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A business owner’s policy (BOP) combines general liability insurance with business property insurance into one policy. For many small businesses, this is an important policy to have.
Directors and officers of an organization are responsible for many big decisions. If they make the wrong ones and get sued as a result, the damages can be costly. Directors and officers liability coverage (D&O) can help.
Workers’ compensation insurance is mandatory in every state, but the laws in each state can vary. Have you protected your staff properly?
If your restaurant, brewery, or winery serves alcohol, liquor liability is a must. It covers defense costs and damages to person and property caused by intoxicated patrons.
If your computer system is hacked and there’s a data breach, costs add up quickly! Cyber liability coverage can help pay for expenses related to restoring damaged equipment, legal fees, and notification requirements.
If your commercial building is vacant, even partially, you may be exposed to risks your property insurance won’t cover. Vacant property insurance may help.
As much as you try to avoid them, mistakes can still happen. Protect your business with errors and omissions (E&O) insurance which can cover legal defense and judgements against you.
Reduce the number and severity of workplace injuries and, in turn, potentially reduce your workers’ compensation premiums by creating a culture of safety in your organization.
If your employees use their own cars for work purposes, their personal auto insurance may not offer the protection they need. Consider hired and non-owned auto insurance to protect your employees and your business.
Your standard property insurance likely does not provide coverage in the event of an earthquake. If you’re in an area at risk for earthquakes, consider getting a commercial earthquake insurance policy to protect your business.
If you want your small business to keep hitting its sales goals during this pandemic, then it's important to acknowledge the new standards of accessibility that your customers expect, in both operations and marketing. Learn more: bit.ly/3fU1fxK bit.ly/2SaUdwz
Managing your business's money is make or break for your operation. Learn the biggest money mistakes and the lenders or apps that can help you avoid them: bit.ly/2SNbCM0 bit.ly/3fLSJlu
Like most small business owners, you're used to handling all business activities yourself. This includes all HR tasks. Check out these tips on how HR can improve your small business: bit.ly/37CklVO bit.ly/3vQMx1l
You can get an edge over your competition by stepping back to figure out exactly where you want to take your business. Check out these quick and simple guidelines to get you started: bit.ly/3oI5DnA bit.ly/3vy5xBp
Now more than ever, it is crucial that we talk openly about mental health and how a strong mindset is at the base of dealing with these unprecedented times and coming out of it stronger. Check out these practical tips: bit.ly/3yBIx6E bit.ly/3c0Uh9b
