Local, family owned and operated independent insurance agency in Pasadena, MD. Helping families and businesses with auto, home, business, and life insurance.

Pasadena
Joined September 2009
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Contractors, if you do side work for friends, family and others, your boss's insurance probably won't cover you. A mistake could lead to a lawsuit and cost you everything. One side job could pay for a separate policy that protects your assets. #ContractorTips #Insurance
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Got a dog? 🐶 You might need to check your homeowner's insurance policy for breed limitations or exclusions. Some breeds aren't covered! Ensure you have the right coverage. #HomeownerTips #DogOwners
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The most overlooked coverage on your auto policy? Uninsured/Underinsured Motorist (UM/UIM). With up to 40% of drivers having no insurance or just state minimums, this protects you and your family from their negligence. #InsuranceTips #AutoInsurance #RealInsuranceTalk
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#MondayMotivation "Even If You Are On The Right Track, You'll Get Run Over If You Just Sit There" - Will Rogers #WillRogersQuote #Will Rogers #MondayMotivations #HuffInsurance #MotivationalMonday
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Running a side hustle from home? Your homeowners insurance might not cover business-related incidents. Ensure you have the right coverage to avoid unexpected issues. #HomeBusiness #InsuranceTips
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Insurance companies selectively pay claims, but not arbitrarily. They pay based on the coverage purchased and what's stated in the policy. In 30+ years, I haven't seen a denied claim where coverage was active and paid for. #InsuranceFacts #PolicyCoverage
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Congratulations on paying off your mortgage! Did you remember to tell your Homeowner's insurance agent to remove the lender from the policy? #MortgagePayoff #Homeownership #RealInsuranceTalk
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Does anyone have a positive insurance experience to share? Most talk is negative, but I'm curious if good experiences exist. Share in the comments! #Insurance #CustomerExperience
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Think your homeowner's insurance policy covers everything at full price? Think again! Replacement cost for contents isn't always automatic. Without it, your valuable items get covered at depreciated value. Always read your policy! #InsuranceTips #Homeowners #realinsurancetalk
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#ThursdayThought "The time is always right to do what is right" - Martin Luther King Jr. #DoWhatIsRight #HuffInsurance
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Storing lots of property in a storage unit? Check your homeowner's insurance policy! Some policies limit coverage for stored items to just 10%. Make sure you know your policy's limitations. #InsuranceTips #Storage
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Your business could face lawsuits over website ADA compliance. What insurance covers that? Let me know. #BusinessInsurance #EPLI #HuffInsurance #RealInsuranceTalk #InsuranceQuiz
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AI is being used to create fake car damage for insurance fraud. Car insurance companies are using virtual appraisals, but people are submitting AI-generated images of damage they don't have to get initial checks. #InsuranceFraud #AI
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If a tree falls on your shed, the stuff inside probably isn't covered by your 'other structures' coverage. That coverage is for the structure itself, not its contents. Some items might need a separate policy. #InsuranceTips #HomeownerTips
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#ThursdayThought "You get what you focus on, So focus on what you want " #HuffInsurance
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Has your business changed since last year? Even small shifts in payroll or sales can impact your insurance. Don't assume nothing has changed – it might affect your coverage and leave you unprotected at claim time. Schedule your annual review! #BusinessInsurance #AnnualReview
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Getting sued for wrongful termination can be a huge risk for any business. Does your current liability insurance actually cover that? It's a crucial question to ask. #BusinessLaw #Insurance
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Accident forgiveness doesn't mean your rates won't go up. It forgives the *chargeable* accident points, but you can still lose discounts or get re-tiered. Plus, if there's a ticket involved, that might still be charged if the accident isn't! #InsuranceExplained #CarInsurance
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