I routinely get asked by friends “where’s the best place to farm stable coin yield in the bear market!?” I always tell them the same. DON’T DO IT. Either trade and be active in crypto or just take the money off the table and into a bank. It’s MidWit bait to try and “yield farm”. in Q1 2026 so far: 137.7M was stolen across 15 protocols in 81 days. The yield depositors earned on that capital? About 1.25m That's a 1:110 ratio. For every $1 earned in yield, $110 was stolen. Even worse, approx 26M of the exploited funds weren't even in yield positions. Users got drained through token approvals and bridge vulnerabilities while earning literally nothing. The protocols paying 3-6% APY are asking you to risk 100% of your principal for basically unlimited risk. You'd need 18+ years of uninterrupted yield to break even on one quarter of exploits. Just trade, build, or GTFO.