Founder & CEO @KinaraCapital

Bangalore, India
Joined February 2019
โœจ ๐‘ช๐’๐’–๐’“๐’‚๐’ˆ๐’† ๐’Š๐’” ๐’‡๐’๐’“๐’ˆ๐’†๐’… ๐’Š๐’ ๐’Ž๐’๐’•๐’Š๐’๐’, ๐’๐’๐’• ๐’Š๐’ ๐’˜๐’‚๐’Š๐’•๐’Š๐’๐’ˆ! โœจ ๐‡๐š๐ฉ๐ฉ๐ฒ ๐ˆ๐ง๐ญ๐ž๐ซ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐–๐จ๐ฆ๐ž๐ง'๐ฌ ๐ƒ๐š๐ฒ! linkedin.com/posts/hardikashโ€ฆ #InternationalWomensDay #TheFutureisFemale #Empower #IWD2026
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Hardika Shah retweeted
BuildforHer is our response to a critical question: how do we make formal financial services for women more accessible, and build a friction-free pathway for greater financial agency? At IIMA Ventures, advancing women-centric financial products has long been part of our design approach. Supported by the Gates Foundation, the BuildforHer forum marks its two-year milestone today. Over this period, we have hosted 20+ experts and built a growing community of 450+ individuals shaping conversations around accessibility and deployment. You can explore the sessions from the forum here: insights.iimaventures.com/woโ€ฆ
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Honored to be on the panel with terrific women and hosted by the one and only Barkha ! @BDUTT Thank you! #womenempoweringwomen
Three women come together โ€” to talk life, work, ambition, and everything else that spills over in between. Across industries, across boardrooms and newsrooms and film sets, some experiences remain universal, the grind, the politics, the resilience it takes to simply stay in the game. Thank you for this candid, unscripted exchange. Thank you for pushing boundaries, saying no to being boxed in and for rewriting the rules instead of waiting for permission. It was wonderful to have you @WeTheWomenAsia Divya Dutta #DivyaDutta @divyadutta25 Ruchira Jaitly @ruchirajet Hardika Shah @Hardika100
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India isnโ€™t just joining the global AI race โ€” women here are helping shape its future. Across sectors, they are building solutions that speak the language of everyday India. From Hinglish-speaking assistants to healthcare innovations, cyclone prediction systems, and instant business loans, their work is making technology more accessible and impactful. On International Women's Day, scroll down to meet the trailblazers powering Indiaโ€™s AI revolution. #InternationalWomensDay #AI #AtificialIntelligence #WomensDay [International Women's Day, Artificial Intelligence, Women's Day, Women in AI]
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Hardika Shah retweeted
When women access finance, communities gain resilience. Hardika Shah and Kinara Capital drive the #GiveToGain spirit with โ‚น700+ crore in loans to 5,800+ women-led MSMEs. ย It won the Innovative Financing category at the 2024 UN Women India WEPs Awards, supported by the EU. ๐Ÿ’œ๐Ÿ‡ช๐Ÿ‡บ๐Ÿ‡ฎ๐Ÿ‡ณ
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Hardika Shah retweeted
46 XX present She-preneur Stories Series Recap 8 | How did Hardika Shah's work - personal life - family - friends balance pan out?
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Itโ€™s a great reminder that that freedom is much more than an ideal. Itโ€™s a lived experience, as a nation and as individuals. Happy Independence Day!ย ย  ๐Ÿ‡ฎ๐Ÿ‡ณ
Freedom means different things โ€” for some, itโ€™s growing their business without limits, for others, itโ€™s taking bold steps without worrying about collateral. At Kinara Capital, we stand with every MSME on their journey to growth. Happy Independence Day! #FreedomMeansBusiness
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When I meet driven young individuals, Iโ€™m always inspired to see the way they are shaping the present and are poised to lead in the future. Investing in young people is the most future-ready decision we can make. On this International Youth Day, letโ€™s vow to amplify their voices.
This #InternationalYouthDay, we celebrate young leaders turning local actions into global impact. At Kinara Capital, we believe investing in youth means investing in tomorrow. Happy International Youth Day!ย  #KinaraCapital #YouthEmpowerment #SDGs #TeamKinara #YouthDay2025
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Trying to solve your business puzzle? ๐Ÿงฉ Kinara has the perfect fit for every MSME need: โœ… MSME Business Loan โœ… Supply Chain Financing โœ… HerVikas Loans for Women โœ… HerVikas Startup Loans for Women โœ… Machinery Purchase Loan โœ… Green Loans โœ… Short-Term Working Capital โœ… Loan Against Property (LAP) Swipe karo, fund sahi chuno โ€” har sapne ke liye Kinara ka smart solution. ๐Ÿ’ผ The right answer for your business puzzle is just one step away. Apply NOW: m.knra.io/myKinara #TeamKinara #KinaraCapital #FundingYourFuture #MSMELoans #WomenInBusiness #BusinessGrowth #ShortTermWorkingCapital #GreenBusiness #StartupLoan #SupplyChainFinance #LAP #HerVikas #MachineryLoan #MSMEsIndia
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๐Ÿ“ข MSME Insights from Kinara Capital Signal Optimism and Increased Formalization! On #WorldMSMEDay, we're proud to release the fourth edition of our MSME Insights survey findings that signal confidence about business growth in the near term. ๐Ÿ“ˆ ๐Ÿ”น 81% of MSMEs expect revenue growth in the next 1โ€“2 years ๐Ÿ”น 51% are now GST-registered, indicating rising formalization ๐Ÿ”น But 84% still rely on cash transactions, underscoring the need for deeper digitization MSME Insights surveys are a testament to Kinaraโ€™s continued efforts to understand the pulse of our customer audience in order to better serve them. ๐ŸŽ‰ On #MSMEDay, letโ€™s celebrate MSMEs and the push for financial inclusion that powers Indiaโ€™s growth story. ๐Ÿ‘‰ Click here to read more: bit.ly/4kZ5Q1R #KinaraCapital #MSMEInsights #CustomerSurvey #FundingYourFuture #myKinaraApp #InternationalMSMEDay #MSMEDay2025 #India #MSMEs #Growth #FinancialInclusion
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Ashok took a โ‚น7.5L loan from Kinara Capital in 2016. His Pune business took offโ€”turnover doubled, and his team grew from 3 to 15+. Real MSME growth begins with timely support. ๐Ÿ’ผ Click here to watch the full video: m.knra.io/AshokTextile #KinaraCapital #TeamKinara #CustomerStory #MSMEIndia #SmallBusinessGrowth #QuickLoans #BusinessSuccess #EntrepreneurJourney #FinancialSupport #CollateralFreeLoan #PuneBusiness #MSMEFinance #MadeInIndia #SMEGrowth #LoanSuccess #GrowWithKinara #VikasChampion #FundingYourFuture
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RBI Governor Sanjay Malhotra recently commented on Indiaโ€™s shift toward entrepreneurship, pointing to a growing number of young Indians choosing to build businesses rather than pursue traditional corporate jobs. Thereโ€™s been an immense change in attitude towards entrepreneurship in Indian society over the past couple of decades. Here are three factors that I see driving this change: ๐Ÿ. ๐„๐š๐ซ๐ฅ๐ฒ ๐š๐œ๐œ๐ž๐ฌ๐ฌ ๐ญ๐จ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ Entrepreneurs are starting young! According to the GUESS India 2023 report, more than 14% of Indian students intend to become entrepreneurs immediately after graduation, and 31% plan to do it within five years. This is backed by government initiatives and university support, enabling them to access startup financing, incubation programs, and mentorship networks. ๐Ÿ. ๐“๐ก๐ž ๐๐ซ๐ข๐ฏ๐ž ๐ญ๐จ ๐ฐ๐จ๐ซ๐ค ๐Ÿ๐จ๐ซ ๐จ๐ง๐ž๐ฌ๐ž๐ฅ๐Ÿ More young Indians are choosing to turn their ideas into ventures. The appeal of autonomy, ownership, and the chance to build something from scratch is stronger than ever, and it gives them the chance to innovate, plan, and execute independently. ๐Ÿ‘. ๐’๐จ๐œ๐ข๐š๐ฅ ๐ฆ๐ž๐๐ข๐š ๐š๐ฌ ๐š๐ง ๐ž๐ง๐š๐›๐ฅ๐ž๐ซ The definition of โ€˜entrepreneurโ€™ has expanded, and social media has been a game-changer in this regard. Social media platforms make it possible for a wide range of businesses to reach customers, build a brand, and sell. In a country as diverse and digitally connected as India, this has opened the door for many first-time founders. Weโ€™re seeing the narrative around entrepreneurship shift completely, and I look forward to seeing many more innovations and success stories come out of this in the future. โœจ #YoungEntrepreneurs #StartupIndia #EntrepreneurshipInIndia #YouthInnovation #FutureFounders #DigitalIndia #SocialMediaForBusiness #IndianStartups #EntrepreneurMindset #NewIndia #GUESSReport2023 #EmpoweringEntrepreneurs
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Growing a business takes the right support at the right time! When Manjula needed funding, Kinara Capital made the process quick and hassle-free. With the loan, she expanded operations, purchased machinery, and reached more customers. Because in business, money is the backboneโ€”and Kinara Capital is here to support MSMEs every step of the way! Watch the full video here: m.knra.io/VaralakshmiSharpToโ€ฆ #KinaraCapital #TeamKinara #MSME #BusinessGrowth #SmallBusiness #Entrepreneurship #BusinessLoans #FundingSuccess #WomenEntrepreneurs #FinancialSupport #MSMELoans #GrowYourBusiness #BusinessSuccess #StartupIndia #CollateralFreeLoans #HerVikas #FundingHerFuture #HerVikasChampions
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From 3 to 10 Employees: How Priyanka Expanded Her Business with Kinaraโ€™s Support! With no property to pledge, securing a loan seemed impossible for Priyankaโ€”until she found Kinara Capital. A Collateral-free Business Loan of โ‚น3.5 lakhs helped her grow Santoshi Enterprises, creating more jobs and opportunities. This March, we continue to #AccelerateAction by supporting women entrepreneurs who turn dreams into reality. To watch the full video, click here: bit.ly/Santoshienterprise #TeamKinara #KinaraCapital #HerVikas #WomenEntrepreneurs #WomenInBusiness #MSME #SmallBusiness #BusinessGrowth #FinancialIndependence #SuccessStory #HerVikasChampions #Entrepreneurship #FundingHerFuture #InspiringJourneys #IWD2025 #CelebrateWomen #MSMEWomenEntrepreneurs #SupportWomenOwned #WomenEmpowerment #InternationalWomensDay #EmpoweringWomenEntrepreneurs #MSMEGrowth #FinancialInclusion
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MSMEs are the heart of Telanganaโ€™s booming economy! From Chandrakalaโ€™s saree shop soaring sales to Thanusree Tools achieving 3x growth, small businesses are making BIG moves. At Kinara Capital, we empower them with hassle-free loans! #KinaraCapital #TeamKinara #FundingYourFuture #MSMEGrowth #TelanganaMSMEs #SmallBusinessSuccess #GrowWithKinara #WomenEntrepreneurs #BusinessLoans #EconomicGrowth #Entrepreneurship #MSMEIndia #SuccessStories #CollateralFreeBusinessLoans #BusinessExpansion #TelanganaBusiness #MSMEDevelopment #MSMEOpportunities #InnovationInBusiness #SupportSmallBusinesses #EntrepreneursOfIndia
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Weโ€™re seeing an incredible surge in MSME formalization! Over 6 crore businesses are now registered on the Udyam portal. This rapid progress has been made possible by the governmentโ€™s digital push, breaking down barriers to entry for small businesses. It reminds me of how UPI transformed digital payments in India at a rapid pace, making transactions seamless and universal. Now we need to bring MSME lending up to the same scale. Digital credit infrastructure must evolve to match the speed and reach of UPI, where a small business can access formal financing as easily as making a digital payment. Weโ€™ve seen firsthand how tech-driven lending can empower MSMEs. Expanding digital infrastructure through AI-driven underwriting, seamless integrations, and initiatives like the Unified Lending Interface, can unlock financing for millions more. The momentum is here, and we must make the most of it! #UdyamPortal #CreditInfrastructure #MSMEs #FintechInnovation #Formalization #DigitalIndia #TechForGood #MSMELending
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Gujaratโ€™s MSMEs are driving innovation, employment, and industry growth across sectors like textiles, chemicals, and manufacturing! With the right financial support, small businesses like Maa Meldikrupa Enterprise & Royal Enterprise are turning aspirations into achievements. #TeamKinara #KinaraCapital #GujaratMSMEs #BusinessGrowth #FundingYourFuture #SmallBusinessSuccess #Entrepreneurship #MSMEIndia #CollateralFreeLoan #GujaratEconomy #FinanceForGrowth #MadeInIndia #SmallBusiness #BusinessExpansion #FinancialInclusion
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In 2010, Hemanth Kumar took a bold stepโ€”buying a machine & hiring 7 employees. However, delayed payments created a financial crunch. With Kinara Capitalโ€™s fast Rs. 3 lakh loan, he turned things around. More funding followedโ€”Rs. 5 lakh in 2017 & Rs. 6 lakh in 2018โ€”helping him open a second factory! ๐Ÿ“ˆ Now, he owns two thriving factories under Hemanth Apparels. ๐Ÿ”— Watch his inspiring story here: m.knra.io/HemanthApparels #TeamKinara #KinaraCapital #BusinessGrowth #SmallBusinessSuccess #EntrepreneurJourney #BusinessLoans #FinancialSupport #SME #MSMEIndia #CustomerStory
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