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Football Finance Hacker 💰 I turn €25M gross into £/week net + FFP cheats Pinned thread 👇 90% get PSR wrong
Football finance
Joined January 2025
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Pinned Tweet
Replying to @FabrizioRomano
Barcelona side - cheapest 29yo CL striker ever:
Barca pay:
• Fee: €10m / 4-year deal until 2030 = €2.5m amortization per year
• Wages: Jesus takes pay cut from €8m net at Arsenal to €5.5m net at Barca = €11m gross (Barca tax 50% now, Beckham law not available)
• Total cost: €13.5m per year
Compare to:
• Lewandowski cost now: €12m net = €24m gross + €6.6m amortization = €30.6m per year at 38yo
• Jesus cost €13.5m per year at 29yo = €17m per year CHEAPER than Lewandowski.
And Barca need LaLiga 1:4 rule: To register €11m gross, they needed to free €44m gross. They did by selling Lenglet wage, Faye, and Arsenal accepting low fee helps - if it was €30m, amortization would be €7.5m = total €18.5m cost = needs €74m freed. At €10m, they only need €44m freed.
Commercial: Brazilian. Barca have Nike Brazil push, Raphinha + Jesus = 2 Brazilians = €5m extra shirt sales.
🧵 Most expensive signings of Summer 2026 - Finance Explained 💰
PL spent £3BN+ already, World Cup year = crazy fees.
Here are the 10 biggest deals + what they REALLY cost on FFP 👇
#FootballBiz
END OF THREAD - CTA:
That's €800m+ on just 10 players.
Which deal is worst value? Best value?
Follow @FBizExplained for every transfer finance breakdown daily. We explain what Romano doesn't. 📈⚽️
1 - Yan Diomande - £120m
RB Leipzig -> Real Madrid
€140m total package, 7yr deal
Real Madrid: £120m / 7yr = £17.1m/yr FFP
Leipzig bought for €20m in 2024 = €120m profit
4th most expensive EVER behind Neymar, Mbappe, Isak
Right wing of Mbappe, Vini, Bellingham, Diomande is €600m+ worth 🤯
2- Morgan Rogers - £117m / €137.3m
Aston Villa -> Chelsea
Most expensive English player EVER
Chelsea: £117m / 7yr = £16.7m/yr - they failed UCL but still pay record
Villa bought for £15m from Boro = £102m pure profit for PSR - Villa had to sell one big name, this
was it
Contract till 2032
3- Elliot Anderson - £116m / €135m
Nottm Forest -> Man City / Newcastle
Forest -> Newcastle initially, hijacked by City. Most expensive British player for 2 weeks.
City: £116m / 5yr = £23.2m/yr - new club record
Forest bought from Newcastle for £35m last year = PSR flip but Newcastle buy-back profit
New prospect = Rodri successor
Sandro Tonali - £92.5m + £7.5m add-ons
Newcastle -> Tottenham
Spurs record signing x2 this window
Tottenham: £92.5m / 6yr = £15.4m/yr
Newcastle: Bought for €70m, selling €108m = small profit but needed for PSR after Gordon sale
De Zerbi key - reunion
5- Mateus Fernandes - £85m
West Ham -> Tottenham
Second year in a row jumps after relegation (Southampton -> West Ham -> Spurs)
West Ham: Bought for €25m, selling £85m after going down = €60m profit in Championship, insane business
Spurs: £85m / 6yr = £14.1m/yr
De Zerbi ball = Fernandes was his #1 target
Anthony Gordon - £69.3m / €80m
Newcastle -> Barcelona
Dream move, May deal
Barca: €80m / 6yr = €13.3m/yr on LaLiga FFP - registered via 1:1 rule after selling 2 players
Newcastle: Bought for €45m = €35m profit over 3.5yrs, 39 goals return
Speaks Spanish at unveiling
7- Goncalo Ramos - £63.8m / €74m
PSG -> AC Milan
AC Milan RECORD signing
Milan: €74m / 5yr = €14.8m/yr - Milan paying biggest fee in history for striker
PSG: Bought for €65m from Benfica = €9m profit + 3yrs use (45 goals)
Ramos to lead for Amorim
8- Crysencio Summerville - £55m rising to £60m
West Ham -> Al Hilal
West Ham double sale = £140m raised from 2 wingers
Al Hilal: £55m / 4yr = £13.7m/yr + wages €15m net tax free. Rejected Roma to go Saudi
West Ham FFP = safe for 2 years after relegation battle
9- Jeremy Jacquet - £55m + £5m add-ons
Rennes -> Liverpool
Rennes most expensive sale EVER
Liverpool: £55m / 6yr = £9.1m/yr - Konate left free, this is replacement
Rennes academy = 100% pure profit €55m on Ligue 1 books
Age 20, contract till 2031
10 - Maxence Lacroix - £52m
Crystal Palace -> Chelsea
Chelsea needed senior CB
Chelsea: £52m / 6yr = £8.6m/yr
Palace: Bought for €20m, selling £52m = €32m profit after 2 PL seasons, value soared
French quota at Chelsea
Akliouche to PSG for €60M
Monaco book value: €0
So €60M = 100% pure profit
PSG: €60M / 5yr = €12M/yr on FFP
Cheat code business 🤯
Joao Pedro super-sub hat-trick 6-4 vs Wanderers
Came on 60th minute, 3-3
Scored 70', 78', 80' = 10-min hat-trick + assist
Chelsea paid Brighton £60M / 8 years = £7.5M/yr
That's £144K per week amort
Today he scored 3 goals in 10 mins
= £2.5M per goal in book value saved
Xabi Alonso first win = £500K tour bonus
Joao Pedro = £60M man showing why he starts over Jackson
Brighton bought him £30M, sold £60M = £30M profit
Now Chelsea will sell for £80M in 2 years = same trick
"Why PL banned keeper time-wasting - the math:
Raya goes down at 80 mins, 1-0 up
Game stops 90 seconds
Arsenal reset shape
xG against drops from 0.34 to 0.22
New rule: if keeper goes down, you play 10v11 for 1 min = 0.12 xG cost
Now faking costs more than it saves"
Ekitike to Liverpool: €95M fee = €19M/year amort (5yr)
But wage: €16M gross = £200K/week gross = £110K/week net in UK
In Italy same €16M gross = £155K/week net to player
Liverpool must pay £45K/week MORE tax to match Italy net.
No wonder Serie A steals targets.
I turn €25M gross into £/week net:
Chelsea £250K gross = £142K net (55% UK tax)
Same in Italy = £190K net (Growth Decree)
Player gets £48K MORE in Italy for same cost to club.
That's why De Bruyne picks Napoli over London.
Stones FREE costs Arsenal £17.3M/year
A £30M CB on £80K/week costs £10.1M/year
Free is £7M MORE expensive.