaysia ๐ฒ๐พ
Web3 Whispers ๐๐ retweeted
Set your reminder for a recap with @DrPayFi today at 2pm UTC to learn more about the defensive looping and $HUMA prime.
@humafinance is bringing payments onchain and turning them into productive liquidity.
As a PayFi protocol, huma doesnโt rely on emissions or speculative RWAs. It finances real payment receivables:
๐ฃPayroll
๐ฃTrade finance
๐ฃCard settlements
๐ฃCross-border payments
Cash thatโs already moving with short duration, self liquidating and backed by real economic activity. Thatโs why PayFi yield behaves differently.
Join @DrPayFi on our January Eco Call as we recap Humaโs 2025 milestones, deep dive into Defensive Loopingโข๏ธ, and Huma Prime ๐
With special guest appearance!
๐
Monday, Jan 12, 2025
โฐ 2PM UTC | 10PM HKT
๐ xitter.cf/i/broadcasts/1PlJQOPWpโฆ
This space will be conducted in Mandarin
At Huma Finance, we donโt generalize risk we personalize it.
Transactional credit means Huma assess each transaction on its own merit. No need to stress you with high-risk borrowers or rely on outdated credit scores. Instead, Huma look at real-time data, your payment behavior, history, and the actual terms of each deal.
Thatโs how they manage risk intelligently.
No inflated interest rates, no guesswork. Just precision.
By underwriting at the transaction level, Huma Finance keeps the system secure and scalable.
This is Humaโs edge. This is smarter finance.
There are about 6 weeks left in the HumaFinance kaito campaign
The only thing you need to do before then is stake at least 5k $HUMA to stay eligible.
The required stake amount has not been officially announced yet, but here is my thinking:
Season 0 required no stake.
Season 1 required 3k $HUMA staked.
Season 2 required 5k $HUMA staked.
It does not look like there will be an increase, but if there is, make sure you are ready to stake when the announcement drops.
GHUMA
1010 years from now according to the Huma intern โฌ๏ธ
โ
The PayFi sector alone should be have surpassed the whole Tradfi sector
โ
Every payment would be made Onchain globally
โ
@humafinance and it's $Huma token should be worth trillions in Mcap
I ain't capping๐งข
Just one tap to unlock Real Yield on Solana
PayFi/acc till 3036 and beyond
Don't fade Huma
๐app.huma.finance




























