Talking all things personal finance for EVERYDAY people! Proud #FinancialIndependence lover, sharing my personal finance journey on YouTube 💫
England, United Kingdom
Joined October 2020
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£184.03 per week - The current weekly rate of statutory maternity pay (SMP)
So that’s around £736.12 for a four-week month. I guess mothers just have to work some magic to make this stretch in this economic climate.
Finance Dee retweeted
High Income Child Benefit Charge
Working on a response to Chancellor about its unfair structure penalising families with one higher earner. We're specifically short on single parent case studies. If that u, and uv issues with Child Benefit, let us know how uv been affected...
The only tax cut announced in the autumn budget was a reduction to NI from 12% to 10%
If you’re anything like me thinking “So what will this actually look like?” The Salary Calculator website always reflects changes quickly. It’ll show what take home pay will be come Jan 2024.
November 22nd - The day women in the U.K. start working for FREE for the rest of the year
Equal payday represents the pay gap between men and women.
The gap is so big that from November 22nd, it’s the equivalent of women working for free in comparison to men.
OUCH 😓
I don’t know who needs to hear this but… CHECK YOUR CREDIT SCORE REGULARLY!
I’ve been burned twice in recent years. Trying to get something fixed on a credit score is either an awful process, or just impossible.
A quick check monthly could save you when you need it most!
31 years old and have had the joy of:
• A global financial crisis
• Brexit
• A global pandemic
• A pending recession
• A decade of stagnant wages!
All whilst trying to create a happy and financially stable life.
I think we all deserve a big pat on the back honestly 🙃
Finance Dee retweeted
Many asking "how do to prevent my mortgage rate jumping unaffordably when my fix ends?"
The problem is @bankofengland interest rates rises are a deliberate disposable income squeeze. Its designed for you to pay massively more, so there's less money in economy, to help inflation. It's tough to combat.
This was a very pleasant surprise. Thank you Nationwide 😊
We have something important we’d like to share. Our profits.
We’re a building society, not a bank, which means we can do things a little differently. That’s why today we’re launching The Nationwide Fairer Share.
To find out more, visit: spr.ly/6017Ocyr1
Finance Dee retweeted
URGENT pls share
Are u married or in civil partnership if so
-Is one of u a basic 20% taxpayer?
-The other a non-taxpayer (earn under c£12,570/yr)
If so ur likely due up to £1,300 tax back, but if u don't sort by Wed 5 Apr u risk losing £100s. Full help moneysavingexpert.com/family…
Being good with money really isn’t rocket science - thankfully!
You know as they say, personal finance is 20% knowledge, 80% behaviour. I fully believe that.
You can absolutely rock your finances with a bit of foreplanning, discipline and consistency.
The last 3 years have been CRAZY:
• Global pandemic
• Lockdowns
• Job losses/furloughs/layoffs
• Record inflation
• Cost of living crisis
• War
And people are still going, trying to keep things moving, and bettering their lives. Seriously, here’s to all of you! 🥂
This is a prime example of what expensive childcare can cause. A huge pension gap between men and women!
#InternationalWomansDay
Today, women retire with £123k less than men. Why is the gender pension gap still this big?
The gender pay gap, caring responsibilities and working patterns all impact women’s retirement savings. More here: spr.ly/60053xlPf
#IWDPensionGap #StartTalkingPensions #IWD2023
1 in 4 parents are spending >75% of their income on childcare costs! That is outrageous and it’s unsustainable.
As always, this will mostly impact women and their ability to build solid financial futures due to career breaks or part time work. Change is a MUST!
A lot of times people think it’s about the destination. But once people have arrived at the place they’ve always dreamed about, they’ll often say they wish they enjoyed the journey more.
I truly believe it’s as much about the journey as it is the destination!
Everything can be so fast paced sometimes, life naturally goes on autopilot and you barely have time to think, feel or reflect.
It’s OK to slow down. Stop. Take a breath. Do a little self-assessment. Then keep on moving once everything is aligned!
Don’t despise your humble/small beginnings.
It’ll make the come up feel that much sweeter and be that much greater!
Finance Dee retweeted
I've been hired by Goldman Sachs, JP Morgan Asset Management and Citi to name a few. Here are 10 commonly asked interview questions and how to prepare for each so you stand out & get an offer:
1) What sets you apart from other candidates?
🧵1-15 with advice on each:
Finance Dee retweeted
What income do you think you need to be happy? Research shows that happiness grows as income increases but at a certain level it then tails off. Let me know your maximum happiness point. Tweet me or @moneybox if you would or DM if you want to keep it private!