Assistant Professor of Economics, University of Michigan. Development economist, studying female entrepreneurship and digital financial services.

Ann Arbor, MI
Joined October 2011
Emma Riley retweeted
Development economics finally has a global professional home. Today we launch @ideadevecon ... Open to every development economist, everywhere. Join the community: idea.devecon.org Please share 🌍
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Emma Riley retweeted
📢 Happening today: How can behavioral strategies boost women’s financial empowerment? @EmmaRiley19 (@UMich ) and @chitsidzo (@womensworldbnkg) will share evidence from randomized evaluations in Tanzania and Ghana. 🕑 1:00–2:15 PM GMT 📍 Register: lnkd.in/dG65V5vX
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Next up in our interview series is a conversation with @EmmaRiley19 ! She talks about her research on financial inclusion and women's empowerment, tips on conducting field work in development econ and much more! Check it out: #EconTwitter #ETRM econthatmatters.com/2025/07/…
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Emma Riley retweeted
🆕 Incentives versus endorsement: How to boost digital banking adoption and savings Today on VoxDev, @EmmaRiley19 (@umichECON), @Abu_Shonchoy (@FIU) & @RdoseiOsei (@UnivofGh) discuss how peer-led endorsement doubled mobile banking uptake in Ghana: voxdev.org/topic/finance/inc…
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Excited to share work with @kateorkin @EmmaRiley19 in rural Kenya. We show that adding an aspiration-boosting workshop to cash transfers increased women’s control over resources & decreased intimate partner violence as compared to cash transfers alone. tinyurl.com/3fwuhjyc
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Researchers in Ghana explored how to encourage mobile banking use in rural microfinance groups. Results showed that having a group leader endorse the new technology & offering small incentives boosted adoption and savings. Read about the impact evaluation conducted by @Abu_Shonchoy, @EmmaRiley19 & Robert Osei with IPA Ghana and @OISLGhana. bit.ly/43AwV5E
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How can mobile banking adoption grow in rural areas? An IPA study in Ghana found that combining small incentives and having a group leader endorse & support the new technology doubled adoption rates and increased savings by 30% after six months. bit.ly/43AwV5E #DigitalFinance #MobileBanking
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Excited to share a @vox_dev post on my new paper on digital financial services and women’s empowerment with @rachelmheath
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📖 New #CEGAWorkingPaper 📖 Adding a trusted friend's endorsement to individual incentives can double the adoption of mobile banking in Ghana, find @EmmaRiley19, @Abu_Shonchoy & @RdoseiOsei. How does this affect financial + digital inclusion? Learn more: buff.ly/3w7eib4
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Delighted to share that my job market paper is forthcoming at the AER!
Forthcoming in the AER: "Resisting Social Pressure in the Household Using Mobile Money: Experimental Evidence on Microenterprise Investment in Uganda" by Emma Riley. aeaweb.org/articles?id=10.12…
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Emma Riley retweeted
Digital financial services like mobile banking can be a powerful tool to ⬆️ financial inclusion, especially for those in rural areas. In Ghana, @EmmaRiley19 & @Abu_Shonchoy looked at the impacts of an info campaign on digital financial service uptake: j-p.al/79f
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Coping with Weather Disasters through International Migration: The Role of Search Frictions and International Migrant Demand: Guest post by Emir Murathanoğlu - the 2nd in our job market series involves typhoons blogs.worldbank.org/impactev…
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Emma Riley retweeted
What are innovative ways to increase the use of mobile banking services in rural low-access areas? @EmmaRiley19 & @Abu_Shonchoy explored the impacts of a national information campaign on digital financial service uptake in Ghana: j-p.al/79f
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Emma Riley retweeted
Can information campaigns encourage adoption of new digital financial services? In Ghana, J-PAL affiliates @EmmaRiley19 & @Abu_Shonchoy examined the impacts of pre-recorded phone calls & text reminders promoting mobile banking. Read more 👇 j-p.al/79f
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🚨 Less than one week to go! Join us for the #SDG Webinar on the transformative potential of digital financial inclusion in driving forward the SDGs with @poverty_action and @WorldBank. 🗓️ Tuesday, September 12th, 8 am-9 am EST. Register now ➡️ bit.ly/finclusion0912 💡
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📢 Save the date! Join @poverty_action , @wb_research and the Alliance for a discussion on the power of digital financial inclusion to advance the #SDGs 🗓️ Date: Tuesday, September 12th ⏰ Time: 8am-9am EST 📌 REGISTER HERE ➡  bit.ly/finclusion0912 #GlobalGoals
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Submitted two revisions this week! Wish me luck 🤞
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I’m excited to announce that I’ll be joining the department of economics at the University of Michigan in the Fall! I’m really looking forward to being part of such a great group of economists! @umichECON
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I’ll also miss my fantastic colleagues at the University of Washington. It’s been a really supportive department and I’ve made some great friends.
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