40 percent of black children live in very low opportunity settings, explains @sheryllcashin of @GeorgetownLaw #AtlanticBuildingEquity

Inequality to me means opportunity hoarding, says @sheryllcashin of @GeorgetownLaw. We have this image of ourselves as a land of opportunity, but we don't have those structures in place #AtlanticBuildingEquity

"Why do we have such a housing crisis in a rich place like San Jose, CA? Because 70 percent of the community is zoned for single family homes," says Howard Husock of @ManhattanInst at #AtlanticBuildingEquity. "Not everyone wants a single family home anymore."

Median FICO score for African-Americans is 640 and most have less than two forms of credit, says @DavidHStevens of @MBAMortgage mentioning focus areas of solutions to fight housing disparities. The lack of credit contributes to bad credit #AtlanticBuildingEquity

"One of the great opportunities right now is looking at the buyer of today," says @DavidHStevens, pointing to Uber and Lyft drivers, for example, who don't have traditional incomes or credit scores #AtlanticBuildingEquity

There was a struggle with my white, Catholic classmates and my African American neighbors, says Ralph Blessing describing his time volunteering with the Contract Buyer's League during the sixties. The way to go was with my own personal instinct #AtlanticBuildingEquity