My column today about the good work of the BSP philstar.com/opinion/2026/07…

$XFVT TOKEN on @CoinstoreExc

Visualization by XFund.Ventures - the New World Economics by SmartCard Marketing Systems Inc (OTC:SMKG) #IEO #ICO Tokens; @XFVT_Utility CreareCoin Spaceway Token Helio mission Token

WOW: Rain just raised $250M at a $1.95B valuation 🤯 17x increase in 10 months. 30x card growth. 38x payment volume growth. Stablecoin linked cards are on fire --- What is Rain actually building? - Rain is a Visa Principal Member. - That's the same direct Visa relationship as JPMorgan Chase — not a BIN sponsor, not a program manager. Direct settlement. Direct product development. Direct control. For a company founded in 2021, that's almost unheard of. --- Why does that matter? - Because Rain doesn't compete with stablecoin issuers. - It makes stablecoins spendable. - Anywhere Visa is accepted. 150 million merchants. 150+ countries. The user sees a dollar balance. The merchant sees a normal Visa transaction. The stablecoin never surfaces. --- Visa can authorize 65,000 transactions per second, 24/7. But most bank settlement still follows bank hours. Authorize on Friday, holiday on Monday, settle on Tuesday. Credit risk builds up in those gaps. Rain settles in USDC (which Visa has enabled) That means 7-day settlement. No bank holiday delays. Reduced collateral requirements. Working capital that actually works. As @raincards CEO put it: "It's difficult to imagine a world in 2030 where robots and spaceships coexist with bank holidays and wire cutoff times." --- The Western Union partnership tells you where this is headed. A 174-year-old remittance company just launched their own stablecoin (USDPT on Solana) and picked Rain as the first infrastructure partner for their Digital Asset Network. That's 400,000+ retail locations. Stablecoin to cash conversion at the corner store. --- The founders' history matters. Farooq Malik was CIO at the North American Development Bank. He saw cross-border payments break constantly and looked for a better rail. Charles Naut is Stanford CS, founded a company acquired by Intuit, then was principal engineer at QuickBooks. He's built infrastructure at scale before. --- Rain is processing $3B+ in annualized volume across 200+ partners. - Western Union, - Nuvei, - KAST. And something I keep hearing? "This is one of the fastest growing companies in our portfolio" From multiple investors. Watch out for Rain making it Rain.