but the people using that technology need the knowledge and support to help protect payment card data, too. If your organization handles payment card data, how often do you review or refresh your employees' security awareness training?

My advice? Start with your email account because it can be used to reset passwords for other services. Then secure your banking, social media, and cloud storage accounts. Staying safe online doesn't have to be complicated. Start small, build the habit, and stay consistent.

This year's theme, "Don't Make It Easy for Them," is a timely reminder that small actions can make a difference. You don't have to change everything overnight. Start with one habit today.