Lee Gorodetsky

This is the short Hisrtory of the Florida Property Insurance market for the last 8 years & no end in sight. The 2 R's must be resolved which include Roofs & Reinsurance & everyone needs to understand this fix is required. There…lnkd.in/eefGgeiG lnkd.in/eKvCUhBF

Prepare yourself, your clients & your mortgage payments as rates rise in 2023. What happened to the special sessions in Tallahassee? Nothing that will help premiums for Florda Property Insurance owners. Please let Lee the IG educ…lnkd.in/ed_2Q37n lnkd.in/ebh324DV

Forcing the Florida Property Insurance carriers to accept what a PA says in their reports & force wind Mit credits will only hurt Florida policyholders even more with Higher property premiums. Tallahassee has no idea how to solve…lnkd.in/eQ6iqg_U lnkd.in/eenjuZvr

How about this one? At what point does Fraud not make sense to people for a few dollars & then get shocked at Jail time. Welcome to Florida the King of fraud in the USA. Please let Lee the IG educate you, your team of Realtors, 1…lnkd.in/ewW5SBnH lnkd.in/e4nF965Z

What does this mean to the Average Florida Property Owner? It means that the Florida Property Insurance carriers all did their reinsurance agreements by 6/1 & rates are set for this year. That does not mean Capacity is there for…lnkd.in/er7aBxbQ lnkd.in/eBbaSh6i

This is already starting to happen now & Lawyers Hate it! Always gaps in the laws so trial Lawyers can still try something else to win Frivoulous Lawsuits, but time will tell w/ this as well unless Tallahassee fixes this in the…lnkd.in/ejkCQr7h lnkd.in/eJeNhdix

Litigation & Fraud always slow things down. Not to mention 100 Billion in losses so everyone has to be sure no Fraud is also happeneing which we know is for sure. Claims always get paid faster & easier w/ no attorney or PA as tha…lnkd.in/e-Wj4V9P lnkd.in/eEpnHqbP

So many stories like this in Florida & S. Florida even more. 90% of all claim $$ paid out goes to Lawyers & Public adjustors, & only 10% to the consumer!! Learn from Lee the IG at an upcoming team meeting or educational class. Ar…lnkd.in/eT_AJvXW lnkd.in/eF5RiWbr

Bigger payouts will simply mean bigger premiums. Most people are now already seeing 20% increases in Auto Premiums for car Insurance, but that could continue as Florida lets Insurance carriers get destroyed by Litigators & it all…lnkd.in/ejvZzt3e lnkd.in/eMcNBcmm

Just another example of a Public adjusting FIRM being Fraudulent so they & a few consumers make $$. What really happens is that Florida Property Homeowners & Insurance premiums are going to keep going up till the problems we have…lnkd.in/e8m28nPT lnkd.in/env_jXnV

Another Condo Commercial building not passing Inspections. This already has affected Insurance renewals & non renewals for Condo Associtions. Now the Financials will also have to be corrected by the end of 2024 which means the sp…lnkd.in/e3pKJu-z lnkd.in/eGR4mq8c

Please let Lee the IG educate you, your team of Realtors, 1st time Homebuyer's or HOA's at an upcoming team meeting or educational class. Please call me at 833-USAssure or email me at Lee@myUSAssurance.com to schedule a meeting.…lnkd.in/eSW5pFjN lnkd.in/eiZg9tXX

Last year, the average Premium in Florida for a Homeowners Insurance policy was $4200 annually, but now it is close to 6K. South Florida is now averging over 10K annually now & still heading upward. Many Homeowners especially w/…lnkd.in/egAFKjwB lnkd.in/e34RUHwc

It does not seem to matter anymore w/ El Nino or La Nina, but either way , potentially up to 9 Hurricanes & 4 possible US landfalls is never a good picture to look at when you are a Florida Property Insurance company w/ 9 years o…lnkd.in/ewK_NmR5 lnkd.in/e5iT43tj

KIN & Citizens Insurance are the Big ones happening in Florida for property owners. Citizens Insurance statewide average is about 15% or 30% in S. Florida. But wait Kin increases will be 50-100% statewide average. Also, if your C…lnkd.in/eQ4ZeVyM lnkd.in/eNkpS5SR

She is so right. All of the Tort reform will do what it does, but unless ReInsurance is resolved & roofs changed to ACV after 10 years, Florida Homeowners rates will never come down significantly. The best we can hope for is more…lnkd.in/eiiCwXsn lnkd.in/eaEkurjH

Deadlines are deadines. Statute of Limitations is a deadline so if you try to collect & sue after the deadline is gone, you lose. Plain & simple, we call this Fraud as a real claim would not take that long to bring a case. The Pr…lnkd.in/e9nXmvuw lnkd.in/evZxzpxF

Most states did well, but Hurricane Ian & Florida In general caused the losses & now most carriers do not want to do Property Insurance in Florida except at crazy High premiums. This is afecting your closings so please let Lee th…lnkd.in/eyS2tsR4 lnkd.in/ehTYiBUh

We can teach you & your team of Realtors how to get your clients to the closing table even when issues occur on a 4 point Inspection. Even if there is an Open claim, we can help you try to get to the closing table. Please let Lee…lnkd.in/eAbcwFcd lnkd.in/ezhVr26g

Here is a Florida Legislative plan gone bad before it even started. Now we wait while property Insurance premiums increase this year 30-80% & closings get delayed or cancelled & some people start to lose their homes. Property Ins…lnkd.in/eMwCKQp8 lnkd.in/eDTWGxqZ