Teacher, Thinker, Life long learner. Interested in effective & efficient learning & teaching for humans and machines. Live long and learn lots.

Joined July 2013
Hart of Learning retweeted
If you live in one of the gray states, your governor has blocked scholarships from the new Trump federal scholarship program from being given to kids in your state. And I would recommend upgrading to a better governor.
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Hart of Learning retweeted
Starting in 2026, you can deduct up to $2,000 in charitable donations even if you take the standard deduction 90% of Americans take the standard deduction & almost none of them know about this new deduction Here's how it works:
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Hart of Learning retweeted
One of the more insidious effects of grade inflation is that it allows students who aren’t doing well to believe the lie that they are. And it delays the pain of failure so that it happens when the stakes are higher than they are within the walls of the school. It isn’t compassion to allow a student an inflated sense of self, only for it to come crashing down when they enter the real world where the consequences are real pain and not just a disappointing letter on a piece of paper. Grade inflation is wrong because it is lying, and lying is wrong, no matter the motives of the person lying.
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Hart of Learning retweeted
Emily Hanford already pointed to Direct Instruction in her Sold a Story episodes on Steubenville and Reading First. She reported that only two reading programs were seen as proven by research: Success for All and Direct Instruction.
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Two couples, $1.4 million each, same $90,000 lifestyle. One of them can retire at 62 and the other can't, and it has nothing to do with how much they saved. Couple A has $1.35 million in a traditional IRA and $50,000 in cash. That's the whole picture. Every dollar they spend has to come out of the IRA, and every dollar that comes out is ordinary income. To actually put $90,000 in their pocket they're withdrawing closer to $105,000, because they're paying the tax on the way out the door. That withdrawal puts their MAGI over $84,600, which in 2026 is the 400% poverty line for a household of two. Above that line the ACA premium credit is zero. Not smaller. Zero. So now they're buying health insurance at full retail in their early 60s, which in a lot of markets runs well into five figures. And the only place to get the money for that premium is another IRA withdrawal, which pushes their income up again. Couple B has $600,000 traditional, $400,000 Roth, and $400,000 in a taxable account with high basis. Same $1.4 million. They pull their $90,000 from three places instead of one, and their reportable income becomes something they decide instead of something that happens to them. That's the whole difference. Not the total. The mix. And here's the part that actually bothers me. For 30 years the only advice anybody hands out is contribute more, max it out, get the match. Nobody sits a 50 year old down and tells them the account they're choosing right now is going to help set what their health insurance costs at 62. If you're 50+ and nearly everything you own is pre-tax, you don't have a savings problem. You have a location problem. And you still have time to do something about it.
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Hart of Learning retweeted
I’m feeling like I need to make a boomer defense website at this point. No, we aren’t the selfish generation. We are the most hardworking generation. We don’t want to sell our homes because we worked damn hard for them, and now we have grandchildren visiting with our children and we like there is room for them. AND it’s OUR HOME. Those that are wealthy (not as many as you all imagine) ARE helping their children with paying for college (no student loans) and helping with them buying a first house. Those not wealthy now depend on the SS and Medicare they paid into their entire lives. They are also babysitting grandchildren and loving your children as no one else on earth will. We are not selfish. We are living on the years of hard work. Maybe you’ll understand when you get there, but now this bullsh*t narrative on your parent’s generation has got to stop.
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Hart of Learning retweeted
“A lot of our problems in mathematics are caused by the fact that students aren’t clearing the fluency stage of learning.” Great @rastokke presentation at @ResearchEd_CL
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Hart of Learning retweeted
This guy's research was cited in a Nobel Prize, and after 2,300 job applications he can't even get a call back from a company that sells frozen crab cakes. His name is Jack Weis. He got his chemical engineering PhD from Princeton in 2024, and the one paying gig he's landed since then was helping train AI. It lasted less than three months. Here's how good his research was. Back in 2022, while he was still a grad student, Jack co-authored a paper that used a neural network to simulate water turning into ice, modeling how hundreds of thousands of atoms interact as it freezes. Scientists had basically written that off as too complex to compute. Two years later, when Hopfield and Hinton won the physics Nobel for inventing the building blocks of neural networks, the committee picked his paper as one of a handful of examples of what the technology could now do for science. So he graduates and starts applying. He goes after research jobs at drug companies and postdocs at national labs, and most of them never write back. He opens the search up to any industry, anywhere in the country, and keeps getting mostly silence. Somewhere in there he applies for a food prep job at the crab cake company, and they ghost him too. In January he finally gets paid. A startup brings him on at $70 an hour to write chemistry problems and grade AI answers. The hours start around 20 a week and slide down to 4. Then whole weeks go by with no work at all, and in mid-March he finds out he's done through a group chat message. If you've never looked at how these AI training gigs work, this part will bother you. A lab that wants its model to get better at chemistry pays experts like Jack to write a few thousand hard questions with perfect answers. Once the model has learned from that batch, the lab has what it paid for, so the budget moves on to physics or law or whatever subject is next. You're getting paid well to hand over the one thing that made you hard to replace. When you zoom out it's kind of brutal. A Nobel committee looked at Jack's work and saw proof that AI could change science, and so far the main thing the AI industry has wanted from him is a couple months of answer keys. He's 30 now and living with his parents back in Salt Lake City. He's planning to take the LSAT in November, and in the meantime he's building a drone that uses AI to remove invasive weeds.
Jack Weis has applied to more than 2,300 jobs since he graduated from Princeton in 2024 with his Ph.D. in chemical engineering. He still doesn’t have a job. on.wsj.com/4sfxSLc
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Hart of Learning retweeted
BREAKING: Banks are taking back more homes. Lenders repossessed 5,794 homes in August, up 42% from a year ago and 22% from July, per ATTOM. That’s far faster than the 13% rise in overall foreclosure filings, meaning more distressed homeowners are reaching the end of the process.
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Hart of Learning retweeted
Jack Weis has applied to more than 2,300 jobs since he graduated from Princeton in 2024 with his Ph.D. in chemical engineering. He still doesn’t have a job. on.wsj.com/4sfxSLc
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Giving kids accommodations for or letting them skirt expectations because of anxiety WILL ONLY MAKE ANXIETY WORSE Nothing breeds anxiety quite like avoidance
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Hart of Learning retweeted
Big earnings week ahead across technology, industrials, financials and consumer companies. With AI stocks under pressure, we’ll get another look at infrastructure spending and demand. Here are the 6 earnings I’m watching this week: $MSCI $NFLX $TSLA $META $LRCX $WDC I’m travelling this week, so my earnings updates may come a little later than usual. I’ll still share my thoughts on the results as I get to them. $MSCI (Tuesday, before open): Subscriptions and index-linked fees are growing strongly, but higher expenses unsettled investors last quarter. Last earnings reaction: 🔴 ↓8.7% ◆ Question: Can fee growth continue to outpace rising expenses if financial markets remain volatile? $NFLX (Tuesday, after close): Netflix is still growing profitably, but slowing viewing engagement and recent job cuts have renewed concerns about its growth strategy. Last earnings reaction: 🔴 ↓6.4% ◆ Question: Can advertising and pricing sustain revenue growth and strong margins as engagement slows? $TSLA (Wednesday, after close): Tesla has already reported 486,532 vehicle deliveries for Q3. Now attention turns to profitability and the cost of its autonomy ambitions. Last earnings reaction: 🔴 ↓15.6% ◆ Question: Can stronger deliveries translate into better margins and cash generation while investment in autonomy continues? $META (Wednesday, after close): Advertising remains strong, but Meta’s enormous AI investment programme is putting pressure on free cash flow. Last earnings reaction: 🔴 ↓9.2% ◆ Question: Can advertising growth generate enough additional cash to support the AI buildout without further squeezing free cash flow? $LRCX (Wednesday, after close): Lam Research is benefiting from strong investment in advanced chip manufacturing, particularly memory. But the recent AI sell-off has raised questions about how long spending can accelerate. Last earnings reaction: 🟢 ↑10.4% ◆ Question: Are memory and advanced chipmaking investments still strong enough to support Lam’s ambitious growth outlook? $WDC (Thursday, after close): Western Digital is benefiting from strong cloud storage demand, with higher sales and expanding margins. Expectations have risen sharply too. Last earnings reaction: 🔴 ↓17.7% ◆ Question: Can data-centre storage demand sustain strong pricing and further margin expansion? Every earnings report reshapes the Top Percentile rankings.
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Hart of Learning retweeted
🤯 With hundreds of standards and thousands of things to teach, it can feel overwhelming. @Kris_Boulton argues that mathematics knowledge can be broken down into four types, and that each type can be taught in a consistent way. This can make a teacher's job easier! This is a must-listen episode! Link below.
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Hart of Learning retweeted
There is no student behavior extreme enough that won’t be excused if they’ve been diagnosed with some sort of mental health disorder. A school will excuse them of responsibility for deadlines, attendance, completion of assignments, threats and violence, abhorrent language, and the absence of any prosocial behavior whatsoever. These students, along with their parents, essentially have the entire staff and student body at the mercy of sometimes spurious diagnoses because we’re worried about violating IDEA or FAPE. This is the single most corrosive influence on general standards of education among anything else you could name today.
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Hart of Learning retweeted
I'm a tax accountant. I've been preparing personal income tax returns for 50 years. Every WA state person with income will have to file a WA state income tax return. The compliance costs will be $ millions. The state bureaucracy, costing millions more.
I would just like to point out just how dishonest @GovBobFerguson and WA Democrats are. This "Millionaires Tax" is estimated to generate around 3.5- 4 billion dollars... 🤔 We take in around 36 billion and the budget is around 80 billion, if you add 4 billion that still leaves them around halfway short. Then what happens? They lower the threshold to address budgetary concerns. By then everyone will have to file income taxes and you get an exemption based on your income. The ground work will be laid and all it takes is one session to change the dollar amount and the entire state will have to pay a 10% income tax. Bob says he will veto it but he is a liar and fails to tell everyone that the legislature can overrule his veto with 2/3 vote. This is Bob and Jamie's plan.
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Hart of Learning retweeted
It’s already worse than 2008–2009 in some housing metrics… …and almost no one is talking about it. Existing home sales have collapsed 35% from the peak -- a technical demand crash. And this is happening before unemployment rises, before forced selling, before real distress. The pressure is quietly building beneath the surface. The real pain hasn’t even started yet.
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Hart of Learning retweeted
Listeners of Sold a Story 2 are coming away thinking Direct Instruction is mainly about “the how,” not “the what.” But even a little reading shows that DI is primarily about designing the what! It is about careful analysis and sequencing of the content so learning is guaranteed.
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Hart of Learning retweeted
Fun fact: in a lot of Rhode Island, you can only suspend students hat have an IEP for 10 cumulative days for the year. That means if a student gets in a fight 10 times, and you only suspend them for one day each time, you literally cannot suspend them anymore after that, regardless of what they do. Great system!
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Hart of Learning retweeted
Libs of TikTok
@libsoftiktokOct 16
BREAKING: Everett Public Schools (@EverettSchools) in Washington issues a public apology and will pay $275K in fees after they reportedly discriminated against Christian students. The school reportedly forced them to seal their Bibles in envelopes so they wouldn't be "exposed" to other students, per NYP, BIG win for Parents, Students, and Religious Freedom!
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Hart of Learning retweeted
OH MY GOD. The head of Washington's public school system just said it's NOT unfair for the Camas girls to have to race against a boy because "their brains aren't fully developed." HUH? This is the same guy who thinks kids should be able to chop their genitals off. SCREW YOU CHRIS REYKDAL.
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