Every dollar that gets lost in the correspondent banking chain is a dollar that should have moved on better rails. Pre-funded accounts. Opaque fees. Locked-up capital. The old system extracts wealth from the people it was never really built for. Stablecoins issued on sound reserve management aren't just a crypto story, they're the infrastructure that makes fairer payments possible. That's what we're building at Anzens.

$685B - That's the global remittance market in 2024 (World Bank). Average cost to send $200: still 6.4%. Anzens can do it for under 1%. The math has been obvious for a decade. The infrastructure is finally catching up.

Anzens is a global fintech company. But our heart and mission is to provide our services to those who need it the most. If not for them, then who?

Stablecoin adoption is accelerating. The question is: can your stablecoin actually connect to the real economy? $USDA can. Backed by US dollars and dollar equivalents, custodied by BitGo Trust, and connected to fiat payouts in 50+ countries through Encryptus.

Anzens CEO @Shantnoo6: "We now know the narrative that Stablecoins can make cross-border transfers faster, cheaper, and more accessible, especially in emerging markets. Used well, they help families and businesses move money with much less friction. But there are serious risks that are not discussed enough: non-compliance, weak governance, and the potential economic and monetary drain they can cause if used outside proper oversight. Take a simple example of remittances to India: Traditional channel: A worker sends US$1,000. At ₹90.91 per US$ from a regulated FI, the receiver gets about ₹90,910. Stablecoin channel: The worker buys 1,000 USDT abroad and sends it to India. A local peer sells it at, anywhere between Rs.95 to 98 per USDT, so the receiver gets about ₹95,000; a premium of roughly 4.5% to 5%.. While this looks like a clear win for the recipient, it often bypasses regulated banks and formal remittance channels. That means weaker KYC/AML checks, tax leakage, underreported foreign inflows, and growing reliance on unregulated local peers who are not banks and may be quietly moving funds out of the country via stablecoins. At scale, this can: - undermine the banking system, - reduce visibility into FX flows, - weaken bank deposits, and - limit the central bank’s ability to manage capital flows and monetary policy. The drain is twofold: loss of oversight and revenue, and erosion of policy sovereignty. If with sound governance and regulation; stablecoins can expand inclusion and deliver real savings, but if used mainly to arbitrage remittances outside regulated channels, they become a regulatory and macroeconomic liability instead of a net benefit. This post is for educational purposes only. There is a lot of talks among our friends from the remittance world as to how can they get premium rates by offsetting INR with stables. Understanding the risks is super important. Not just this is risky for regulated firms but also put the end beneficiary of the fiat funds into AML RISKS."

Breaking the Barriers of Global Settlement The first cup of coffee paid for with $USDA on Cardano has been served in Kenya, settled in real-time, directly to this merchant’s M-Pesa wallet in Nairobi. This pilot confirms that the Cardano network can handle the speed and integration required for everyday retail. And that's not all. This demo is just one piece of a larger infrastructure. This wallet pilot already supports: > Instant Fiat-to-Fiat: Seamless transfers across Africa. > USDA-to-Fiat: Direct conversion for real-world spending at almost every retailer > Multi-Currency Support: Instant payments to 7 different fiat currencies. Using a credit card internationally would have cost over 14% in fees, plus 5 days in settlement for the Merchant. With USDA, fees were under 1% and settled instantly. Our goal is to bring this liquidity to emerging markets worldwide, removing the friction of traditional cross-border payments. The wallet is entering final stages of testing and will launch in the coming weeks.

The Cardano Africa Tech Summit has wrapped up, and it's a bittersweet moment. We have been overwhelmed by the demand and support for $USDA. The conversations we had this week confirmed what we already believed: Africa doesn't need to wait for legacy financial systems to catch up. Builders here are ready for stablecoin infrastructure that actually works for them. @Shantnoo6 took the stage with @NC_IntersectMBO, @BRIGHTZEED, @planetmaaz, and @AI4Peace for our "Turning Blocks to Solutions" panel, and the response said it all. Real questions. Real use cases. Real urgency. We'll be sharing much more about the collaborations and partnerships that came out of this trip. Stay tuned, you're gonna love what comes next.

🌇✨ @AnzensOfficial x BlockAi invite you to an exclusive sunset gathering in Nairobi. Let’s talk #Stablecoins & #Payments and shape the roadmap for $USDA adoption in #Africa — alongside innovators, investors, and builders driving the future of digital assets. 🚀🌍 In collaboration with @EncryptusGlobal and @wapi_pay 🤝 ✒️ To register: luma.com/eaidknke

📢 Announcing: Bankware Global Partnership Excited to share KOSDAQ listed Bankware Global (BWG) is moving from MOU to concrete partnership negotiations with Anzens Bankware Global is a prominent provider of core banking systems and financial software, specializing in modernizing IT infrastructure for banks and fintech companies across Asia. Partnership Scope: 1. Bankware Japan and its subsidiaries will pilot stablecoin-based international remittances using $USDA infrastructure 2. Direct integration of USDA into traditional core banking systems via @EncryptusGlobal Faster Settlements Layer (FSL) 3. Expansion into Cardano's @MidnightNtwrk blockchain and AI/blockchain convergence initiatives The impact: Immediately upon this announcement, Bankware Global stock rose a staggering 16.27%. Why this matters: Stablecoins have largely operated in parallel to traditional banking. This partnership changes that dynamic. We're not asking financial institutions to adopt new systems. We're integrating directly into the core banking software they already use. Banks get 3-minute settlements, 50+ country coverage, and zero-custody architecture, delivered through existing banking infrastructure, without touching the SWIFT network. This is infrastructure, not intermediary. This is USDA embedded as a native banking feature. Special thanks to @IOGroup, @Cardano_CF, @IOHK_Charles, @F_Gregaard, @phillip_pon, and @emurgo_io for building the foundation that enabled us to bring Cardano and $USDA into the global financial markets. More updates as the partnership develops.

We are thrilled to announce we will be part of Cardano Africa Tech Summit! Join us February 11-12 for a meet & greet with Anzens CEO Shantnoo Saxena. If you're building in Africa, we want to meet with you. Drop us a line and let's talk.

🔥 Anzens DeFi Tour 2026 | Japan 🇯🇵 4 cities. 1 vision: Bringing DeFi to everyone. Fukuoka • Osaka • Nagoya • Tokyo Happening February 2026 ☑️ Uniting Japan’s DeFi community ☑️ Explore Cardano DeFi projects ☑️ Deep dives into Stablecoins, DEXs, OTC & more Inviting interesting projects and participants to join us on this journey! DM if interested. Agenda, partner details and finer details to follow.