@FBizExplained

Football Finance Hacker 💰 I turn €25M gross into £/week net + FFP cheats Pinned thread 👇 90% get PSR wrong

Football finance
Joined January 2025
Replying to @FabrizioRomano
Barcelona side - cheapest 29yo CL striker ever: Barca pay: • Fee: €10m / 4-year deal until 2030 = €2.5m amortization per year • Wages: Jesus takes pay cut from €8m net at Arsenal to €5.5m net at Barca = €11m gross (Barca tax 50% now, Beckham law not available) • Total cost: €13.5m per year Compare to: • Lewandowski cost now: €12m net = €24m gross + €6.6m amortization = €30.6m per year at 38yo • Jesus cost €13.5m per year at 29yo = €17m per year CHEAPER than Lewandowski. And Barca need LaLiga 1:4 rule: To register €11m gross, they needed to free €44m gross. They did by selling Lenglet wage, Faye, and Arsenal accepting low fee helps - if it was €30m, amortization would be €7.5m = total €18.5m cost = needs €74m freed. At €10m, they only need €44m freed. Commercial: Brazilian. Barca have Nike Brazil push, Raphinha + Jesus = 2 Brazilians = €5m extra shirt sales.
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🧵 Most expensive signings of Summer 2026 - Finance Explained 💰 PL spent £3BN+ already, World Cup year = crazy fees. Here are the 10 biggest deals + what they REALLY cost on FFP 👇 #FootballBiz
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END OF THREAD - CTA: That's €800m+ on just 10 players. Which deal is worst value? Best value? Follow @FBizExplained for every transfer finance breakdown daily. We explain what Romano doesn't. 📈⚽️
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1 - Yan Diomande - £120m RB Leipzig -> Real Madrid €140m total package, 7yr deal Real Madrid: £120m / 7yr = £17.1m/yr FFP Leipzig bought for €20m in 2024 = €120m profit 4th most expensive EVER behind Neymar, Mbappe, Isak Right wing of Mbappe, Vini, Bellingham, Diomande is €600m+ worth 🤯
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2- Morgan Rogers - £117m / €137.3m Aston Villa -> Chelsea Most expensive English player EVER Chelsea: £117m / 7yr = £16.7m/yr - they failed UCL but still pay record Villa bought for £15m from Boro = £102m pure profit for PSR - Villa had to sell one big name, this was it Contract till 2032
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3- Elliot Anderson - £116m / €135m Nottm Forest -> Man City / Newcastle Forest -> Newcastle initially, hijacked by City. Most expensive British player for 2 weeks. City: £116m / 5yr = £23.2m/yr - new club record Forest bought from Newcastle for £35m last year = PSR flip but Newcastle buy-back profit New prospect = Rodri successor
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Sandro Tonali - £92.5m + £7.5m add-ons Newcastle -> Tottenham Spurs record signing x2 this window Tottenham: £92.5m / 6yr = £15.4m/yr Newcastle: Bought for €70m, selling €108m = small profit but needed for PSR after Gordon sale De Zerbi key - reunion
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5- Mateus Fernandes - £85m West Ham -> Tottenham Second year in a row jumps after relegation (Southampton -> West Ham -> Spurs) West Ham: Bought for €25m, selling £85m after going down = €60m profit in Championship, insane business Spurs: £85m / 6yr = £14.1m/yr De Zerbi ball = Fernandes was his #1 target
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Anthony Gordon - £69.3m / €80m Newcastle -> Barcelona Dream move, May deal Barca: €80m / 6yr = €13.3m/yr on LaLiga FFP - registered via 1:1 rule after selling 2 players Newcastle: Bought for €45m = €35m profit over 3.5yrs, 39 goals return Speaks Spanish at unveiling
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7- Goncalo Ramos - £63.8m / €74m PSG -> AC Milan AC Milan RECORD signing Milan: €74m / 5yr = €14.8m/yr - Milan paying biggest fee in history for striker PSG: Bought for €65m from Benfica = €9m profit + 3yrs use (45 goals) Ramos to lead for Amorim
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8- Crysencio Summerville - £55m rising to £60m West Ham -> Al Hilal West Ham double sale = £140m raised from 2 wingers Al Hilal: £55m / 4yr = £13.7m/yr + wages €15m net tax free. Rejected Roma to go Saudi West Ham FFP = safe for 2 years after relegation battle
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9- Jeremy Jacquet - £55m + £5m add-ons Rennes -> Liverpool Rennes most expensive sale EVER Liverpool: £55m / 6yr = £9.1m/yr - Konate left free, this is replacement Rennes academy = 100% pure profit €55m on Ligue 1 books Age 20, contract till 2031
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10 - Maxence Lacroix - £52m Crystal Palace -> Chelsea Chelsea needed senior CB Chelsea: £52m / 6yr = £8.6m/yr Palace: Bought for €20m, selling £52m = €32m profit after 2 PL seasons, value soared French quota at Chelsea
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Akliouche to PSG for €60M Monaco book value: €0 So €60M = 100% pure profit PSG: €60M / 5yr = €12M/yr on FFP Cheat code business 🤯
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Why it happens now: Monaco: Last 2 yrs contract, value drops after this summer PSG: Need French HG for UCL list + sold Ugarte for €50M Perfect timing for both
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Joao Pedro super-sub hat-trick 6-4 vs Wanderers Came on 60th minute, 3-3 Scored 70', 78', 80' = 10-min hat-trick + assist Chelsea paid Brighton £60M / 8 years = £7.5M/yr That's £144K per week amort Today he scored 3 goals in 10 mins = £2.5M per goal in book value saved Xabi Alonso first win = £500K tour bonus Joao Pedro = £60M man showing why he starts over Jackson Brighton bought him £30M, sold £60M = £30M profit Now Chelsea will sell for £80M in 2 years = same trick
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"Why PL banned keeper time-wasting - the math: Raya goes down at 80 mins, 1-0 up Game stops 90 seconds Arsenal reset shape xG against drops from 0.34 to 0.22 New rule: if keeper goes down, you play 10v11 for 1 min = 0.12 xG cost Now faking costs more than it saves"
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Ekitike to Liverpool: €95M fee = €19M/year amort (5yr) But wage: €16M gross = £200K/week gross = £110K/week net in UK In Italy same €16M gross = £155K/week net to player Liverpool must pay £45K/week MORE tax to match Italy net. No wonder Serie A steals targets.
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I turn €25M gross into £/week net: Chelsea £250K gross = £142K net (55% UK tax) Same in Italy = £190K net (Growth Decree) Player gets £48K MORE in Italy for same cost to club. That's why De Bruyne picks Napoli over London.
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Stones FREE costs Arsenal £17.3M/year A £30M CB on £80K/week costs £10.1M/year Free is £7M MORE expensive.
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Unpopular PSR truth: Selling your academy star for £30M > selling your £60M signing for £80M. Academy = £30M pure profit £60M signing on 5yr after 2yrs = £36M book = £44M profit only £30M vs £44M but one kills your fans. Which one would you do? 👇
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