Equable educates employees, retirees, policymakers, and stakeholders about how to achieve retirement plan sustainability, accountability, and income security.

Long Island City, Queens
Joined March 2019
2026 estimated pension funded ratios by state: 21 Resilient (90%+) 28 Fragile (60–90%) 2 Distressed (60% or less): NJ 57.4%, IL 57.1% See your state: equable.org/report/state-of-… #PublicPensions
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Public pensions are on track for an 11.4% average return in fiscal 2026, up from 9.37% projected in July. It's the 4th straight year returns beat the average assumed rate. Full update: equable.org/report/state-of-… #PublicPensions
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The national average funded ratio for state and local pension plans is now estimated at 86.0% for 2026, up from 85.0% in July. Full trend from 2001 to 2026: equable.org/report/state-of-… #PublicPensions
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October update to State of Pensions 2026, vs. July: Funded ratio: 85.0% → 86.0% Unfunded liabilities: $1.13T → $1.06T Avg. return: 9.37% → 11.39% Full update: equable.org/report/state-of-… #PublicPensions
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At the PIE Network Summit in Chicago this week? Equable is a sponsor. Find our Executive Director, Anthony Randazzo, and talk public retirement systems that work for educators and schools. #PIENetwork #RetirementSecurity
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The assumed rate of return just fell to 6.88% — the lowest level ever recorded. Even that may still be too optimistic. Full data: equable.org/data/assumed-rat… #PublicPensions #RetirementSecurity
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Most public workers never get a real explanation of how their pension is calculated. Equable Institute has free resources to fix that: guides, a benefit calculator, and COLA explainers. equable.org/resource/public-… #PublicPensions #FinancialLiteracy
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Not every pension is protected from inflation. COLA rules vary by state and by plan — some automatic, some ad hoc, some nonexistent. Read more: equable.org/resource/public-… #PublicPensions #COLA #PensionPolicy
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A quick guide to picking the right public pension dataset for your research: equable.org/resource/public-…
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The California Retirement Scorecard for AB 1383 is now interactive. AB 1383 passed out of the Senate Appropriations Committee last week and is expected to come to a final vote this month. See how it impacts workers: equable.org/news/updated-cal… #PublicPensions #CalPERS
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Public pensions now hold an estimated $500–600B in A.I.-related companies, about 8-10% of assets. Investments are just one of four areas where A.I. will impact pensions. Read more: equable.org/resource/the-man… #PublicPensions
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Public pensions are in the best shape in years. Whether it holds comes down to 4 things: market returns, contribution discipline, valuation risk, and assumed returns. Read State of Pensions 2026 → equable.org/report/state-of-… #PublicPensions #RetirementSecurity
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We predicted 2025 would land at 82.5% funded with $1.27T unfunded and 9.5% returns. Actual: 81.2% funded, $1.37T unfunded, 10.4% returns. Here's why → equable.org/report/state-of-… #PublicPensions #PensionResearch
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Best-funded statewide plan: Washington Law Officers, 143.4%. Worst: California Judges, a pay-as-you-go plan, 3.1%. 31% of plans are Resilient, 59% Fragile, 10% Distressed → equable.org/report/state-of-… #PublicPensions #FundedRatio
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"85% funded" nationally covers plans from 119.6% (Oklahoma PERS) to 24.6% (Chicago Municipal). 42 plans are over 100% funded. 24 are below 60% → equable.org/report/state-of-… #PublicPensions #FundedRatio
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One of the strongest return runs in pension history — and four states still averaged under 5pp annual asset growth while sitting below 90% funded: OH, NC, CO, AK. Falling behind in a boom is structural → equable.org/report/state-of-… #PublicPensions #PensionInvesting
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Indiana public employees have an important choice to make. SB14 lets current TRF and PERF "My Choice" DC members switch to a Hybrid plan. The window closes Dec 31, 2026. New Equable scorecards lay out what it means for your retirement benefits: equable.org/news/indiana-sen…
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The average assumed return for public pension plans is now 6.88%, down from 8.07% in 2001. Plans assuming more than 7% have fallen from 230 to 60 — but the trend toward realism has stalled → equable.org/report/state-of-… #PublicPensions #AssumedReturn
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States paid 99.4% of their required pension contributions in 2025 — a net 100% three years running. But ~18% of plans still underpay, and the required rate is a floor, not a guarantee → equable.org/report/state-of-… #PublicPensions #StateBudgets
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27.1% of public pension assets are now priced by models, not markets — up from ~9% before 2008. Overstate those values and funded status is overstated too → equable.org/report/state-of-… #PublicPensions #ValuationRisk
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