@FP_Collective_

We aggregate content from top Canadian financial planning creators, keeping you informed effortlessly.

 Canada
fpcollective.ca/
Joined March 2024
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1Media
Ep 54 Sad Gaad Sad Exit Tax Bad by Jason Watt fpcollective.ca/ep-54-sad-ga…

Ep 54 Sad Gaad Sad Exit Tax Bad

Ep 54 Sad Gaad Sad Exit Tax Bad | Financial BS PodcastJason cannot come up with a synonym for ‘exit’ that has a rhythm for this show title and refuses to ask AI for help. Chael lets his true feelings...

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The Missing Pieces of Estate Planning Part I: Who is Connor? by Cameron Smith fpcollective.ca/the-missing-…

The Missing Pieces of Estate Planning Part I: Who is Connor?

Why naming a guardian in your will is only the beginning of preparing someone to care for your children. By Cameron Smith, CFP®, CIM® We spend a remarkable amount of time planning for our children's...

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Helping Adult Children Financially Without Ruining Your Retirement (Guide for Canadian Parents) by Joe Curry fpcollective.ca/helping-adul…

Helping Adult Children Financially Without Ruining Your Retirement (Guide for Canadian Parents)

Helping adult children financially is common, but without a plan, it can quietly derail your own retirement. In this episode, Joe Curry walks through a practical framework for balancing generosity...

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Why Retirement Planning Shouldn’t Start With a Magic Number by Preet Banerjee fpcollective.ca/why-retireme…

Why Retirement Planning Shouldn’t Start With a Magic Number

How much money do you need to retire comfortably? A recent BMO survey put the average Canadian answer at $1.7 million. It is a memorable number. It may also be close to meaningless. In a recent Globe...

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Ep 53 Insurance Enema Demutualization by Jason Watt fpcollective.ca/ep-53-insura…

Ep 53 Insurance Enema Demutualization

Ep 53 Insurance Enema Demutualization | Financial BS PodcastWhere did you see your life going? Did it take you to a place where you were going to actively choose to listen to a podcast with the word...

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When You Retire in Canada, Tell NO ONE (Until You Do These 3 Things) by Joe Curry fpcollective.ca/when-you-ret…

When You Retire in Canada, Tell NO ONE (Until You Do These 3 Things)

In this episode, Joe Curry breaks down three essential steps to take immediately after retiring in Canada to avoid costly mistakes. Learn how to optimize your RRSP withdrawal strategy, properly time...

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The truth about leverage ETFs by Benjamin Felix fpcollective.ca/the-truth-ab…

The truth about leverage ETFs

$10,000 in a 3x leveraged S&P 500 ETF (UPRO) at launch in 2009 would be worth about $1.3 million today, more than 10x a regular S&P 500 ETF. So are leveraged ETFs a smart long-term tool or a disaster...

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Should You Incorporate? It Depends on Your Profit by Jason Pereira fpcollective.ca/should-you-i…

Should You Incorporate? It Depends on Your Profit

Should you incorporate your business in Canada, or stay a sole proprietor? The answer depends on your profit, your liability exposure, and whether you plan to sell one day. In this video I walk...

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Gamification Could Actually Make Investors... Better? by Preet Banerjee fpcollective.ca/gamification…

Gamification Could Actually Make Investors... Better?

Gamification has earned a bad reputation in investing. And for good reason. Previous research from the Ontario Securities Commission found that investors who were rewarded with meaningless points for...

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Who You Marry Is a Financial Decision by Benjamin Felix fpcollective.ca/who-you-marr…

Who You Marry Is a Financial Decision

Who you marry and how the two of you handle money together will shape your financial life as much as almost any investment decision you make. But finances are often an afterthought in a marriage. In...

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Jason Heath (Returns): The Future of Financial Planning by Dave Chilton fpcollective.ca/jason-heath-…

Jason Heath (Returns): The Future of Financial Planning

In this episode, Dave and Jason dive into where financial planning is headed. They explore the role of technology in democratizing planning, from financial planning software to the future of AI in...

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Optimal RESP Funding - A New Answer to an Old Question by Aaron Hector fpcollective.ca/optimal-resp…

Optimal RESP Funding - A New Answer to an Old Question

For twenty years the default answer to "how should I best maximally fund an RESP?" has been one of two things: drop the $50,000 in on day one, or run the Traditional Maximizer — $16,500 up front,...

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6 Costly Retirement Mistakes Canadian Retirees Keep Making (And How To Avoid Them) by Joe Curry fpcollective.ca/6-costly-ret…

6 Costly Retirement Mistakes Canadian Retirees Keep Making (And How To Avoid Them)

In this episode, Joe Curry breaks down six costly retirement mistakes Canadians make around CPP timing, RRSP withdrawals, TFSA usage, and OAS clawback. Learn how proper retirement income planning can...

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Why Shrinkflation Works So Well by Preet Banerjee fpcollective.ca/why-shrinkfl…

Why Shrinkflation Works So Well

Consumers hate shrinkflation. We notice when the package gets smaller. We complain about it. Sometimes we even swear we will stop buying the product. And yet shrinkflation keeps working. In a recent...

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Lessons from Decades as a Personal Finance Author & Journalist by Dave Chilton fpcollective.ca/lessons-from…

Lessons from Decades as a Personal Finance Author & Journalist

Jonathan Chevreau — veteran personal finance journalist, author and founder of the Financial Independence Hub. Jonathan spent nearly two decades as the National Post's personal finance columnist,...

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Debunking BS: Fearmongering with 'Uncertain Times' by Cameron Smith fpcollective.ca/debunking-bs…

Debunking BS: Fearmongering with 'Uncertain Times'

It looks like we’re in another round of Donald Trump saying incredibly intelligent things, with “Lake America” now joining our lexicon. That he chose the smallest of the Great Lakes by surface area...

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RESP Mistakes by Markus Muhs fpcollective.ca/resp-mistake…

RESP Mistakes

In episode 4.05 of the Just Some Musings podcast, Markus & Justin discuss six key mistakes or misconceptions they see coming up over and over again around Registered Education Savings Plans. Find the...

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The RRSP Meltdown Strategy: How Canadian Retirees Can Cut RRIF Taxes & OAS Clawback by Joe Curry fpcollective.ca/the-rrsp-mel…

The RRSP Meltdown Strategy: How Canadian Retirees Can Cut RRIF Taxes & OAS Clawback

What is an RRSP meltdown strategy—and should you use one? In this episode, Joe Curry explains how intentional RRSP and RRIF withdrawals, CPP and OAS timing, and tax-efficient planning can help reduce...

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When People Give Up on Homeownership, Their Financial Behaviour Changes by Preet Banerjee fpcollective.ca/when-people-…

When People Give Up on Homeownership, Their Financial Behaviour Changes

Housing affordability is usually discussed in terms of prices, interest rates and the difficulty of saving a down payment. But there may be another cost that gets far less attention. In a recent...

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When a Clever Tax Strategy Crosses the Line by Cameron Smith fpcollective.ca/when-a-cleve…

When a Clever Tax Strategy Crosses the Line

Bad advice gets more dangerous when it reaches the next village. I recently saw a financial strategy aimed at business owners: don't claim legitimate expenses so your income looks higher when...

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