@GenYMagpie

Budget bird, er, nerd. 🐦‍⬛ Chattering about personal finance, budgeting, & getting by as an elder millennial. 🎯 Working towards being #debtfree

 Alberta, Canada
millennialmagpie.com/bio
Joined April 2023
  • Tweets917
  • Following240
  • Followers69
65Media
Remember, your financial health is just as important as your physical and mental well-being. Take care of all aspects of your life.
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Sweet! @EQBank upped their everyday interest rate to 3.00%!
EQ bank ad Earn extra in your everyday rate. 3.00%

ALT EQ bank ad Earn extra in your everyday rate. 3.00%

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Millennial Magpie retweeted
Millennial Magpie@GenYMagpie30 Aug 2023
Your truth is YOUR truth, but not necessarily a universal truth, especially when it comes to finances. A 🧵
Your personal experiences with money make up maybe 0.00000001% of what’s happened in the world, but maybe 80% of how you think the world works.' - Morgan Housel

ALT Your personal experiences with money make up maybe 0.00000001% of what’s happened in the world, but maybe 80% of how you think the world works.' - Morgan Housel

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Millennial Magpie retweeted
Millennial Magpie@GenYMagpie1 Sep 2023
Hello September! 🍂🍂 Four months left in the year! How will you make progress toward your goals today?
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Hello September! 🍂🍂 Four months left in the year! How will you make progress toward your goals today?
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I certainly didn’t have my husband suddenly getting laid off and pivoting to freelance on my 2023 bingo card, but here we are 🤷‍♀️
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But here's the thing: What works for ME won’t work for everyone. I would not recommend that to someone who feels they cannot trust themselves not to overspend on a CC, even though MY experience has been positive. We're all wired differently, especially when it comes to finances
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The key is to recognize and respect our unique journeys. We may tread different paths, but we can walk alongside each other. 💕
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Your truth is YOUR truth, but not necessarily a universal truth, especially when it comes to finances. A 🧵
Your personal experiences with money make up maybe 0.00000001% of what’s happened in the world, but maybe 80% of how you think the world works.' - Morgan Housel

ALT Your personal experiences with money make up maybe 0.00000001% of what’s happened in the world, but maybe 80% of how you think the world works.' - Morgan Housel

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For instance, I personally don’t have an issue about using credit cards for daily expenses. I've budgeted each charge & pay it off monthly, and have the cash back rewards deposited directly into my emergency fund.
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Creating a budget and sticking to it is crucial for managing debt. This requires you to: • Track your spending • Track your income & expenses • Identify areas where you can cut spending Start with the basics. It doesn't have to be perfect.
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Millennial Magpie retweeted
Millennial Magpie@GenYMagpie27 Aug 2023
This has got to be some sort of record for shopping at #Costco $COST
Costco receipt for 12.99 (frozen broccoli)

ALT Costco receipt for 12.99 (frozen broccoli)

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Back-to-School shopping is in full swing. One of my future #RichLife goals is being able to be the people who buy a bunch of backpacks and fill them with a ton of back-to-school supplies and put them all in the donation bin.
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Aaaahhhhhhh it’s September this week!
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This has got to be some sort of record for shopping at #Costco $COST
Costco receipt for 12.99 (frozen broccoli)

ALT Costco receipt for 12.99 (frozen broccoli)

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Stock day! We get the roast chickens from Costco as a cheap protein, and save the bones in the freezer until we have enough to make stock. 4 sets usually gives us ~8L of delicious stock to use!
A large stock pot simmering on the stove

ALT A large stock pot simmering on the stove

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Millennial Magpie retweeted
Millennial Magpie@GenYMagpie24 Aug 2023
Freelancers! What tools do you use these days for tracking projects/clients. Invoicing? Proposals? For the Canadians specifically: how about cross-border payments/USD? 🇨🇦💰🇺🇸
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Understanding financial strategies is key to effective money management. Sinking Funds are a very powerful tool. Follow along to learn what they are and how they can bolster your financial plan. #SinkingFunds 🧵
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more replies
Successful financial planning involves both short-term and long-term strategies. Sinking Funds are an excellent tool to manage large, expected expenses in a disciplined way.
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If you found this thread helpful, give it a like ❤️ and check out the whole blog post: millennialmagpie.com/sinking…
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