@Fin_X_Techi
iAccount based inUnited States
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As a resource powered by @BankDirector, FinXTech specializes in connecting a hugely influential audience of U.S. bank leaders with trusted technology partners.
Washington, DC
Joined December 2010
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Because #banking now happens at any hour of the day, #service must as well... But more than half of #customers say their #financial institution is too slow to respond when they need help.
finxtech.com/the-real-time-b…
Financial institutions will continue to face uncertainty over key #digital asset issues after a recent #legislative defeat.
finxtech.com/the-clarity-act… #banking #finance
The instant world is not on its way; it is already here. #Payments happened to get there first but the #financial institutions that pull ahead will be the ones that realize real time has stopped being a #product to launch or a rail to add.
finxtech.com/the-real-time-b…
Last week, the Digital Asset Market #Clarity Act failed a procedural vote in the #Senate. That means banks & credit unions will remain in limbo over whether they will be able to use digital assets for several traditional #banking activities in the future.
finxtech.com/the-clarity-act…
Customers expect to open & #fund an account in minutes & to see a #transaction or an alert the moment it happens. Speed has become the difference between a new #relationship & a lost one.
finxtech.com/the-real-time-b…
Despite the recent #legislative setback, experts say #financial institutions still need to consider their #digital asset #strategy.
finxtech.com/the-clarity-act…
For every new digital #checking account opened online, another 3.36 account openings are abandoned due to “identity verification friction & mid-flow device switching, where applications must be restarted.”
finxtech.com/the-real-time-b… #banking #fintech #payments
This week's Focus On FinXTech is coming to you from Bank Director's Bank Board Forum in #Austin, Texas! Greg Neumann discusses the recent failure of the Clarity Act & what it might mean for #banks & #fintechs.
finxtech.com/the-clarity-act… #ClarityAct
🤖 Made with AI
The Clarity Act’s Demise Leaves #Stablecoin Concerns Unresolved
Read now!
finxtech.com/the-clarity-act… #ClarityAct
The #BankChain Alliance sees a future where #banks will have access to services like #escrow, trade & supply chain finance & #treasury management that can all run in an automated, programmable fashion on its #blockchain network.
finxtech.com/banks-and-credi…
Bankers & regulatory #experts say #examiners are asking #banks to keep track of how they are using #AI & what #risk frameworks they are putting around it.
finxtech.com/despite-the-hyp… #fintech
Real-time payments are not just a lower-volume #retail feature, but a core #liquidity management tool to drive #business improvements.
finxtech.com/strategies-for-… @SPGMarketIntel
Customers already live in an instant world. They expect their #financial institution to operate in one too.
finxtech.com/the-real-time-b… #digital #payments #banking #fintech
If solid #governance & #data practices are in place, a financial institution can then launch #AI agents with the confidence tha they have a system to monitor & #audit their work.
finxtech.com/despite-the-hyp…
While real-time payments are becoming more mainstream, some #banks remain slow to adopt. @SPGMarketIntel’s 2026 US Bank Outlook #survey found just 26% of banks have deployed instant #payments.
finxtech.com/strategies-for-…
Of the 2026 #Technology Survey respondents who indicated their #banks are using #agentic AI tools, only 48% are using custom tools built in-house; 83% said they are embedded in existing third-party applications.
finxtech.com/despite-the-hyp…
Because an #AI agent can only be as trustworthy as the #data it is allowed to act on, #banks & #credit unions must ensure all their data is accurate, timely & accessible.
finxtech.com/despite-the-hyp…
Financial institutions that view #payment rails strictly as volume-driven #monetization engines are missing critical opportunities to deepen #client relationships & cement #customer loyalty.
finxtech.com/strategies-for-… @SPGMarketIntel
A July International Data Corp. report commissioned by #SAS found large international #banks & other global organizations that built trustworthy #governance practices for #agentic AI tools were 15 times more likely to report a strong return on #investment.
finxtech.com/despite-the-hyp…