What businesses are borrowing for this year. Expansion is the top answer at 45%, but it was 52% last year. Refinancing is right behind at 42%, and seasonal cash flow made the list for the first time at 41%. What’s behind the shift: forafinancial.com/blog/small…

A contractor had big jobs underway, customers paying late, and books a former accountant left in a mess. Most lenders want clean financials before they’ll talk. We approved $250,000. The money hit their account the next day and the crews kept working. forafinancial.com/case-studi…

A lot of what people assumed would define 2026 for small businesses hasn't played out as expected. We pulled five assumptions from the year that our own survey data doesn't support. forafinancial.com/blog/small…

Banks kept saying no to a landscaping contractor about to double his revenue. Not because the business was struggling, but because of a number on a credit report. We said yes! forafinancial.com/case-studi… #SmallBusiness #Landscaping #BusinessFunding #ForaFinancial

60% of small business owners think a recession is coming before year end, yet only 6% are cutting back their plans. So what is everyone else doing? Our CEO and Co-founder, Jared Feldman wrote about it. forafinancial.com/blog/thoug… #SmallBusiness #Leadership #CashFlow #ForaFinancial

22% of businesses still looking for funding made zero changes this year. Among businesses that already have working capital, it's 8% See full data report at forafinancial.com/business-i…

The business was healthy. The contracts were active. The receivables were coming. Just not fast enough. A contractor needed $150,000 to bridge a timing gap. Fast approval, minimal documentation, and the ability to pay off early once the cash arrived. forafinancial.com/case-studi…

Cutting costs sounds like a warning sign. In our data, it's not. Businesses managing costs most actively this year are also the ones raising prices and hiring at the highest rates, same businesses, all three levers at once. Learn more at forafinancial.com/blog/small…

60% of business owners think a recession is coming. Only 6% are actually pulling back because of it. Correlation, not proof, but a pattern worth understanding before you plan your own next few months. forafinancial.com/blog/small… #SmallBusiness #Recession #CashFlow #ForaFinancial

Is cash flow the thing keeping you up at night this year? You're not alone. We surveyed business this summer, and here's what stood out: - 57% say cash flow has gotten harder to manage since January - Only 11% say the same about tariffs - 68% are still moving forward with plans