"If your salary is your only source of income, you're one step away from poverty." That's not me. That's a man who has spent 25 years teaching Ghanaians how money actually works. Paul Mante lost his father at 8 children, scraped leftover gari from dining hall tables at St. Augustine's, and in 2006 sat down with his wife to discover they owed almost twice what they owned. Today he manages close to $1 billion in investments and he says the same thing to everyone, whether you earn ₵2,000 or ₵80,000: → Salary is medicine for poverty. It does not cure it.
→ Poverty and riches are both decisions.
→ You can pray and fast and still die of hunger.
→ Your children are NOT your retirement plan.
→ ₵2,000 a month, 20% invested, becomes ₵2.1 MILLION.